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health care and dental coverage enrollment form - University of Utah

health care and dental coverage enrollment form - University of Utah

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HEALTH CARE AND DENTAL COVERAGE ENROLLMENT FORMEmployee Name Employee ID #Address City State Zip Code Home PhoneHire Date ____/____/____Email Address:Work PhoneHEALTH PLAN CHOICES (Choose one option in each box below):NetworkPlan DesignDental CoverageCoverage Level[ ] <strong>University</strong> Health Care Plus[ ] Basic[ ] Yes[ ] Single Coverage[ ] ValueCare[ ] Comprehensive[ ] Waive[ ] Two-Party Coverage[ ] Blue Cross Blue Shield[ ] Advantage[ ] Family CoverageDependentsto beEnrolledSpouseName(Include last name if different fromemployee)Address(If different from employee’s address)Relationship[ ] Husb<strong>and</strong>[ ] WifeBirthdateMonth/Day/Year[ ] Daughter[ ] Son[ ] Daughter[ ] SonEligibleDependentChildren(See definition<strong>of</strong> eligibledependents onreverse side <strong>of</strong>this <strong>form</strong>)[ ] Daughter[ ] Son[ ] Daughter[ ] Son[ ] Daughter[ ] Son[ ] Daughter[ ] Son[ ] Daughter[ ] SonCertificationI have read <strong>and</strong> I agree to the conditions contained on the back <strong>of</strong> this <strong>form</strong>. I underst<strong>and</strong> I may enroll in <strong>health</strong> <strong>care</strong> <strong>coverage</strong> within 3months <strong>of</strong> my date <strong>of</strong> hire or transfer into a benefit-eligible position from a non-eligible position, during Open Enrollment, or if Iexperience event that results in a special <strong>enrollment</strong> period for me. I also underst<strong>and</strong> that I may not change or cancel these electionsuntil Open Enrollment, unless I experience a qualified status change event (as defined by the Internal Revenue Code) consistent withthe requested change <strong>and</strong> submit the completed paperwork to the Benefits Department within three months <strong>of</strong> the event. If at anytime I participate in unpaid leave under the Family & Medical Leave Act (FMLA), I authorize the <strong>University</strong> to deduct any unpaidcontributions retroactively upon my return. I underst<strong>and</strong> if my FTE drops between 50-74%, I will automatically be charged the parttimerate, <strong>and</strong> must notify the Benefits Department within three months if I wish to cancel <strong>coverage</strong> or drop enrolled dependents. Iunderst<strong>and</strong> if my FTE drops below 50%, I will no longer be eligible <strong>and</strong> my <strong>coverage</strong> will be terminated. I agree to notify the BenefitsDepartment if one <strong>of</strong> my listed dependents ceases to qualify as an eligible dependent or if the address <strong>of</strong> one <strong>of</strong> my dependentschanges. I hereby authorize payroll deductions <strong>of</strong> contributions on a pre-tax basis as required.I certify the in<strong>form</strong>ation I have provided on all parts <strong>of</strong> this <strong>form</strong> is true <strong>and</strong> correct. I underst<strong>and</strong> that if I knowinglyfile a statement <strong>of</strong> claim for an individual who does not qualify as an eligible dependent or otherwise containing anymisrepresentation or any false, incomplete, or misleading in<strong>form</strong>ation I may be subject to adverse employment actionup to <strong>and</strong> including termination, my <strong>coverage</strong> may be cancelled without the right to elect COBRA, <strong>and</strong> I may be guilty <strong>of</strong>a criminal act punishable under law <strong>and</strong> subject to civil penalties.Employee Signature: _________________________________________ Date: ______________________________Benefits Dept.Use Only >Effective Date: ___/___/___Comments:5/06


STATEMENT OF UNDERSTANDING AND AGREEMENTSHEALTH AND DENTAL COVERAGEAs an employee in a benefit-eligible position, I may enroll in the <strong>University</strong> <strong>of</strong> <strong>Utah</strong> Employee Health Care Plan medical <strong>and</strong><strong>dental</strong> options within 3 months <strong>of</strong> the date I am hired into a benefit-eligible position. I underst<strong>and</strong> that participation in one<strong>of</strong> the medical options is a prerequisite for participation in the <strong>dental</strong> option <strong>and</strong> that all dependents enrolled in <strong>health</strong><strong>coverage</strong> will automatically be enrolled in <strong>dental</strong> <strong>coverage</strong>, if <strong>dental</strong> <strong>coverage</strong> is elected. I underst<strong>and</strong> I may make changesto my <strong>coverage</strong> if I experience a status change event (as defined by the Internal Revenue Service; e.g., marriage, divorce,birth, loss <strong>of</strong> other <strong>coverage</strong>, etc.) if such change is made within three (3) months <strong>of</strong> the date <strong>of</strong> the status change event.If the written request is not submitted to the Benefits Department within 3 months, I will forfeit any right to make a changeuntil the next annual open <strong>enrollment</strong>, if any.I underst<strong>and</strong> that eligible dependents are the person to whom I am legally married <strong>and</strong> my (or my spouse’s) unmarriedchildren by birth, placement for legal adoption or foster <strong>care</strong>, or legal court-appointed guardianship, who are under age 26<strong>and</strong> dependent on me for more than 50% <strong>of</strong> their support. I agree to notify the Benefits Department if one <strong>of</strong> my enrolleddependents is no longer an eligible dependent. I underst<strong>and</strong> that I must provide notification within 60 days in order for thedependent to be eligible for COBRA Continuation Coverage.PREEXISTING CONDITION WAITING PERIODTo the extent allowed under federal law, I underst<strong>and</strong> the <strong>health</strong> <strong>care</strong> plan does not cover treatment <strong>of</strong> preexistingconditions for newly enrolled participants during the first 6 months following <strong>enrollment</strong> or, for late enrollees, during thefirst 18 months following <strong>enrollment</strong>; unless this preexisting condition waiting period is reduced by a period(s) <strong>of</strong> priorcreditable <strong>coverage</strong> as defined by HIPAA. I am responsible for submitting a certificate(s) or other evidence <strong>of</strong> priorcreditable <strong>coverage</strong>. A Preexisting Condition is defined as a physical or mental condition, except for pregnancy, whetherdiagnosed or misdiagnosed, which within the six-month period before your Enrollment Date (defined in the Plan):• You incurred expense, received medical treatment, services or advice, underwent diagnostic procedures, took prescribeddrugs or medicine, or consulted a physician or other licensed medical pr<strong>of</strong>essional; or• Was discovered or suspected as a result <strong>of</strong> any medical examination, including a routine medical examination.The Plan will not impose a waiting period for a preexisting condition for a newborn child, an adopted child, or a child placedwith me for adoption if I complete the paperwork to add the child within 3 months <strong>of</strong> the birth, adoption, or placement,respectively.AGREEMENTI hereby make application on behalf <strong>of</strong> myself <strong>and</strong> listed eligible family dependents for membership in the <strong>University</strong> <strong>of</strong><strong>Utah</strong> Employee Health Care Plan as indicated hereon <strong>and</strong> agree to the terms <strong>and</strong> conditions in the Master Policy. Iunderst<strong>and</strong> that if I am eligible <strong>and</strong> this <strong>enrollment</strong> <strong>form</strong> is completed <strong>and</strong> provided to the <strong>University</strong> Benefits Departmenttimely, my benefits will begin on my effective date as determined by the <strong>enrollment</strong> rules <strong>of</strong> the Plan.To the minimum extent necessary to implement <strong>coverage</strong>, <strong>and</strong> in accordance with rules set forth in the HIPAA PrivacyRegulations, I authorize Regence Blue Cross/Blue Shield <strong>of</strong> <strong>Utah</strong>, UUHP, <strong>and</strong> Caremark to request any medical, <strong>health</strong>,employment, <strong>and</strong>/or insurance in<strong>form</strong>ation necessary to complete my <strong>enrollment</strong>. I authorize pretax payroll deduction <strong>of</strong>contributions as required through the provisions <strong>of</strong> IRC Section 125 Flexible Benefits. I agree to abide by the Plan’s<strong>enrollment</strong> provisions. I authorize my employer to act as my agent in all matters <strong>of</strong> administration <strong>of</strong> the group program,<strong>and</strong> acknowledge that my employer is in no way acting as agent for those companies administering the Plan. To the extentauthorized under applicable law, I accept Binding Arbitration as the method <strong>of</strong> resolving any disputes arising between me ormy covered family member <strong>and</strong> the Plan, or a participating physician, concerning the applicability <strong>of</strong> benefits payable underthe Plan. I underst<strong>and</strong> that the <strong>University</strong> intends to continue the Plan(s) indefinitely; however, it reserves the right toamend, suspend or discontinue the Plan(s) at any time.I certify that all in<strong>form</strong>ation on this <strong>form</strong> is true <strong>and</strong> correct <strong>and</strong> acknowledge that my <strong>coverage</strong> is subject to cancellation ifany completed in<strong>form</strong>ation is found to be false or incorrect <strong>and</strong> I will be responsible for reimbursement to the Plan for anyclaims paid in error. I underst<strong>and</strong> that knowingly providing a statement that contains any false, incomplete or misleadingin<strong>form</strong>ation may result in adverse employment action, up to <strong>and</strong> including termination <strong>of</strong> employment.For detailed plan in<strong>form</strong>ation, please refer to the Plan’s Summary Plan Description.Summary Plan Descriptions are available on the internet at www.hr.utah.edu/ben or in theBenefits Department located at 420 Wakara Way, Ste. #105, Salt Lake City, UT 84108.Phone: 581-7447, Fax: 585-7375, e-mail: benefits@hr.utah.edu5/06


FULL-TIME (75% TO 100% FTE) EMPLOYEE RATESPlease Note: All rates are monthly <strong>and</strong> include <strong>dental</strong> <strong>coverage</strong>Network Option Plan Option You Only You & 1 Dependent You & 2+ Dependents<strong>University</strong> HealthCare PlusBasic □ $10.06 □ $23.06 □ $36.38Comprehensive □ $48.12 □ $87.38 □ $122.76Advantage □ $64.48 □ $115.02 □ $159.88Network Option Plan Option You Only You & 1 Dependent You & 2+ DependentsValueCareBasic □ $18.78 □ $37.80 □ $56.18Comprehensive □ $56.84 □ $102.12 □ $142.56Advantage □ $73.20 □ $129.76 □ $179.68Network Option Plan Option You Only You & 1 Dependent You & 2+ DependentsBlueCross BlueShieldBasic □ $39.14 □ $72.20 □ $102.38Comprehensive □ $77.20 □ $136.52 □ $188.76Advantage □ $93.56 □ $164.16 □ $225.88Waive Dental(Deduct amount shown from above rates) □ -$10.06 □ -$23.06 □ -$36.38PART-TIME (50% TO 74% FTE) EMPLOYEE RATESPlease Note: All rates are monthly <strong>and</strong> include <strong>dental</strong> <strong>coverage</strong>Network Option Plan Option You Only You & 1 Dependent You & 2+ Dependents<strong>University</strong> HealthCare PlusBasic □ $195.52 □ $341.38 □ $468.28Comprehensive □ $233.58 □ $405.70 □ $554.66Advantage □ $249.94 □ $433.34 □ $591.78Network Option Plan Option You Only You & 1 Dependent You & 2+ DependentsValueCareBasic □ $204.24 □ $356.12 □ $488.08Comprehensive □ $242.30 □ $420.44 □ $574.46Advantage □ $258.66 □ $448.08 □ $611.58Network Option Plan Option You Only You & 1 Dependent You & 2+ DependentsBlueCross BlueShieldBasic □ $224.60 □ $390.52 □ $534.28Comprehensive □ $262.66 □ $454.84 □ $620.66Advantage □ $279.02 □ $482.48 □ $657.78Waive Dental(Deduct amount shown from above rates) □ - $18.22 □ - $41.80 □ - $65.965/06

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