We are asking the court to make a final decision against you without a trial or an opportunity for you to present your case to a judge. We are requesting that a decision be entered against you because we say that the important facts are not in dispute and the law entitles us to a judgment. If you object to the motion, you must file a written response stating what facts are disputed and why a decision should not be entered against you. DATED: 05/14/12 PRESSLER, LLP 42a
STATEMENT OF MATERIAL FACTS P&P File Number 048924 1. The Plaintiffs predecessor in interest extended credit to Defendant pursuant to Credit One Bank, N.A. under account number 4447 9621 4582 8657, as indicated in the Summons and Complaint and in Plaintiffs Certification in support of Summary Judgment. 2. Annexed hereto is Plaintiffs Certification in support of the instant Motion for Summary Judgment, which states that Plaintiff is the current owner of Credit One Bank, N.A. account number 44479621 45828657; and that a balance of $725.40 is owed by Defendant. 3. The "Electronically Transmitted Information From Seller" referenced in Plaintiffs Certification reflects that the subject Credit One Bank, N.A. account was opened on or about 10/25/07 ("Origination Date") and that payment was last credited towards the outstanding balance on 03/02/08 ("LastPmtDate"). The account was subsequently charged~off on or about 10/05/08 ("ChgOftDate") and the amount of $723.82 remained due ("ChgOffBalance"). This is the principal of the instant action. 4. As indicated in the previously referenced Certification and statement, interest subsequent to the charge~off of the subject account has accrued on the outstanding balance in accordance with the interest rate set by Court Rule 4:42~II. 5. Annexed hereto as Exhibit A please find the chain~of~title relevant to Credit One Bank, N.A. account number 44479621 45828657. 6. The individual bills of sale which make up the chain~of~title document the bulk transfers of delinquent credit accounts from the original creditor (Credit One Bank, N.A.) to Sherman Originator, LLC (a subsidiary of Sherman Financial Group, LLC); and from Sherman Financial Group, LLC (through its subsidiary Sherman Acquisition, LLC) to Plaintiff (New Century Financial Services, Inc.). 7. Annexed hereto as Exhibit B, is a copy of the last billing statement for the subject Credit One Bank, N.A. account number 4447 9621 4582 8657. The account statement has a closing date of October 4, 2008 and advises Defendant that his account was scheduled to be charged~off. The statement reflects a balance due and owing of $723.82, which is the principal amount of Plaintiff's claim. 8. Defendant's Answer, a copy of which is enclosed as Exhibit C, only sets forth a general denial of the underlying account stating that Plaintiff has provided no documentation of same. However, the last billing statement (Exhibit B) bears Defendant's current horne address of 109 66 th Street Apt. 2 in West New York, New Jersey. This is the same address Defendant has used throughout litigation. 9. Annexed hereto as Exhibit D, are Defendant's responses to Plaintiffs Interrogatories. Defendant asserts that Plaintiff lacks standing to bring this action. However, Defendant has yet to provide any actual documentation supporting this defense. Conversely, Plaintiff has presented the chain~ of~title, last billing statement, and its own Certification supporting its current ownership and the balance of the underlying account. 10. Based on Plaintiff s proofs, Defendant has failed to raise any reasonable question of fact, and based on the entirety of the foregoing, there are no material issues of facts in dispute and Plaintiffs Motion for Summary Judgment should be granted. 11. Wherefore, judgment should be entered in favor of Plaintiff and against the Defendant in the amount of $725.40, plus costs. 43a
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PHILIP D. STERN & ASSOCIATES, LLC A