Welcome to Northrop Grumman - Benefits Online

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How the Plan Works• You choose the coverage that meets your needs• Coverage levels for medical, dental, vision– Employee only– Employee + spouse– Employee + child(ren)– Employee + family• You must make your choices by the deadline shown on yourenrollment letter (within 31 days of your hire date)• Your choices remain in effect for the entire benefit plan year, aslong as you are eligible, July 1, 2009 — June 30, 2010– You cannot make changes until the next enrollment period (May2010) unless you have a qualified life event (e.g., marriage orbirth of a child)6
Medical Plan Options• Anthem Blue Cross Preferred ProviderOrganization (PPO)• Aetna Exclusive Provider Organization (EPO)– Available in many states nationwide• Anthem Consumer-Driven Health Plan (CDHP)• Health Maintenance Organization (HMO) optionsand Regional EPO options– Available in some areas only• Aetna Global <strong>Benefits</strong> (overseas employees)7
Page 1 and 2: Welcome to Northrop GrummanNew Hire
Page 3: Northrop Grumman Health Plan Overvi
Page 8 and 9: Anthem Blue Cross Preferred PPO Opt
Page 10 and 11: EPO and HMO Options• An EPO works
Page 12 and 13: Prescription Drug Coverage in the P
Page 14 and 15: Step Therapy in the PPO Plan• Des
Page 16 and 17: Anthem CDHP Plan Year AmountsEmploy
Page 18 and 19: Tobacco Cessation ProgramFree & Cle
Page 20 and 21: Dental Plan Options• Three Delta
Page 22 and 23: Vision Plan Option• Northrop Grum
Page 24 and 25: Automatic FSA Claims Reimbursement
Page 26 and 27: Long-Term Disability (LTD) Benefits
Page 28 and 29: Evidence of Insurability (EOI) forL
Page 30 and 31: Beneficiary Designations• You mus
Page 32 and 33: Northrop Grumman Savings Plan
Page 34 and 35: Northrop Grumman Savings Plan —Fe
Page 36 and 37: Savings Plan Investment LineupTwo
Page 38 and 39: Path 2 - Build and Monitor Your Own
Page 40 and 41: Quick Enrollment - Process• Defau
Page 42 and 43: Retirement Account Contributions•
Page 44 and 45: Retirement Account Contributions•
Page 46 and 47: Enrolling is Easy• Go to Benefits
Page 48 and 49: New Hire Enrollment Page48
Page 50 and 51: My Benefits Access -Registration as
Page 52 and 53: My Benefits Access - Enrollment Ste
Page 54 and 55: My Benefits Access - Enrolling in M
Page 56:
Questions?56
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Welcome to Northrop Grumman - Benefits Online

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