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Benefits Selection Guide - Kentucky Personnel Cabinet

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Preparing for 2014Thank you for your service to the Commonwealth. At <strong>Kentucky</strong> Employees’ Health Plan (KEHP), we care about yourhealth and are dedicated to providing comprehensive, affordable and competitive health and wellness benefits tonearly 300,000 <strong>Kentucky</strong> teachers, retirees, state, quasi-government employees, and their families. We hope this<strong>Benefits</strong> <strong>Selection</strong> <strong>Guide</strong> (BSG) will help you: Make the right decision for your health and wellness needs in 2014Understand the new plan designs and how they workLearn more about the importance of wellnessLivingWell CDHP Know how to enroll in health coverage for 2014What's ahead in 2014Open Enrollment is an active, mandatory enrollment. Everyone must elect a new health insurance planoption or waive coverage. If you do not actively make an election or waive coverage by Oct. 31, you will beautomatically enrolled in the Standard CDHP, single coverage level plan option.To ensure a smooth online enrollment session, KEHP has designated enrollment dates foryou. If the dates listed below are inconvenient for your schedule, please be sure to enroll any date fromOct. 1 — Oct. 31.First Letter of Last Name Designated Enrollment DatesA-F October 1 - 10G-N October 11 - 20O-Z October 21 - 30 If you want a Flexible Spending Account for 2014, you must also make new elections by Oct. 31.There are four new plan options — two of the plans connect wellness and health benefits byway of a LivingWell Promise.There is no cost for in-network preventive care.See application for new tobacco use declaration.KTRS retirees can now enroll online. FREE flu shots will continue to be offered Sept. 1 — Nov. 30.KEHP has a new incentive program — Compass ChoiceRewards.LivingWell PPOStandard PPOHumanaVitality® HealthyFood program now offers 10% savings for eligible members whoactivate their HealthyFood Shopping Card in HumanaVitality® and complete the Vitality Check®.Standard CDHP3

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