Member Guide - RACT

Detailed extras comparisonEXTRAS COVERExtras services Waiting Periods Platinum Extras Gold Extras Silver Extras Bronze ExtrasAcupuncturesee Naturopathy/Homeopathy/AcupunctureAmbulance transport 12 monthsTransport benefit per trip $300 $300 $300Annual limit per person each calendar year $500 $500 $500Audiology 2 2 monthsInitial visit 80% $25 $25Subsequent visit 80% $20 $20Annual limit per person each calendar year $350 $350 $400 2Blood glucose monitor 12 monthsBenefit:Chiropractic / Osteopathy 4 2 monthsN/A80% up to $650 permonitor 3a $200 3b $150 3bInitial visit 80% $26 $25Important note: The table opposite must be read along with thefootnotes below.1. Ambulance – Tasmanian Ambulance services are provided by thestate government scheme. Outside Tasmania, you can claim up to$300 for a single trip or up to $500 per calendar year ontransportation only.2. Audiology – The annual limit of $400 per person each calendaryear includes combined benefits for audiology, speech therapy andeye therapy.3a. Blood glucose monitor – Benefits are limited to 1 monitor permembership every 3 years. A doctor’s letter of recommendationmust accompany each claim for benefits. Up to 80% per monitor to amaximum of $650, combined limit for blood glucose monitor,nebuliser pump, TENS monitor and sleep apnoea monitor.3b. Blood glucose monitor – Benefits are limited to 1 monitor permembership every 3 years. A doctor’s letter of recommendation mustaccompany each claim for benefits.4. Chiropractic/Osteopathy – There is a limit of 1 chiropractic X-rayper person/single membership each calendar year. Benefits will onlybe paid for one consultation and/or treatment per provider per day.5. Chiropractic/Osteopathy – The annual limit of $700 per person/single membership and $1,000 per family membership eachcalendar year includes combined benefits for chiropractic (includingchiropractic X-rays) and osteopathy.6. Chiropractic/Osteopathy – The annual limit of $350 per person/single membership and $700 per family membership each calendaryear includes combined benefits for chiropractic (includingchiropractic X-rays) and osteopathy.7. Chiropractic/Osteopathy – The annual limit of $350 per person/single membership and $600 per family membership each calendaryear includes combined benefits for chiropractic (includingchiropractic X-rays), osteopathy, naturopathy, homeopathy andacupuncture.EXTRAS COVER2-10 subsequent visits 80% $21 $17Further visits 80% $17 $15Chiropractic X-ray (1 per person) $80 $80 $40Annual limit per person/single membership each calendar year $700 5 $350 6 $350 7Annual limit per family membership each calendar year $1,000 5 $700 6 $600 7All extras services must be provided by practitioners in private practice who are appropriately registered withrecognised bodies approved by us.We recommend you call 13 27 22 for a benefit estimate before commencing treatment to confirm the benefit payable.For services other than dental, benefits for initial consultation per therapy type are available each calendar year.26 27