MEDOC® TRAVEL INSURANCE PLAN - Johnson Inc.

If the Supplemental Plan is cancelled, the Base Plan coverage cannot be
terminated and any remaining premium due for the Base Plan will be
adjusted accordingly for the remainder of the policy year. No downgrade in
coverage or refund of premium is permitted under the Supplemental
Plan if a claim has been incurred prior to your request.
II. MEDOC PLAN DESIGN
The MEDOC Plan provides Emergency Medical Insurance and Trip
Cancellation, Interruption & Delay Insurance coverage as indicated below.
Unless otherwise stated, dollar amounts shown under this insurance are in
Canadian currency. All benefits are subject to exclusions and limitations as
outlined in Section IV.
A. BASE PLAN:
If you purchased the Base Plan, your coverage includes:
Up to a maximum of $5,000,000 Emergency Medical coverage for an
unlimited number of trips not exceeding 35 days per trip per policy year.
Proof of departure from your province or territory of residence is required if
a claim occurs.
Up to a maximum of $12,000 Trip Cancellation, Interruption & Delay
Insurance per trip. This applies only to trips booked prior to your day of
departure from your province or territory of residence.
B. SUPPLEMENTAL PLAN:
If you purchased the Supplemental Plan, your coverage includes:
Up to a maximum of $5,000,000 Emergency Medical coverage for a single
trip longer than 35 days up to a maximum of 182 days. Your single trip must
occur between your effective date and trip termination date as noted in your
confirmation of coverage or as subsequently advised to, and confirmed by
the Administrator. The Supplemental Plan automatically includes the Base
Plan coverage, however, the Supplemental Plan is not an add-on to the Base
Plan and must be purchased separately. When purchasing two or more
Supplemental Plans, the full premium for all trips must be paid.
Up to a maximum of $12,000 Trip Cancellation, Interruption & Delay
Insurance per trip. This applies only to trips booked prior to your day of
departure from your province or territory of residence.
C. DEDUCTIBLE OPTION:
The Deductible Option (if applicable) is based on the amount indicated in
your confirmation of coverage. The deductible amount which is in Canadian
dollars, applies to each unrelated claim for any benefit paid under the
Emergency Medical coverage only and not to Trip Cancellation, Interruption
& Delay Insurance.
Effective – Sept. 1/10 7 GROUP A