Table of Contents - Bangladesh Enterprise Institute

About Bangladesh Enterprise Institute (BEI) 

Founded on October 10, 2000, Bangladesh Enterprise Institute (BEI) is a non-political and 

non-profit research centre of excellence and an institute of advocacy for the growth of private 

enterprise in Bangladesh. 

BEI promotes and articulates issues of importance to the private sector and seeks to influence 

policy and to initiate measures crucial to the development of a market-oriented economy as 

well as sustainable growth of trade, commerce and industry. 

BEI responds to the ever-growing demands of the business and industrial community in a 

rapidly changing world to address how the private sector in Bangladesh can best cope with 

and derive the maximum benefit from globalisation. 

BEI recognizes the need for transparent and accountable corporate governance practices in 

the private sector to lay a solid foundation for the growth of capital markets to attract foreign 

direct investment, and to encourage indigenous investment. 

BEI lobbies for the integration of Bangladesh in the global market through unrestricted 

access for the manufactured goods, especially for ready-made garments in North America. 

BEI has particular interest in the support and growth of Small and Medium Enterprises 

(SMEs), which have the potential to be the engine of growth in Bangladesh. 

PSD Mapping Research Team 

Iftekar Ahmed 

Team Leader 

Ishtiaque Latif 

Research Associate

Acknowledgements 

The research team is greatly indebted to all the donors and project managers 

who lent their time and knowledge to this report. In particular, we thank Imran 

Shauket of JOBS for his honest opinion and directing us to past reports done in 

this area, and Dewan Alamgir of USAID for his write-up on current USAID 

projects. Lena Hasle of NORAD provided the team with the NORAD PSD 

Assessment Report completed in 2002 as well as a write-up on NORAD’s PSD 

initiatives. Kevin Smith and Omar Farooq Khan of CIDA provided write-ups 

and brochures on CIDA’s activities. Martin van der Wijck and Manish Pandey 

of Swisscontact explained in detail the Katalyst (DBSM) project. Frank 

Matsaert provided key information on DFID’s initiatives and insights to 

improve this report. In particular, we are indebted to him for permission to use 

his matrix format in presenting the information. 

Anil Sinha of SEDF met with us on multiple occasions to explain SEDF 

initiatives and provide guidance to enrich this map. We would also like to thank 

Hassan Khaleque of BEI and Riffat Zaman of SEDF for their comments and 

edits. Special thanks should be given to Antonie de Wilde of SEDF, without 

whose support this report would not have been possible.

Abbreviations 

ADB Asian Development Bank 

BDS Business Development Services 

BEI Bangladesh Enterprise Institute 

BGMEA Bangladesh Garment Manufacturers and Exporters Association 

BRAC Bangladesh Rural Advancement Committee 

CEP Community Empowerment Project 

CIDA Canadian International Development Agency 

DANIDA Danish International Development Agency 

DFID Department For International Development (UK Government) 

EC European Commission 

GOB Government Of Bangladesh 

GTZ Deutsche Gesellschaft Fur Technische Zusammenarbeit Gmbh/German Technical Training 

ICT Information Communication Technology 

IFC International Finance Corporation 

ILO International Labour Organisation 

IT Information Technology 

LGRD Local Government Rural Development 

MF Micro Finance 

MSE Micro and Small Enterprise 

NGO Non-Governmental Organisation 

NORAD Norwegian Agency For Development Cooperation 

PSD Private Sector Development 

PSIDP Private Sector Infrastructure Development Project 

RAKUB Rajshahi Krishi Unnayan Bank 

RMG Ready Made Garments 

SDC Swiss Agency For Development And Cooperation 

SIDA Swedish International Development Cooperation Agency 

SME Small and Medium Enterprise 

SRGB Survey Research Group of Bangladesh Limited 

TA Technical Assistance 

UNDP United Nations Development Programme 

UNICEF United Nations Children's Fund 

USAID United States Agency for International Development 

WB World Bank

Project Key 

ATDP II Agro-based Industries and Technology Development Project 

BCLPGI BGMEA/ILO/UNICEF Child Labour Project in the Garment Industry 

DANIDA - PSDP DANIDA Private Sector Development Programme 

DBSM Developing Business Service Markets 

EDP Export Diversification Project 

EDWJMS Entrepreneurship Development of Women through the Jatiya Mahila Sangstha 

FSUP Financial Sector Umbrella Programme 

GTN Global Trade and Technology Network 

IIFC Infrastructure Investment Facilitation Centre 

JOBS Job Opportunities and Business Support 

LPG Loan Portfolio Guarantee 

PPS-B:CEFE Promotion of Private Sector/Component B: Competency-based Economies 

through Formation of Entrepreneurs 

PPS-C:DTC Promotion of Private Sector/ Component-C: Design and Technology Centre for 

Product Development 

PRISM Private Sector Regulations Implementation and Support Mechanism Project 

RAKUB-SECP RAKUB-Small Enterprise Development Credit Project 

SEDF SouthAsia Enterprise Development Facility 

SME-DEEP SME Development and Export Expansion Program

1. Introduction 

2. Key findings 

3. PSD Project Index 

4. Profile of PSD Initiatives 

4.1 ADB 

4.2 CIDA 

4.3 DANIDA 

4.4 DFID 

4.5 GTZ 

4.6 IFC 

4.7 ILO 

4.8 NORAD 

4.9 SDC 

4.10 SIDA 

4.11 UNDP 

4.12 USAID 

4.13 WORLD BANK 

5. PSD Project Matrices 

Table of Contents 

5.1 Sectoral Snapshot of PSDI by Donor Agency 

5.2 Sectoral Snapshot of PSDI by Donor Agency and Projects 

5.3 Industry Matrix of PSD Projects 

5.4 Target Organizations Matrix of PSD Projects 

5.5 PSD Finance Initiatives 

List of References 

List of Interviewees 

Page 

1 

2 

3 

7 

7 

9 

12 

13 

14 

17 

20 

21 

22 

24 

25 

27 

32 

33 

38 

39

1. Introduction 

This study attempts to map the private sector development initiatives of the donor community 

in Bangladesh. It builds on past work on the various donor initiatives by NORAD and DFID. 

The study originated from the need for the BEI-SEDF SME Advisory Service (BSAS) to 

learn of existing donor-funded services available to SMEs. In order to better serve its SME 

clients, BSAS approached SEDF to help fund a mapping project so that a matrix could be 

developed that would list the services available along with the service providers. By using 

such a matrix, the advisory service would be able to refer SMEs to other business 

development services that are currently available. The project was then expanded to all 

Private Sector Development (PSD) initiatives. For the most part, micro-finance projects are 

not included in this study because of its specific focus on vulnerable group development and 

small-scale income generation activities. 

The study developed various matrices to map PSD initiatives of donors in Bangladesh. The 

matrices are useful at multiple levels. At one level, they can be used by donors to gauge at a 

glance where the other partner agencies’ efforts are concentrated. At another level these 

matrices can serve as a yellow page of the services available to Bangladeshi enterprises. 

Methodology 

The research team contacted the major donors to gather data for this project. The data was 

primarily collected through interviews wherever possible. Only in a few instances 

information was collected over the phone. A list of resource persons contacted is appended. 

Limitations 

The matrices developed through this study are work-in-progress and more work is required to 

present the information in a more completed form. A better relative mapping of the size (in 

monetary, geographic, or impact terms) of the various initiatives would be a welcome 

addition to the current study. 

The project was completed over an extremely short timeframe. Also, the period when the 

fieldwork was done coincided with the unavailability of key program officers for many of the 

projects. All the required information could not always be collected, particularly the budget 

breakdown for each project component. 

1

2. Key Findings 

• A high level of knowledge of the major PSD programs exists at the donor level. 

• Previous attempts have been made to map donor PSD initiatives, although the study 

team was not able to acquire the most recent version of such a map. 

• The existence of reports detailing the services available to the private sector is not 

widely known outside the donor community. 

• To be useful such maps needs to be updated regularly. 

• There exists a need for a central repository that archives all PSD initiatives. 

• The best way to disseminate the knowledge would be through an online database. 

Next Steps 

Information needs to be aggressively disseminated at the implementation level to facilitate 

better collaboration and linkage among service providers. Implementing agencies should use 

common resources about ongoing PSD programmes to avoid reinventing the wheel and 

instead focus their efforts on providing better service to their clients. 

In addition, a central organization or person should maintain information on PSD initiatives 

and keep a PSD map updated. For example, Frank Matsaert maintains information about 

ongoing and pipeline projects in micro-finance. There is a need for a similar central 

depository of PSD information. 

2

3. PSD Project Index 

Infrastructure Investment Facilitation 

Centre (IIFC) 

NAME BRIEF DESCRIPTION 

Private Sector Regulations Implementation 

and Support Mechanism Project (PRISM) 

- Bangladesh 

DANIDA Private Sector Development 

(PSD) Programme 

Promotion of Private Sector/Component B: 

Competency-based Economies through 

Formation of Entrepreneurs (PPS-B:CEFE) 

Promotion of Private Sector/Component C: 

Design and Technology Centre for Product 

Development (PPS-C:DTC) 

DONOR 

PROJECT 

AGENCIES 

CIDA, 

SIZE DURATION SECTION 

TA/IIFC project is a multi-donor assistance DFID, 

to support the World Bank-led Private Sector World $3.7 

Infrastructure Development Project. 

Bank million Up to Dec 2003 4.3.3a 

PRISM helps develop and support subprojects 

with selected private sector leaders 

and employs a capacity development 

approach whereby Canadian know-how is 

transferred to the local partner. CIDA 

The PSD programme establishes linkages 

between Danish and local businesses by 

providing grants, technical assistance, and 

low interest loans. DANIDA 

PPS-B works with partner organizations to 

train entrepreneurs in managerial skills to 

develop and run their businesses more 

efficiently. 

$36,815 to 

$73,630 Up to Dec 2003 4.3.3b 

$7.2 

million till 

date Since 1999 4.4.3 

GTZ 1999-2005 4.5.3a 

PPS-C assists private sector firms in new 

product development in accordance with 

international standards and human resource 

development to promote business. It 

provides businesses with the latest marketing 

information and business advisory services. GTZ 2001 - 2007 4.5.3b 

3

DONOR 

PROJECT 

AGENCIES 

ADB, 

CIDA, 

DFID, 

SIZE DURATION SECTION 

The SEDF project aims to promote the Dutch, 

development of the SMEs in Bangladesh, EC,IFC, 

Nepal, Bhutan and Northeast India. NORAD $34 million 2002-2007 4.6.1 


SouthAsia Enterprise Development Facility 

(SEDF) 

BGMEA/ILO/UNICEF Child Labour 

Project in the Garment Industry (BCLPGI) 

RAKUB-Small Enterprise Development 

Credit Project (RAKUB-SECP) 

Katalyst (Developing Business Service 

Markets (DBSM) for SMEs) 

Entrepreneurship Development of Women 

through the Jatiya Mahila Sangstha 

(EDWJMS) 

With collaboration with BGMEA and the 

GOB, the project monitors the garments 

industries in their use of child labour and 

provides a social rehabilitation programme 

for displaced child workers. 

The project aims to alleviate poverty in 

Northwest Bangladesh through direct 

increase of non-farm income of small 

entrepreneurs and indirect creation of nonfarm 

employment among the population of 

the region. NORAD 

Katalyst (DBSM) aims to provide business 

development services to select sectors by 

identifying market constraints and creating DFID, 

an enabling business environment. SDC, SIDA 

ILO 

UNICEF Since 1995 4.7.3 

$7.2 

million 2001-2005 4.8.3 

About $20 

million 2003-2007 4.9.3 

This project builds capacity of women 

entrepreneurs from disadvantaged 

backgrounds and provides them with income 

generation skills training, credit 

establishment of market linkages and product 

development. UNDP $3,941,047 1998-2003 4.11.3 

4


Agro-based Industries and Technology 

Development Project (ATDP II) 

Global Trade and Technology Network 

(GTN) 

Job Opportunities and Business Support 

(JOBS) Programme 

Loan Portfolio Guarantee (LPG) Programme 

Export Diversification Project (EDP) 

DONOR 

AGENCIES SIZE 

PROJECT 

DURATION SECTION 

ATDP II provides technical assistance to 

agribusiness to strengthen agribusiness 

support institutions. USAID $10 million till Dec 2005 4.12.3a 

GTN is a database of companies seeking to 

buy and sell products and services. It offers 

opportunities to local businesses to gain 

access to new markets and productivityenhancing 

technologies. USAID $ 100,000 till September 2004 4.12.3b 

JOBS follows a strategy of sector 

development with high export growth 

potential. It assists enterprises with business 

development services as well as credit 

facilitation. USAID 

$11.8 

million till 2005 4.12.3c 

The LPG programme provides loan 

guarantees of up to 50% on loans made by 

financial institutions to micro and small 

enterprises and micro-finance institutions. USAID $3 million from August 2000 4.12.3d 

The project will establish a Matching Grant 

Facility to encourage export firms to take of 

local and foreign business development 

services. WB $32 million 1999 – 2003 4.13.3 

5

Pipeline Projects 


SME Development and Export Expansion 

Program (SME-DEEP) 

Financial Sector Umbrella Programme 

(FSUP) 

SME-DEEP aims to provide sustainable 

finance facility for SME needs. ADB 

DONOR 

AGENCIES SIZE 

PROJECT 

DURATION SECTION 

About $50 

million 4.1.4 

Sector wide umbrella programme aiming to 

work in the Micro-finance sector and on 

Banking Sector Reform DFID 4.4.4 

6

4.1 Asian Development Bank (ADB) 

4.1.1 PSD Objective 

In Bangladesh, achieving poverty reduction targets requires strong and broad participation 

from the private sector in the development process. Currently, the environment is somewhat 

restrictive and poses constraints to private sector development. ADB's assistance program 

includes an advisory technical assistance, which aims to improve the climate for private 

sector development and mobilize private sector resources for faster economic growth. 

4.1.2 List Of Current PSD Projects 

• SouthAsia Enterprise Development Facility (SEDF) – See Section 4.6.3 

4.1.3 List Of PSD Projects In The Pipeline 

• SME Development and Export Expansion Program (SME – DEEP) 

7

4.1.4 PSD Pipeline Project Profile 

Project Title SME Development and Export Expansion Program (SME – DEEP) 

Project Description SME-DEEP aims to provide a sustainable finance facility for SME needs. 

The proposed sector development program will have four components 

that would: 

(a) Deepen the SME sector and raise its sustainability through 

remedial measures, addressing policies and other issues in the 

enabling environment, the availability and cost-effectiveness of 

business development and support services, and various SMEaccessible 

financing modes; 

(b) Develop market access and export capacity for higher value added 

products; 

(c) Address the objective of developing women’s entrepreneurship 

and a possible social development program for women employed 

in the ready-made garments sector that may be affected by the 

expiration in 2004 of the Multi Fibre Agreement; 

(d) Develop innovative sources of funds including channelling 

overseas workers' remittances for SME development; and provide 

resource additionality and portfolio enhancement through fund 

mobilization techniques involving, among others, political risk 

guarantee, partial credit guarantee and renewable mechanisms to 

tap the local financial market. 

Project Objective • Thematic Classification 

• Economic Growth 

• Poverty Classification 

• Poverty Intervention 

Service Type • Credit Facility 

• Policy and Regulatory Issues 

Target Sector All sectors 

Target Groups • SMEs 

• Women entrepreneurs 

• Workforce including women 

• Financial institutions 

• Business service providers 

Project Duration Perpetual (currently in planning phase) 

Budget About $ 50 million 

Implementing Agency Ministry of Commerce, Bangladesh 

Contact Person Mr. Suhel Ahmed Chowdhury 

Contact 

Ministry of Commerce 

Tel. No. : 8612826 

Fax. No. : 8615741 

8

4.2 Canadian International Development Agency (CIDA) 


CIDA’s PSD assistance objective in Bangladesh is to create an enabling environment for 

SMEs and private infrastructure investment. 


• Infrastructure Investment Facilitation Centre (IIFC) 

• Private Sector Regulations Implementation and Support Mechanism Project (PRISM) 


9

4.2.3 PSD Project Profile 

4.2.3a 

Project Title Infrastructure Investment Facilitation Centre (IIFC) 

Project Description The TA/IIFC project is part of a multi-donor package (together with the 

World Bank and the Department for International Development, DFID, 

UK) to support the World Bank led Private Sector Infrastructure 

Development Project (PSIDP). 

The PSIDP has two components: 

1) lending components to address the financing risks of privately 

sponsored infrastructure projects; and 

2) a technical assistance component that will establish the IIFC to assist 

the ministries and potential investors. 

Project Objective 

CIDA contributes, along with the UK and the World Bank, to the 

technical assistance component of the PSIDP. 

To help the government of Bangladesh to development a modern and 

efficient infrastructure system in Bangladesh by promoting significant 

private sector participation 

Service Type Technical Assistance 

Target Sector 

• Power 

• Telecommunications 

• Ports 

• Gas 

Target Groups • Ministries 

• Potential investors 

Project Duration 1997 – 2003 

Budget $3.7 million 

Implementing Agency Canadian Bangladesh Infrastructure Consultants, a consortium formed by 

CPCS Transcom Ltd., Agra Monenco Inc., and Hickling Corporation. 

Contact Person Dr. Nazrul Islam 

Executive Director and CEO 

Contact IIFC 

6 th Floor, IDB Bhaban, Agargaon, Dhaka, Bangladesh 

Tel: 9133577 

Fax: 8124266 

Email: iffc@ceo-bd.com 

Donor Partners DFID, World Bank 

10

4.2.3b 

Project Title 

Private Sector Regulations Implementation and Support Mechanism 

Project (PRISM) 

Project Description PRISM has been designed to be a flexible, quick-action mechanism to 

support Private Sector Development in Bangladesh. PRISM will help 

develop and support sub-projects with the selected private sector leaders 

in Bangladesh and will employ a capacity development approach whereby 

Canadian know-how is transferred to the local partner. 

Project Objective To enhance and support the role of the private sector development in 

Bangladesh 

Service Type Technical Assistance 


Target Groups • Private sector firms 

• Professional Associations 

Project Duration Up to 2003 

Budget $37,000 to $74,000 

Implementing Agency • TECSULT International Limited, Canada 

• Canadian Manufacturers & Exporters, Canada 

Contact Person Abu Saeed Khan 

Contact 

saeed@bol-online.com 

Road 4, House 31, Block F, Banani, Dhaka, Bangladesh 

Tel: 0171 – 564600 

11

4.3 Danish International Development Agency (DANIDA) 


Danish development assistance to the Private Sector concentrates on productive sectors with 

growth potential. It creates synergies by linking Danish businesses with local businesses. 


• DANIDA Private Sector Development (PSD) Programme (DANIDA – PSDP) 


Project Title DANIDA Private Sector Development (PSD) Programme (DANIDA – 

PSDP) 

Project Description The DANIDA PSDP establishes long-term business-to-business 

cooperations by providing grants to subsidize the costs of initial partner 

identification visits, feasibility studies, training, technical assistance, 

technology adaptation, export promotion, improvement of working and 

the external environment. A start-up facility is also available to the 

partners to prepare their cooperation agreements and initiate of technology 

transfer. Further support can also be received in the form of low interest 

loans for the purchase of imported production equipment. 

Project Objective To contribute to economic growth and social development through 

support to technology/know-how transfer by establishing sustainable, 

business-to-business cooperation between private companies in 

Service Type 

Bangladesh and Denmark. 

• Technical Assistance 

• Business Linkage 

• Training 


Target Groups Private sector firms 

Project Duration From 1999 

Budget $7.2 million (till date) 

Implementing Agency DANIDA 

Contact Person Md. Shafiqul Islam 

Contact 

Royal Danish Embassy, Dhaka 

Tel: 8821719, 8822499, 8822599, 8822699 

Fax: 8823638 

Email: dacamb@um.dk 

12

4.4 Department for International Development (DFID) 

(UK GOVERNMENT) 


DFID concentrates mostly on micro finance institutions. In addition, DFID has developed 

several new programmes targeting the Private Sector and plans to formulate a more 

integrated approach to PSD. It aims to place more emphasis on working with the Private 

Sector as a partner agent for change. 


• Developing Business Service Markets for SMEs (Katalyst) – See Section 4.9.3 


4.4.3 List Of PSD Projects In The Pipeline 

• Financial Sector Umbrella Program (FSUP) 


Project Title Financial Sector Umbrella Program (FSUP) 

Project Description FSUP is a sector wide umbrella program that aims to work in the Micro 

Finance sector and on banking sector reform. 

Project Objective To assist the process of financial sector reform across Bangladesh 

Service Type Policy and Regulatory Issues 

Target Sector Financial Markets 

Target Groups Micro Credit Financial Institutions 

Project Duration Yet to be decided 

Budget Yet to be finalized 

Implementing Agency Yet to be finalized 

Contact Person Frank Matsaert 

Contact 

Enterprise Development Adviser 

DFID Bangladesh 

United House 

10 Gulshan Avenue, Gulshan 1 

Dhaka 1212, Bangladesh 

Tel: 8820223-4, 8810800 

Fax: 8826454, 8824661 

13

4.5 Deutsche Gesellschaft fur technische Zusammenarbeit GmbH/ 

German Technical Training (GTZ) 


GTZ promotes economic reform and private sector development through projects and 

programmes that consist mainly of institutional and managerial consulting, training, and 

material inputs. In preparing and implementing its activities, GTZ draws on local know-how 

and resources keeping focus on the active participation of the target groups. It adheres to the 

development principles of minimum intervention and subsidisation. 

4.5.2 List Of PSD Current Projects 

• Promotion of Private Sector/Component-B: Competency-based Economies through 

Formation of Entrepreneurs (PPS-B: CEFE) 

• Promotion of Private Sector/Component-C: Design and Technology Centre for 

Product Development (PPS-C: DTC) 

14


4.5.3a 

Project Title Promotion of Private Sector/Component-B: Competency-based 

Economies through Formation of Entrepreneurs (PPS-B: CEFE) 

Project Description PPS-B works with partner organizations to train entrepreneurs' 

managerial skills to develop and run their businesses efficiently. 

Competency-based Economies through Formation of Entrepreneurs 

(CEFE) is an experiential and action learning method. Entrepreneurs 

learn by doing and experiencing. 

Project Objective The partner organisations of PPS-B deliver high-quality services for 

potential and existing entrepreneurs to – 

• Create new enterprises 

• Increase efficiency of existing enterprises 

• Generate jobs and income 

• Promote the Private Sector 

Service Type • Technical Assistance 

• Training 


Target Groups • Micro Enterprises 

• Non-Literates 

• Small Enterprises 

• Banks 

• Medium-sized Enterprises 

• Women Entrepreneurs 

Project Duration 

Budget 

1997-2005 

Implementing Agency Local NGOs 

Contact Person Munira Rahman 

Contact Promotion of the Private Sector – B 

House 10C, Road 90 

Gulshan 2, Dhaka – 1212, Bangladesh 

Tel: 8813769 

Email: bdcefe@bdmail.net 

15

4.5.3b 

Project Title Promotion of Private Sector/Component-C: Design and Technology 

Centre for Product Development (PPS-C: DTC) 

Project Description This project aims to assist private sector firms in new product 

development in accordance with international standards and human 

resource development to promote business. It provides businesses with 

the latest marketing information and business advisory services. 

Project Objective • To assist in human resource development 

• To improve existing products and develop new products 

• To provide a better marketing environment 


• Training 

• Market Research 

• Product Development 

Target Sector • Leather 

• Jute 

• Metal Products 

• Handicrafts 

• Electronics 

• Wood & Furniture 

• Industrial Supplies 

• RMG 

• Business Services 

• Packaging 

• Textile 

• Ceramics & Glass 

Target Groups Private Sector firms 


Budget 

2001 – 2007 

Implementing Agency Ministry Of Commerce 

Contact Person Franz Bauer or Atif Dewan Rashid 

Contact House 53, Road 10, Block E, 

Banani, Dhaka – 1213, Bangladesh 

Tel: 9881225, 9860077 

Fax: 98811225 

16

4.6 International Finance Corporation (IFC) 


One of the four main thrusts of the current Country Assistance Strategy of IFC is to 

accelerate and broaden private sector-led growth by helping to: (i) remove structural 

impediments and establish an environment conducive to private investment; (ii) strengthen 

the financial sector; and (iii) support private investments in energy, infrastructure, 

manufacturing and services. Within this strategic framework, IFC will focus on: 

• Investment in the infrastructure sector, to increase the availability of 

telecommunications, power, water and transportation services to businesses and 

consumers. 

• Investment in gas production and related infrastructure, subject to progress on sector 

reforms 

• In the financial sector, IFC will focus on building strong domestic commercial banks 

and non-bank financial institutions to expand the range of services and depth of 

markets, especially to meet SMEs’ needs. 

• Promoting SME development through financial intermediaries and technical 

assistance 

• Investing in general manufacturing companies with strong growth prospects, which 

can compete in open markets. 


• SouthAsia Enterprise Development Facility (SEDF) 

17


Project Title SouthAsia Enterprise Development Facility (SEDF) 

Project Description Headquartered in Dhaka, Bangladesh, SEDF is managed by the IFC SME 

Department. Donors include EC, ADB, CIDA, DFID, IFC, NORAD, and 

the Royal Netherlands Government. 

The purpose of the SEDF project is to promote the development of the 

SMEs in Bangladesh, Nepal, Bhutan and North East India. 

SEDF has four components: 

1) Access to Finance: Provide banks with training courses, technical 

assistance, workshops and seminars to improve their operating 

efficiency and increase their SME lending; assisting SMEs in writing 

loan applications and good business plans. 

2) Business Development Services: Build capacity of local training 

institutions and consultants so that they can then offer local firms 

highly flexible, affordable, and more SME-focused technical and 

managerial training opportunities. 

3) Business Enabling Environment: Work with SMEs, SME business 

associations and policy-makers to mobilize efforts toward greater 

SME advocacy on regulations (regulatory processes); and also 

increase inter-regional trade between Bangladesh and Northeast 

India. 

4) Special Projects: Establish linkages between SMEs and large 

corporates 

Project Objective To increase the competitiveness, performance and growth of the SME 

sector in Bangladesh 

Service Type • Policy and Regulatory Reform 

• Linkages and Environment 

• Social Sustainability 

• Technical Assistance to banks and non-banks 

• Credit Facility 

• Capacity Building and Business Development Services 

Target Sector • All sectors 

• Sub-sectors: 

Agribusiness 

IT 

RMG 

Light Engineering 

Target Groups Small and Medium Enterprises (as per GOB definition) 

Project Duration 5 years 

Budget About $ 34 million 

Implementing Agency IFC – SME Department, World Bank Group 

18

Contact Person Shyama Huq 

Communications Officer 

Contact 

SouthAsia Enterprise Development Facility (SEDF) 

United House 

10 Gulshan Avenue, 

Dhaka – 1212 

Donor Partners • ADB 

• CIDA 

• DFID 

• EC 

• IFC 

• NORAD 

• Royal Netherlands Government 

19

4.7 International Labour Organisation (ILO) 


The role of ILO in Bangladesh is to support national endeavors to promote and strengthen 

social justice and economic development through technical cooperation and providing 

advisory services. ILO supports capacity building of the Government and NGOs and focuses 

on activities in the field of international labour standards for better labour-management 

relations and working conditions. 


• The BGMEA/ILO/UNICEF Child Labour Project in the Garment Industry 

(BGMEA/ILO/UNICEF – CLPGI) 


Project Title The BGMEA/ILO/UNICEF Child Labour Project in the Garment 

Industry (BGMEA/ILO/UNICEF – CLPGI) 

Project Description The project has two main components. 

The first component consists of a social rehabilitation programme that 

provides non-formal education to ex-child workers and access to microcredit 

systems for their families in order to increase their income and 

make them less dependent on the child labourer. 

The second component is a child labour monitoring and verification 

system. 

Project Objective • Raise awareness about the child labour problem 

• Reduce child labour in the in the RMG sector 

• Rehabilitate the displaced child labourer 

Service Type • Vocational Training 

• Credit facility 

• Credit Application 

• Regulatory Issues 

Target Sector RMG 

Target Groups • RMG Industry 

• Child Workers 


Budget 

From 1995 

Implementing Agency • Gono Shahjjo Shangstha 

• Bangladesh Rural Advancement Committee (BRAC) 

Contact Person A.F. Jamiluddin 

Program Officer 

Contact ILO 

House 12, Road 12 (New), 

Dhanmondi, Dhaka – 1205 

Donor Partners ILO, UNICEF 

20

4.8 Norwegian Agency for Development Cooperation (NORAD) 


NORAD’s PSD objective is to: 

• Assist the development of small and medium-sized enterprises. 

• Assist institutions in property and chattel registers, in standardisation, certification 

and quality assurance, and possibly other sectors. 

• Improve the availability, accessibility and affordability of infrastructure services. 


• RAKUB – Small Enterprises Development Credit Project (RAKUB – SECP) 



Project Title RAKUB – Small Enterprises Development Credit Project (RAKUB – 

SECP) 

Project Description To alleviate poverty in Northwest Bangladesh through direct increase of 

non-farm income of small entrepreneurs and indirect creation of non-farm 

employment (in Project supported small enterprises) among the 

population of the region. 

Project Objective To support the increase in the number of new and expansion of existing 

profitable and sustainable small enterprises in three selected greater 

districts of the Northwest region in Bangladesh, starting with 8 Upazilas 

in Rajshahi district and then gradually expand to other Upazilas in the 

greater districts of Bogra and Pabna. 

Service Type Credit Facility 

Target Sector Small Enterprises 

Target Groups Small Enterprises Northwest Bangladesh 

Time Frame 2001 – 2005 

Budget $ 7.2 million 

Implementing Agency • Finance Division, Ministry of Finance (overall implementation 

responsibility) 

• Rajshahi Krishi Unnayan Bank (RAKUB) (technical implementation) 

Contact Person Lena Hasle 

Contact Royal Norwegian Embassy 

House 9, Rd 111 

Gulshan, Dhaka 

Tel: 8823065, 8823880 

21

4.9 Swiss Agency for Development and Cooperation (SDC) 


SDC’s private sector development initiatives focus on – 

• Creation of income generation skill and employment 

• Access to income for target groups 


• Katalyst (Developing Business Service Markets for SMEs) 

22


Project Title Katalyst (Developing Business Service Markets (DBSM)) 

Project Description Katalyst (DBSM) is a 5-year project funded by a donor consortium of 

DFID, SDC, and SIDA. DBSM will build on the existing Business 

Development Services Project (BDSP). 

Component A: 

Measures to stimulate the market for generic business services from a 

service perspective 

Component B: 

Measures to stimulate the market for services in selected sectors and 

clusters 

Component C: 

Aims to improve the enabling environment for SME growth and 

competitiveness and addressing cross-cutting issues 

Component D: 

Seeks to 


• Increase the number, growth rate and competitiveness of SMEs in 

selected areas and sectors 

• Develop an effective and sustainable market for BDS aimed at 

SMEs 

• Create an enabling environment for SME growth and 

Service Type 

competitiveness improvement 

Business Development Service 


Target Groups Small and Medium Enterprises 


Budget $20 million 

Implementing Agency • SWISSCONTACT 

• GTZ 

Contact Person Patrick F. Renz 

Project Manager 

Contact Swisscontact 

Apt. 601, House 15, Road 128, 

Gulshan 1, Dhaka – 1212, Bangladesh 

Tel: 8829555 

Fax: 8826058 

Donor Partners • DFID 

• SIDA 

23

4.10 Swedish International Development Cooperation Agency (SIDA) 


SIDA's task is to create conditions conductive to change and to socially, economically and 

environmentally sustainable development. 

SIDA's work in Bangladesh is directed toward healthcare, education, democratization, local 

administration and economic development. 

To this effect SIDA has contributed total $38 million 


• Katalyst (Developing Business Service Markets for SMEs) – See Section 4.9.3 

24

4.11 United Nations Development Programme (UNDP) 


UNDP works on private sector development indirectly through poverty reduction programs 

that encourage training, employment and entrepreneurship. Through activities that include 

advocacy, policy advice and projects, UNDP aims to build capacity locally to meet 

development challenges. To this end, UNDP mobilizes and coordinates support from other 

partners and pilots new solutions that they can be replicated. UNDP offers a global network 

that Bangladesh can draw upon for ideas and resources. 


• Entrepreneurship Development of Women through the Jatiya Mahila Sangstha (EDWJMS) 

25

4.11.3 PSD Project Profiles 

4.11.3a 

Project Title Entrepreneurship Development of Women through the Jatiya Mahila 

Sangstha (EDWJMS) 

Project Description The project aims to build the capacities of women entrepreneurs by 

providing 7,000 women from disadvantaged backgrounds with various 

kinds of training, credit and other support services, including income 

generation activities identification, establishment of market linkages and 

product development. Its intended beneficiaries include nominees from 

other Jatiya Mahila Sangstha programmes, as well as NGO and 

Department of Women's Affairs nominees. 

The project will provide: 

1. Policy advocacy for women entrepreneurs 

2. Deepen entrepreneurial skills build capacity of women entrepreneur 

groups, and strengthen project staff capacity 

3. Create local resource facility and decentralized management strategy 

4. Provide financial intermediation 

Project Objective To facilitate women entrepreneurs’ progression from involvement in 

low-income activities to the more complex intermediate level of 

entrepreneurship, by enhancing their investment and income-generation 

abilities. 


• Capacity Building 


• Business Linkage 

• Credit Facility 

• Training 


Target Groups Women entrepreneurs 


Budget $ 3,941,047 

Implementing Agency 

Contact Person 

Contact 

Jatiya Mahila Sangstha 

26

4.12 United States Agency for International Development (USAID) 


USAID's private sector development projects and programs emphasize one or more of the 

following priorities: 

• Agriculture is important because of its large role in employment generation and its 

potential for poverty reduction. There is a great need to boost farm and non-farm incomes 

through diversification and value-added agriculture production. 

• Small business development holds the key to expanding the formal economy. 


• Agro-based Industries and Technology Development Project (ATDP - II) 

• Global Trade and Technology Network (GTN) 

• Job Opportunities and Business Support (JOBS) Program 

• Loan Portfolio Guarantee (LPG) Program 

27


4.12.3a 

Project Title Agro-based Industries and Technology Development Project 

(ATDP - II) 

Project Description ATDP - II project is USAID's major agribusiness development program. 

The project works on contract basis in providing assistance to enterprises 

and associations, with specific cost-sharing requirements. 

The project is currently working in five sub sectors, namely fisheries, 

poultry, horticulture, grains, and dairy/livestock. 


Through this project technical assistance is provided to specific 

agribusiness enterprises, to help strengthen agribusiness support 

institutions. The project aims to reform policy to create an enabling 

environment for entrepreneurs. 

To promote the growth of privately owned agribusiness that can succeed 

in a competitive market environment. 

Service Type • Business Development Service 

• Technical Assistance 

• Policy Reform 

Target Sector 

• Fisheries 

• Poultry 

• Horticulture 

• Grains 

• Dairy/livestock. 

Target Groups Agribusiness enterprises and associations 

Project Duration Till December 2005 

Budget $ 10 million 

Implementing Agency Ministry of Agriculture 

Contact Person Mumtaz Chowdhury 

Contact ABM Tower, 

Plot 8, Road 113/A, 

Gulshan 2, Dhaka – 1212 

Tel: 9882009, 9884431 

Fax: 8825626 

28

4.12.3b 

Project Title Global Trade and Technology Network (GTN) 

Project Description The Global Trade and Technology Network is a vast electronic database 

of companies seeking to buy and sell products and services. 

GTN in-country representatives actively seek out companies that could 

significantly improve their business by partnering with a U.S. company or 

a company in another participating GTN country. The GTN technical 

representatives focus on small and medium-size businesses across all 

industry sectors, with substantial involvement in those sectors in which 

private sector technology transfer is likely to have a positive development 

impact – including agribusiness, environment and energy, health, and 

information and communications technology. 

Project Objective To offer an opportunity for Bangladeshi firms to gain access to new 

international markets and productivity-enhancing technologies. 

Service Type Business Linkage 

Target Sector 

• Agribusiness 

• Environment 

• Energy 

• Health 

• Information and communications technology 

Target Groups Small and medium-size businesses 

Project Duration September 2004 

Budget $ 100,000 

Implementing Agency Survey Research Group of Bangladesh Limited 

Contact Person M. Saidul Haq 

Country Director 

Contact SRGB 

396, New Eskaton Road 

PO Box 7092 

Dhaka – 1000 

Tel: 9353350 – 54, 9351102 

Fax: 9351103 

Email: srgb@consultant.com, srgb@bttb.net.bd 

29

4.12.3c 

Project Title Job Opportunities and Business Support (JOBS) Program 

Project Description JOBS assists enterprises in expanding their sales in Bangladesh and 

international markets. The project has three components: SME 

development, Micro Enterprise development and policy reform initiatives. 

The JOBS project has increasingly followed a strategy of sector 

development of sectors with high export growth potential. 

JOBS finances part of the training cost for women and men to become 

skilled workers, assists enterprises to develop new and improved 

products, facilitates supply chain linkages, organizes local trade fairs, 

helps enterprises participate in international trade fairs, and assists 

enterprises in gaining access to commercial finance. 

Project Objective To promote SME development, ME development and to take policy 

reform initiatives 

Service Type Business Development Services 

Target Sector 

• Home-textiles 

• Leather goods and leather footwear 

• Electrical 

• Electronics 

• Handmade paper 

• Protective personal gear 

• Jute 

• Light Engineering 

• RMG 

Target Groups • SMEs 

• Women entrepreneurs 

• Small shoe producers 

• Small entrepreneurs 

Project Duration Up to 2005 

Budget $ 11.8 million 

Implementing Agency JOBS 

Contact Person Imran Shauket 

Project Director 

Contact House 1, Road 23, 

Gulshan 1, Dhaka – 1212 

Tel: 8829037, 8826154, 9885141 

Fax: 8826154 

30

4.12.3d 

Project Title Loan Portfolio Guarantee (LPG) Program 

Project Description The LPG program provides loan guarantees of up to 50% of the net loss 

on the principal of loans made by financial institutions to micro and small 

enterprises and/or micro-finance institutions 

Project Objective • To mobilize credit for micro and small enterprises by a creating 

sustainable link with intermediary financial institutions 

• To develop innovative financing mechanisms that address 

imperfections in the credit markets, which inhibit MSE development 

• To strengthen the capacity of indigenous financial institutions to 

engage in MSE lending through targeted training programs 

• To promote the development of micro and small enterprise sectors in 

Bangladesh 

Service Type Credit Facility 

Target Sector 

• Micro and Small Enterprises (MSE) 

• Micro Finance Institutions (MFI) 

Target Groups Small micro entrepreneurs 

Project Duration From August 2001 

Budget $ 3 million 

Implementing Agency • Prime Bank 

• National Bank 

• Dhaka Bank 

Contact Person Aniruddha H. Roy 

Contact USAID/Bangladesh 

US Embassy 

Madani Avenue 

Baridhara, Dhaka 1212 

Tel. 8824700-22 Ext. 2541 

31

4.13 World Bank (WB) 


The World Bank is working with the International Monetary Fund and Asian Development 

Bank to provide advice on financial sector reform, particularly in banking. In energy and 

infrastructure, it is helping to promote improved regulation, private provision of services, 

privatization of poorly managed state assets, and policy reform. 


• Export Diversification Project (EDP) 


Project Title Export Diversification Project (EDP) 

Project Description The project supports the government efforts to overcome market failures 

that keep Bangladeshi exporters from realizing their comparative 

advantage in the international marketplace. In addition, the project will 

focus on removing the policy and institutional constraints on export 

development and on building the government's capacity to manage and 

support trade. 

The project will establish a Matching Grant Facility to encourage export 

firms to take the fullest possible advantage of local and foreign business 

development services. 

Project Objective • To provide technical assistance to entrepreneurs for business 

planning, product development, and researching new markets and 

develop private in-country export support services 

• Building the government's capacity to manage and support trade, 

including reform of the Customs administrations 

Service Type • Credit facility 


• Capacity Building 

• Market Research 

• Regulatory Issues 


Target Groups • GOB 

• Private Sector Firms 

• Private Sector Entrepreneurs 


Budget $32 million 

Implementing Agency Ministry of Commerce and Industry 

Contact Person 

Contact Ministry of Commerce and Industry 

Bangladesh Secretariat 

Tel: 8619679 

32

5.1 Sectoral Snapshot of PSDI by Donor Agency 

DONOR AGENCIES 

SECTORS ADB CIDA DANIDA DFID GTZ ILO NORAD SDC IFC SIDA UNDP USAID WORLD 

BANK 

All X X X 

Agribusiness X X X 

Agri-tools X X X 

Dairy/Livestock X 

Fisheries X X 

Grains X 

Horticulture X X 

Jute X X 

Poultry X 

Ceramics and Glass X 

Electrical and 

X X 

Electronics 

Financial Markets X X X X 

Floor Covering X 

Handicrafts X X 

Hand-made Paper X 

Health X 

ICT X X X 

Leather X X 

Footwear X 

Light Engineering X X X X X 

Metal Products X 

Packaging X 

Personal Protective 

X 

Equipment 

Plastics X X X X 

RMG X X X X 

Knitwear X X X 

Textiles X X 

Wood and Furniture X 

33

5.2 Sectoral Snapshot of PSDI by Donor Agency and Projects 

SECTORS 

ADB CIDA DFID DFID, SDC, 

SIDA 

SME – DEEP 

(pipeline) 

IIFC FSUP 

(pipeline) 

DBSM PPS – 

C:DTC 

GTZ ILO ADB, CIDA, 

DFID, Dutch, 

EC, IFC, 

BGMEA/ILO/ 

UNICEF–CLPGI 

USAID 

NORAD 

SEDF ATDP - II GTN JOBS 

Agribusiness X X 

Agri-tools X 

Dairy/Livestock X 

Fisheries X 

Grains X 

Horticulture X X 

Jute X X 

Poultry X 

Ceramics and Glass X 

Electrical and 

Electronics 

X X 

Financial Markets X X X 

Floor Covering X 

Handicrafts X X 

Hand-made Paper X 

Health X 

ICT X X X X 

Leather X X 

Footwear X 

Light Engineering X X X 

Metal Products X 

Packaging X 


Equipment 

X 

Plastics X 

RMG X X X X 

Knitwear X 

Textiles X X 

Wood and Furniture X 

34

5.3 Industry Matrix of PSD Projects 

INDUSTRY DONOR PROJECT SERVICE TYPE 

Agribusiness 

USAID GTN BL, TT, MA 

ADB, CIDA, DFID, SEDF BL, MgmtT, MT, OT, FMT, 

Dutch, EC, IFC, 

NORAD 

HRT 

Agri-tools DFID, SDC, SIDA DBSM PR, TA, FS, PD, MR, MA, T 

Dairy/Livestock USAID ATDP – II TA, PR 

DANIDA ASP CF 

Fisheries 

USAID ATDP – II TA, PR 

DANIDA ASP CF 

Grains USAID ATDP – II TA, PR 

Horticulture 

USAID ATDP – II TA, PR 

ADB, CIDA, DFID, 


NORAD 

SEDF PD 

Jute 

USAID JOBS PD, MA, ST 

GTZ PPS-C:DTC TA, T, MR, PD 

Poultry USAID ATDP – II TA, PR 

Ceramics and Glass GTZ PPS-C:DTC TA, T, MR, PD 

RMG 




NORAD 

SEDF PI 

GTZ 

PPS-C:DTC TA, T, MR, PD 

ILO BGMEA/ILO/UNI 

CEF – CLPGIB 

PR 

Knitwear DFID, SDC, SIDA DBSM PR, TA, FS, PD, MR, MA, T 

Textiles 



ICT 

USAID 

GTN BL, TT, MA 

JOBS PD, MA, ST 



NORAD 

SEDF 

TT, TA 

CIDA IIFC TA 

Electrical and Electronics USAID JOBS PD, MA, ST 


Financial Markets ADB, CIDA, DFID, 


NORAD 

SEDF TA, T 

ADB SME-DEEP CF, PR 

KEY 

DFID FSUP PR 

BDS – Business Development Service MA – Market Access PI – Productivity Improvement 

BL – Business Linkage MgmtT – Management Training PR – Policy Reform 

CF – Credit Facility MR – Market Research ST – Skills Training 

FMT – Financial Management Training MT – Market Training T – Training 

FS – Feasibility Study OT – Operational Training TA – Technical Assistance 

35

HRT – Human Resource Training PD – Product Development TF – Trade Fair 

TT – Technology Transfer 

INDUSTRY DONOR PROJECT SERVICE TYPE 

Floor Covering USAID JOBS PD, MA, ST 

Handicrafts 



Hand-made Paper USAID JOBS PD, MA, ST 

Health USAID GTN BL, TT, MA 

Leather 



Footwear USAID JOBS PD, MA, ST 

Light Engineering 



Dutch, EC, 

IFC, NORAD 

SEDF PD, TA 

DFID, SDC, SIDA DBSM PR, TA, FS, PD, MR, 

MA, T 

Metal Products GTZ PPS-C:DTC TA, T, MR, PD 

Packaging GTZ PPS-C:DTC TA, T, MR, PD 


Equipment 


Plastics DFID, SDC, SIDA DBSM PR, TA, FS, PD, MR, 

MA, T 

Wood and Furniture GTZ PPS-C:DTC TA, T, MR, PD 

KEY 

BDS – Business Development Service MA – Market Access PI – Productivity Improvement 

BL – Business Linkage MgmtT – Management Training PR – Policy Reform 

CF – Credit Facility MR – Market Research ST – Skills Training 

FMT – Financial Management Training MT – Market Training T – Training 

FS – Feasibility Study OT – Operational Training TA – Technical Assistance 

HRT – Human Resource Training PD – Product Development TF – Trade Fair 

TT – Technology Transfer 

36

5.4 Target Organizations Matrix of PSD Projects 

TARGET ORGANIZATIONS DONOR PROJECT 

Chambers of Commerce & Industry ADB, CIDA, DFID, 

Dutch, EC, IFC, NORAD 

SEDF 

Gender Associations ADB, CIDA, DFID, 


SEDF 

Business Associations ADB, CIDA, DFID, 


SEDF 

Medium Enterprises 

SDC, DFID, SIDA DBSM 



SEDF 

ADB SME – DEEP 

USAID JOBS, ATDP – II, LPG 

Small Enterprises 

SDC, DFID, SIDA DBSM 

NORAD RAKUB-SECP 



SEDF 

ADB SME – DEEP 


Micro Enterprises 

NORAD RAKUB – SECP 

UNDP EDWJMS 


Financial Institutions 



SEDF 

DFID FSUP 

Micro Finance Institutions USAID LPG 

5.5 PSD Finance Initiatives 

PROJECT DONOR TYPE OF INTERVENTION TYPE OF ENTERPRISE 

SEDF ADB, CIDA, 

DFID, Dutch, 

EC, IFC, 

NORAD 

Technical Assistance and Training 

TA includes: 

Appraisal Techniques 

Introduction to new technology 

Management Information Systems 

Bank/Non-Bank Financial 

Institutions 

FSUP DFID Financial Sector Reform Banks/Central Bank 

SME – ADB Access to Credit 

Small and Medium 

DEEP 

Capital Formation 

Regulatory Issues 

DBSM DFID, SDC, 

SIDA 

Regulatory Issues Small and Medium 

JOBS USAID Financial Guarantee Micro, Small and Medium 

RAKUB – NORAD Technical Assistance 

Micro and Small 

SECP 

Capital Formation 

LPG USAID Loan Guarantee Micro and Small 

37

List of References 

Internet 

• http://www.acdi-cida.gc.ca/CIDAWEB 

• http://www.adb.org 

• http://www.childlabor.org 

• http://www.dacp.ait.ac.th 

• http://www.dfid.gov.uk 

• http://www4.gtz.de/bangladesh 

• http://www.ifc.org 

• http://www.norad.no 

• http://www.psdbangladesh.com 

• http://www.sida.se/Sida 

• http://www.swisscontact.org 

• http://www.um.dk/danida/evalueringsrapporter/1999-3 

• http://www.un.org 

• http://www.un-bd.org/undp 

• http://www.usaid.gov/bd 

• http://web.worldbank.org/WBSITE/EXTERNAL/NEWS 

• http://www.worldbank.org 

• http://www.worldbank-bangladesh.org 

Brochures & News Bulletins 

• PRISM Bangladesh, CIDA 

• GTZ – BDS for MSE News, April 2002 No. 6 

• GTZ – BDS for MSE News, August 2002 No. 7 

• GTZ - CEFE 

• GTZ - DTC 

• GTZ – PPS-B News, December 2000 No. 1 

• GTZ – PPS-B News, March 2001 No. 2 

• GTZ – PPS-B News, December 2001 No. 5 

• The DANIDA Private Sector Development Programme 

• SEDF 

Reports 

• Country Strategy Review 1998 - 2002 Bangladesh, DFID August 2002 

• Developing Business Service Markets for SMEs, DFID Project Memorandum August 

2002 

• Study on Private Sector Development and Prospects for Norwegian Trade and Investment 

Interests in Bangladesh (Phase I), NORAD, 16 May 2002 

• Country Map: Agribusiness Sector Bangladesh, SEDF, May 2003 

• SME Programming Landscape, DFID 2002 

• Project Briefs (As of 30 April 2002), UNDP, Bangladesh 

38

List of Interviewees 

Organization Contact Person 

AIMS Yawer Sayeed 

ATDP - II Mumtaz Chowdhury 

AUSAID Sabera Khanam Shafi 

CIDA Kevin Smith 

Omar Farooq Khan 

DANIDA Md. Shafiqul Islam 

DFID Frank Matsaert 

GTZ Ishrat Jahan 

Munira Rahman 

ILO A.F M Jamiluddin 

JOBS Imran Shauket 

NORAD Lena Hasle 

SDC Gabriella Spirli 

SEDF Anil Sinha 

SIDA Peter Oscarsson 

SWISSCONTACT Martin van der Wijck 

Manish Pandey 

UNDP Ali Ashraf 

USAID Dewan Alamgir 

WFP Syed Khabir Ahmed 

WORLD BANK Khurshid Alam 

39

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