<strong>and</strong> <strong>in</strong>stitutions on economic issues can be rigorously tested <strong>in</strong> an analytical framework. As Guiso et al. (2006) state, the <strong>in</strong>corporation <strong>of</strong> cultural elements <strong>in</strong> economic models will improve the models to capture the nuances <strong>of</strong> the real world, <strong>and</strong> make them more useful for decision makers. 24
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