Welcome to Northrop Grumman - Benefits Online

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Step Therapy in the PPO Plan• Designed to promote the use of lower-cost,and equally effective, generic drugs beforeparticipants “step up” to higher-cost brandname drugs.• Designed for people who take maintenanceprescription drugs on a regular basis totreat an ongoing medical condition.• Step Therapy will apply even if your doctorwrites “Dispense as Written” on yourprescription.14
Anthem CDHP OptionThe Anthem CDHP ProgramPreventiveCare• 100% coveragefor nationallyrecommendedservices• No deductionsfrom the HRAPreventive Care 100% CoverageHealthReimbursementAccountTraditionalHealthCoverage• Benefit plan year allocation fromNorthrop Grumman• Plan pays 100% when funds areavailable• Use it on HRA ExtrasBridge • Employee’s responsibility if expensesexceed the benefit plan year HRAallocation• Paid only as expenses are incurred• Can be reduced or eliminated by HRArollover• Additional protection covers theservices allowed by NorthropGrumman• You pay coinsurance for coveredservices• 100% coverage after coinsurancemaximum is met15
Page 1 and 2: Welcome to Northrop GrummanNew Hire
Page 3: Northrop Grumman Health Plan Overvi
Page 6 and 7: How the Plan Works• You choose th
Page 8 and 9: Anthem Blue Cross Preferred PPO Opt
Page 10 and 11: EPO and HMO Options• An EPO works
Page 12 and 13: Prescription Drug Coverage in the P
Page 16 and 17: Anthem CDHP Plan Year AmountsEmploy
Page 18 and 19: Tobacco Cessation ProgramFree & Cle
Page 20 and 21: Dental Plan Options• Three Delta
Page 22 and 23: Vision Plan Option• Northrop Grum
Page 24 and 25: Automatic FSA Claims Reimbursement
Page 26 and 27: Long-Term Disability (LTD) Benefits
Page 28 and 29: Evidence of Insurability (EOI) forL
Page 30 and 31: Beneficiary Designations• You mus
Page 32 and 33: Northrop Grumman Savings Plan
Page 34 and 35: Northrop Grumman Savings Plan —Fe
Page 36 and 37: Savings Plan Investment LineupTwo
Page 38 and 39: Path 2 - Build and Monitor Your Own
Page 40 and 41: Quick Enrollment - Process• Defau
Page 42 and 43: Retirement Account Contributions•
Page 44 and 45: Retirement Account Contributions•
Page 46 and 47: Enrolling is Easy• Go to Benefits
Page 48 and 49: New Hire Enrollment Page48
Page 50 and 51: My Benefits Access -Registration as
Page 52 and 53: My Benefits Access - Enrollment Ste
Page 54 and 55: My Benefits Access - Enrolling in M
Page 56: Questions?56

Welcome to Northrop Grumman - Benefits Online

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