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TheMessengerA News MagazineA publication ofHomewood at MartinsburgA Continuing Care Retirement Community437 Givler DriveMartinsburg, PA 16662(814) 793-3728Arlene Clark, NHAExecutive Director~ Under Construction ~Two new cottages are almost ready for Homewood’s newestindependent-living residents, and two more have just broken groundfor move-in this fall. Homewood’s campus continues to grow!May, 2013The foundation ispoured and the footprintis set!Monica KnaussEditormlknauss@hmwd.orgContributors:Aimee LozinakMarketing DirectorJune, 2013We’re under roof!Erin WeaverSocial Worker, ARD UnitRenee KriderInsurance CounselorRev. Gerald McCullerChaplainVisit our website atwww.homewood.comSummer, 2013 EditionOn the CoverLocal photographer Julie Millscaptured the beauty of a summersunset behind Homewood’s fountainon Silvery Lane.In This Issue:July, 2013The exterior is almostcomplete. Meanwhile,painting, flooring andtrim have beguninside.Anyone Can Have an Estate Plan (andEveryone Should) Page 5Common Medicare Questions Page 7Plus Happenings Around Homewood andUpcoming Events!Page 3

From theChaplain’sDeskAs I write this, I am preparigto leave in a few days for LongBeach, California for ourUnited Church of ChristGeneral Synod meeting. I amstarting the process of packingand making sure I haveall of the necessary items. Ieven went shopping! I just hadto make sure I have enoughclothes for all occasions! I willmost likely pack way too much“stuff,” lug it around whereverI go, acquire more “stuff,” andbring it all back with half of theitems unused.I shared an activity with someof our residents in which wereminisced about vacationsand the places where we wouldlike to travel and visit. When Imentioned packing for my trip, Iheld up a very small suitcase andasked, “Do you think I can fit allof my ‘stuff ’ in here?” They alllaughed and said no. They didnot even know how long I wasgoing for, but the quick answerwas no. When we pack to goaway, we tend to pack heavy,prepared for all kinds of situations.I wonder about daily life. Howdo we tend to pack for it? Howis our soul packed?I have a confession. As preacherand Christian, I would tell youto pack light. Christian authorand pastor Max Lucado writeson how we all can “Travel Light,”based on his understanding ofthe 23rd Psalm. Unfortunately,I do not always find myselffollowing this wisdom. Thereare many days where my soul ispacked down heavy – luggingaround stuff, burdens and sins ofthe past. I lug it all around withme, pack it up and carry it, andeventually I get weighed down,burdened in soul and spirit.Lucado offers us an illustrationTraveling Lightto which we all can relate. Weall know what it is like to packfor a trip, lugging a bunch ofstuff with us, and we find outhow much of it was unnecessary.Life is the same way, but Godsays: “Don’t carry around thestuff you were not intended tocarry. Give it to me!”As I finish my packing, I willbe asking myself, “How am Ipacked?” My question is moreabout daily life than it is aboutmy trip. Hopefully we all canlisten to God’s packing advicefor our soul – TRAVEL LIGHT!“O what peace we often forfeit, Owhat needless pain we bear, Allbecause we do not carry Everythingto God in prayer”.Jesus says, “Come to me, all ofyou who are weary and carryheavy burdens, and I will giveyou rest.” Max Lucado remindsus: “If we let Him, God willlighten our loads.”In Christ’s love and service,Pastor JerryHomewood at Martinsburg now has a presence in social media! Withour very own Facebook page, we’re able to share information withresidents, family members, and the wider community about all that ishappening at Homewood! “Like” our page, “share” our posts, and help uskeep connected!Page 4

ANYONE CAN HAVE AN ESTATE PLAN (AND EVERYONE SHOULD)A common misperception is that estate planningis overly complicated and/or expensive. Anothermisperception is that estate planning is only forthose with significant wealth. Although someonewith great wealth may require more sophisticatedplanning techniques, the reality is that most people’sneeds are met with having a basic Last Willand Testament and Power of Attorney in place. ALiving Will, if desired, can enhance that plan. Andthese basic documents are very affordable for mostpeople.So, exactly what are these documents and whyare they necessary?• Last Will and Testament. This documentallows you to provide instructions as to how yourproperty is to be distributed when you pass away.It provides direction for the disposition of yourreal estate, bank accounts and CD’s, stocks andbonds, motor vehicles, furnishings and/or otherpersonal items. If you want to leave somethingto your grandchild, for instance, there are simpleprovisions that allow for that property to be heldby another until that child reaches whatever ageyou deem appropriate. What is important is thatYOU decide who will receive your property, andwhen they will receive it. You can be sure that yourproperty passes on to whomever you want: yourspouse, children, grandchildren, friend or otherrelative, a charity, or some combination thereof. Ifyou don’t have a Will, your property will bedistributed pursuant to applicable law.With a Last Will and Testament, YOU alsodecide who will make sure this property gets intothe proper hands by naming an “Executor” to carryout your wishes and settle the affairs of your estate.If you don’t have a Will, laws dictate who thatperson will be. A Last Will and Testament givesyou the ability and flexibility to control whathappens to your property after you die, and whohandles those affairs.• Power of Attorney (POA). What would youdo if you suddenly and unexpectedly becameincapacitated? Do you have a plan in place tomake sure that your finances are taken care of orthat the right medical decisions are made on yourbehalf? What happens if you don’t have one? APOA is a very useful and inexpensive tool thatallows you to appoint one or more persons (your“Agent”) to step into your shoes, if necessary,to handle your financial affairs and/or to makehealthcare decisions for you if you become incapableof making those decisions for yourself.Unlike a Will, a POA only is effective duringyour lifetime. Obviously you appoint someonethat you trust. If you prefer a bank trust departmentto handle your financial affairs, a Power ofAttorney will allow for that to be done. Practicalexamples of things an Agent can do for youare: paying bills and making deposits, selling realestate if necessary for your care, arranging foryour tax returns to be done, making health carearrangements and providing consents for medicaltreatment if you cannot do so, and advocatingon your behalf with your physicians and othercare providers. If you want one person to handlecontinued on Page 6Amy Orr Rosensteel is an attorney and managing partnerin the law firm of Evey, Black, Magee, Levine, Rosensteel,Mauk, Brenner & Karn LLP with offices in Hollidaysburgand Roaring Spring. Ms. Rosensteel’s practice includes theareas of elder law, estate planning and administration, olderadult protective services, and real estate. She serves as solicitorto Blair Senior Services, Inc. and is on the board of directorsof the Geriatric Interest Networkof the Blair County Region. She canbe reached by email at arosensteel@eveyblack.com or by phone at (814)695-7581.Page 5

Did you know?Homewood at Martinsburg opened the doors of its nursing home onJanuary 7, 1974. 2014 marks the 40th anniversary of Homewood’s presence inthe Cove, and plans are underway for a year-long celebration!Do you have a story about a family member or friend who was aHomewood resident? Share your stories with us!Contact Monica Knauss by phone at(814) 793-1313 or by email at mlknauss@hmwd.org.ANYONE CAN HAVE AN ESTATE PLAN (AND EVERYONE SHOULD)- continued from Page 5finances and another person to make healthcaredecisions on your behalf, a Power of Attorney canreadily accommodate such desires.The primary reason for having a POA is toensure that YOU choose someone you trust tohandle your financial and/or medical affairs in theevent you are not able to do so. The alternative isan expensive and lengthy litigation process called“Guardianship” whereby the court determineswhether you are “incapacitated” and if so, appointsa “guardian” to handle your property and/or makemedical decisions for you. In that instance, thecourt – not you – makes the decision as to whowill handle your affairs and make decisions onyour behalf. A POA in nearly all instances willprevent the need for a guardianship proceeding.• Living Will. Like the Last Will and Testamentand the Power of Attorney, this document can be auseful part of your estate plan. The Will and POAare essential to any adult’s basic estate plan. TheLiving Will’s importance, however, is more of apersonal preference. A Living Will only becomesnecessary where a person is (a) incapable ofmaking medical decisions AND (b) is either in theend-stages of a terminal condition or permanentlyunconscious. Under those specific circumstances,a Living Will is a written set of instructions to aperson’s physicians outlining what, if any, lifesustainingtreatment is desired.Why should a person have a Living Will? Ifyou believe strongly that you would not want tobe kept alive under the above circumstances, youshould definitely make out a Living Will and letyour doctors (and loved ones) know what yourwishes are. Similarly, if there are certain forms oftreatment that you would definitely want in thatsituation, you can specify your desires. A LivingWill can dictate what medical care you will receive(or not receive) if you can no longer tell yourdoctor what you want and you are in the end-stagesof a terminal illness. It provides the doctors withguidance as to how to treat you. It allows YOUto make decisions concerning your medical carein this situation. And it can spare your family thedifficult task of making those decisions for you (orperhaps making the wrong decision -- one that youwould not want).Every adult should have their “affairs in order.”Having an effective estate plan is a primary componentto ensure that your wishes are properlycarried out, so that what happens to you or yourproperty remains in your control. Additionally,proper estate planning can avoid unnecessary taxesand expenses. For most people, a basic estate plan(i.e. Will, POA and Living Will) will affordablyaccomplish the task. Failure to have an estate planin place significantly increases the likelihood thatyou will incur unnecessary (and greater) expense,and that someone else will be making decisions foryou in a manner that may be inconsistent with yourdesires.Page 6

Common Medicare QuestionsQ: I have supplemental Medicare coverage through my husband’s employer. Iunderstand that at his passing I will no longer have this benefit or I will need topay a high premium for the benefit. What will my options be? I have a numberof health problems.A: You will not need to be concerned that you will not be able to get replacementcoverage due to your health. You will be given a guarantee enrollment period whereyou can choose most Medicare supplemental plans without health questions asked.Q: I have heard that it is possible the company I now have for Medicare coverage is going to disenroll allof those insured with them, due to that company’s financial problems. Will I be left without insurance?A: You will be placed in a special enrollment period where you can replace your existing coverage with anyavailable plans. Medicare protects the rights of Medicare beneficiaries to have health coverage regardless ofplan or employer failures.Q: My retiree employer coverage has increased drastically in the last few years. Is there anything that Ican do to reduce my monthly premium?A: If you decide to leave your employer coverage, you will be in a special enrollment period that will allowyou to choose another plan that may be considerably less than you are now paying.Renee Krider is an insurance counselor with Senior Ministries Insurance Alliance. Her services are available at no cost toHomewood residents and members of the surrounding communities. Her office is located on the third floor of theSouthview Building of Homewood at Martinsburg. If you need answers to your health coverage questions or help withchanging or enrolling in a new plan, please call for a free consultation by dialing (814) 793-1339.Don’t miss this upcoming seminarpresented by Renee Krider:Social Security:Strategies for MaximizingYour BenefitsCottage resident Sam Beegle (right) served asGrand Marshall in Martinsburg’s AgriculturalParade, and several cottage residents accompaniedthe Homewood van and passed out candy inthe rain!Thursday, September 12, 20136:00 p.m.Chapel, Northview BuildingTo reserve your spot, callMonica Knauss ~ (814) 793-1313Page 7

See What’s Happening at Homewood!It’s TEATime...... and TEE Time!Many IL residents attendArlene’s Tea, hosted byExecutive Director Arlene Clark,where new information about Homewood’scampus is shared and residents have the opportunityto ask questions and share suggestions.Park ItRight Here!At press time,Homewood at Martinsburg’s 10thAnnual Golf Classic is just around thecorner. Here, Jen Helsley, WellnessDirector, Don Jensen, Residents’Association President, Judy Winfieldand Reid Ritchey, Honorary Chairpersons,and Deb Pierce, VolunteerDirector, pose at Iron Masters asthey gear up for this year’s event.Wellness Director Jen Helsleyleads a group of residents on a hikeat Shawnee Park in Bedford County,PA. While one group hiked, anothergroup spent the afternoon visitingand bird-watching.Healthcare Center residents are treated to aday at the Blair County Ball Park. A little drizzledidn’t keep them from enjoying watching theAltoona Curve play!Page 8

ThisThatandJean Kensinger enjoys a hugfrom Diesel Dawg, who madea stop at Homewood duringNational Nursing Home Week.IL residents are busymaking beaded neckerchiefsin preparation for thewestern-themed picnic.Nice hat, Larry!Service with aSmile!Many of Homewood’s residentsvolunteer throughout our campusand go above and beyond in theirservice. Here are just some ofthe many who give of their time:Top photo: Ada Spaeth (center)was recently recognized for overnine years as librarian. Ada oversawHomewood’s libraries, includingthe expansion of the library whenthe Southview Community Centerwas built. Pictured with Ada areDebbie Pierce (right), VolunteerDirector, and Maggie Auville (left),who has recently assumed thelibrarian responsibilities.Middle: Marlene Aurandt (left), PastPresident of the IL Residents’ Association, passes thegavel to 2013-2014 President Don Jensen. Other officerspictured are Doris Shissler, Secretary (seated), BeckyWilliamson, Vice President (center), and Dot Polito,Treasurer (right).Bottom: At a recent Homewood Auxiliary meeting, NatRitchey (left) was honored for her countless hours ofservice over many years. Here, she is presented with abouquet of flowers by Deb Pierce, Volunteer Director.Page 9

Homewood at Martinsburg’sAlzheimer’s and Related Dementias (ARD) Unitby Erin WeaverHomewood at Martinsburg is proud to have aspecialized unit for individuals with Alzheimer’sdisease and related types of dementia. Thissecured unit has been a part of our communityfor approximately 15 years.Over the years, the unit has evolved with thetimes to meet the needs of the individuals weserve. Dementia can be quite complex, andoften causes a great deal of distress to theindividual and his or her family. The residentmight suffer from memory problems,fluctuations in mood, emotional changes, anddifficult behaviors. The family essentially losesthe person they once knew.The staff on Homewood’s ARD unit is speciallytrained to help the resident and his or her lovedones adapt to these changes. We provideindividualized treatment to each resident, andmeet their unique needs as they come. We alsooffer a variety of daily activities designed tomeet the resident at his or her current abilitylevel. Research shows that individuals withdementia benefit highly from a calm, consistentenvironment, and we strive to have that on theARD unit. Additionally, we host a monthly supportgroup for loved ones, which is open to thepublic.Homewood at Martinsburg’s ARD unit is alsoproud to have the Jean Glass LingenfelterSensory Lounge. This wonderful room is designedto help stimulate individuals in the latter stagesof their dementia process. However, we also findthat it benefits those who are anxious, restless, oragitated. The Sensory Lounge offers uniquelighting features, including a bubble tube, fiberoptics, and image projectors. We also utilizesoothing music, aromatherapy, and tactile stimulationto provide multi-sensory experience for ourresidents.If you would like to hear more about Homewoodat Martinsburg’s Alzheimer’s and Related DementiasUnit, please contact the admissions office at(814)793-1304.Left, the sensorylounge providesa multi-sensoryexperience for ourresidents.Right, our enclosedpatio enablesresidents to safelyenjoy the outdoors.Could you or someone you know benefit from the support ofothers who have a loved one with Alzheimers or a related dementia?Homewood offers a monthly Alzheimer’s Support Group, facilitatedby our trained staff. For more information, contact Erin Weaver at(814) 793-1338.Page 10

Welcome to our NewIndependent-Living Residents!Jane Stevens moved to an apartment at Homewoodfrom Parma Heights, Ohio. She is a retired nursewho enjoys astrology, bridge, gardens and flowers.Her daughter and son-in-law live in Duncansville.Glad to have you with us, Jane!Gloria Blakely recently moved to her Homewoodcottage from Philadelphia, Pennsylvania. She is a freelancewriter and has authored several books. She enjoys reading,writing, genealogy, walking, and swimming. Welcome toHomewood, Gloria!And a great big welcome to Sidney and Gladys Wayne, who just movedin and are still unpacking boxes! They moved to their Jade Circle cottagefrom Burlington, North Carolina. Sid enjoys metal work and has quite acollection of models he has created. Gladys enjoys working with flowers,painting and reading.YOUR PICTURE HERE!Become a part of Homewood’s active retirement community.We’d love to have you here! Our upcoming Open Houses arelisted on the back of this page, or call Aimee Lozinak at (814)793-1314 to schedule a tour.Stop in and see Homewood’s ArtGallery located in the Southview Building where a new art display isfeatured each month!Page 11

Homewood at Martinsburg437 Givler DriveMartinsburg, PA 16662E-mail: amlozinak@hmwd.orgBulk RateU.S. Postage PageMartinsburg, PA 16662Permit No. 11Address Service RequestedA CONTINUING CARE RETIREMENT COMMUNITYMark your calendars now! Don’t miss theseupcoming events at Homewood at Martinsburg(814) 793-3728 437 Givler Drive Martinsburg, PA 16662 www.homewood.comOPEN HOUSESCome to the Southview Building to tour a cottage, apartment,and/or hear about our new construction!September 2 - Labor Day - 10:00 a.m. to 2:00 p.m.Free Hot Dogs and RefreshmentsSeptember 19 * October 151:00 - 4:00 p.m.Or call anytime for a personal tour of ourspacious and well-maintained cottages and apartments.Homewood’s AnnualFall BazaarOctober 3 - 10 a.m. to 3 p.m.October 4 - 10 a.m. to 6 p.m.October 5 - 10 a.m. to 2 p.m.Crafts ~ Food ~ Indoor Yard SaleRED CROSSBLOOD DRIVESouthview BuildingWednesday,September 18, 2013Noon - 6:00 p.m.6th Annual Auto Cruise-inpresented by Homewood and theBlair County Antique Auto ClubSaturday, September 2112 noon - 4:00 p.m.Entertainment by The RunawaysAdmission is Free.Food and refreshments available forpurchase; proceeds benefit theHomewood Auxiliary.