Construction - Travelers Insurance

ConstructionSurety and Insurance for ContractorsThe Right Solution for DistributorsConstruction is a complex business. To serve your contractorcustomers, you and your insurance and surety carriers must offerindustry experience, underwriting and service excellence, longevityand commitment.Travelers Bond & Financial Products Construction Services,Construction Casualty and Inland Marine have served contractorswith quality and reliability for decades. We are among the industryleadingproviders of specialized products and services for theconstruction market dedicating our people, resources and nationalinfrastructure to this segment.We offer you a “market of choice” for these vital, specialtycoverages. Your local Construction Services, Construction Casualtyand Inland Marine representatives are ready to work with you tohelp you strengthen customer relationships, increase your revenueand provide a broad portfolio of insurance and surety productsin-synch with the needs of construction contractors.Target Construction Account Profile• Experienced management and key personnel• Relationship-oriented• Strong financial base relative to credit needs• Adequate return/price relative to risk and expense• Defined, stable geographic territory• Proven controls/safety appropriate for operations andcost systems• Successful track record of profits and project performance• Contractual Risk Transfer (CRT) in place• Acceptable business planOur Financial StrengthOur primary underwriting companies, TravelersCasualty and Surety Company of America forConstruction Services, and Travelers IndemnityCompany for Construction Casualty, consistentlyreceive high marks for financial strength:Target Construction Markets• Prime mechanical• Prime electrical• General contractors• Highway and bridge• Paving• Sewer and waterA.M. Best* A+Moody’sAa3Standard & Poor’s AA-

ConstructionSurety and Insurance for ContractorsInformation Required on New Accounts• Financial Statements• History of WIPs – open and closed.• For Insurance – Coverage requirements, claim detail, riskcontrol assessment by our staff, workers compensationexperience mod worksheet.• For Surety – Contractor Questionnaire, last three yearsof financial statements, personal statements and detailson outside investments, resumes on key personnel andorganization chart, business and continuity plan, bankinformation and property and casualty coverages in force.Your Travelers Team is Ready to Make it HappenYour local Construction Services, Construction Casualty and InlandMarine representatives are ready to work with you. Please contactyour Travelers representative today and we’ll help you and yourcustomers make it happen.*A.M. Best’s rating of A+ applies to certain insurance subsidiaries of Travelers thatare members of Travelers Insurance Companies pool; other subsidiaries are includedin another rating pool or are separately rated. For a listing of companies rated byA.M. Best and other rating services visit www.travelers.com. Ratings listed herein areas of March 21, 2007, are used with permission, and are subject to changes by therating services. For the latest rating, access .We’re There For You.With offices and staff across the country,we’re right where you need us.Travelers Casualty and Surety Company ofAmerica and its property casualty affiliatesOne Tower SquareHartford, CT 06183travelers.com/constructionThis material does not amend, or otherwise affect, the provisions or coverages of anyinsurance policy or bond issued by Travelers. It is not a representation that coverage doesor does not exist for any particular claim or loss under any such policy or bond. Coveragedepends on the facts and circumstances involved in the claim or loss, all applicable policy orbond provisions, and any applicable law. Availability of coverage referenced in this documentcan depend on underwriting qualifications and state regulations.© 2008 The Travelers Companies, Inc All rights reserved. 59313 Rev 5-08