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(12) PATENT APPLICATION PUBLICATION (21) Application No.1794/KOL/2008 A<br />

(19) INDIA<br />

(22) Date <strong>of</strong> filing <strong>of</strong> Application :23/10/2008 (43) Publication Date : 05/06/2009<br />

(54) Title <strong>of</strong> the invention : METHOD AND SYSTEM FOR ASSESSING FINANCIAL RISK ASSOCIATED WITH A BUSINESS<br />

ENTITY<br />

(51) International classification<br />

:G06Q10/00;<br />

G06Q40/00;<br />

G06Q20/00<br />

(31) Priority Document No :11/929,932<br />

(32) Priority Date :30/10/2007<br />

(71)Name <strong>of</strong> Applicant :<br />

1)INTUIT INC.<br />

Address <strong>of</strong> Applicant :2700 COAST AVENUE, MOUNTAIN<br />

VIEW, CALIFORNIA U.S.A.<br />

(72)Name <strong>of</strong> Inventor :<br />

1)WERNIKOFF, DANIEL<br />

(33) Name <strong>of</strong> priority country :U.S.A.<br />

(86) International Application No<br />

:NA<br />

Filing Date<br />

:NA<br />

(87) International Publication No : NA<br />

(61) Patent <strong>of</strong> Addition to Application Number :NA<br />

Filing Date<br />

:NA<br />

(62) Divisional to Application Number<br />

:NA<br />

Filing Date<br />

:NA<br />

(57) Abstract :<br />

A method for assessing financial risk associated with a business entity involves recording usage data associated with a consumer<br />

business s<strong>of</strong>tware, where the usage data describes consumer behavior associated with the consumer business s<strong>of</strong>tware, <strong>and</strong> where the<br />

consumer business s<strong>of</strong>tware is associated with a business entity". The method further involves generating a financial risk assessment<br />

associated with the business entity based on the usage data, <strong>and</strong> determining an approval status based on the financial risk assessment,<br />

where the approval status indicates whether the business entity is approved to receive a financial service.<br />

No. <strong>of</strong> Pages : 25 No. <strong>of</strong> Claims : 25<br />

The Patent Office Journal 05/06/2009 26337

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