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New Challenges and New Opportunities in the ... - Bernardo Nicoletti

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Evolution of prepaid offer <strong>in</strong> Italy:<br />

The Post Office launched first <strong>and</strong> <strong>the</strong>y have 6 million of cards <strong>in</strong> 2009*<br />

2004<br />

Reloadable prepaid<br />

card <strong>in</strong>troduced <strong>in</strong> <strong>the</strong><br />

market<br />

2005-2008<br />

Consumer shows<br />

self-segmentation <strong>in</strong><br />

usage patterns:<br />

2009<br />

Vertical products<br />

target<strong>in</strong>g specific usage<br />

Prepaid Cards are Essentially Electronic Money<br />

* Mastercard

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