Mike Balmer, Executive Vice President, Willis North America

Risk Management• Progress always involves risks. You can't steal second base andkeep your foot on first - Frederick B. Wilcox• The best we can do is size up the chances, calculate the risksinvolved, estimate our ability to deal with them, and then make ourplans with confidence - Henry Ford• There are worse things in life than death – have you ever spent theevening with an insurance salesman - Woody Allen2