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, We've got squirrels in our quad! - St Peter's College

, We've got squirrels in our quad! - St Peter's College

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Credit and <strong>St</strong>ore CardsDon’t go there! <strong>St</strong>ore cards will just mean you have more th<strong>in</strong>gs to worry about pay<strong>in</strong>g, and youcan get student discount <strong>in</strong> many places with y<strong>our</strong> bodcard anyway. A debit card with a freeoverdraft is a better bet than a credit card, but if you do get one, make sure you pay it off everymonth.BattelsBattels are the bills that you have to pay to <strong>College</strong> by Monday of 2nd Week each term. Theycover rent, heat<strong>in</strong>g, electricity and hall food charges. Library f<strong>in</strong>es, punt charges, boat club d<strong>in</strong>ners(or similar) and photocopy<strong>in</strong>g can also be charged here too. If you have problems pay<strong>in</strong>gBattels on time, go and see the <strong>St</strong>udent F<strong>in</strong>ance Officer who will sort th<strong>in</strong>gs out – please don'tkeep it to y<strong>our</strong>self. The college can often make loans if y<strong>our</strong> student loan is delayed for somereason. Alternatively you can go and see the JCR welfare officers, who can give you advice too.Cutt<strong>in</strong>g CostsBuy<strong>in</strong>g Books – don’t go out and buy every book on y<strong>our</strong> read<strong>in</strong>g list, it will exhaust y<strong>our</strong> overdraftvery quickly and you probably won’t read all of them anyway. Email y<strong>our</strong> college parentsand ask them what books they’d recommend buy<strong>in</strong>g. Look on amazon.co.uk, where you oftenbuy copies with a large discount off the RRP. If you are buy<strong>in</strong>g second hand books, rememberthat for some subjects it’s only worth buy<strong>in</strong>g the most recent edition; older ones may be awaste of paper and money (not for English, though!) On the top floor of Blackwell’s you can getsecond hand books for 2/3rds of the cost of new books. The college library lets you borrowbooks for a month , and even then it is only a simple onl<strong>in</strong>e renewal process to allow you toborrow them for longer.Gett<strong>in</strong>g a JobDue to the short terms and heavy workload, you will have very little time for a job. The collegedoes offer some paid employment, ma<strong>in</strong>ly, the opportunity to work <strong>in</strong> the bar; not a massivetime commitment (usually 4 nights a term) but gives you a bit more cash <strong>in</strong> the pot. There arealso th<strong>in</strong>g such as stay<strong>in</strong>g <strong>in</strong> the Christmas vac to help with <strong>in</strong>terviews. Y<strong>our</strong> long vacation <strong>in</strong> thesummer is probably the best time for you seek employment, as you will probably want a breakdur<strong>in</strong>g the Easter and Christmas vacations as well have hav<strong>in</strong>g to prepare for the next term.L<strong>in</strong>ksA really useful site with lots of money sav<strong>in</strong>g tips is:http://www.moneysav<strong>in</strong>gexpert.com/Oxford University F<strong>in</strong>ancial Informationhttp://www.admissions.ox.ac.uk/f<strong>in</strong>ance/Department for Education and Skills Guide to <strong>St</strong>udent F<strong>in</strong>ancehttp://www.dfes.gov.uk/studentsupport/BBC One Life Guide to <strong>St</strong>udent Fund<strong>in</strong>ghttp://www.bbc.co.uk/radio1/onelife/education/<strong>in</strong>dex.shtml?fund<strong>in</strong>gtopicsThe JCR

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