2011 Annual Report - BDO

THE STORYBDO Private Bank: A Bespoke Banking ExperienceWhatever be your vocation; a career in finance, engineering, law, medicine or in a more specialized field, apassion for creating the next big thing and making a business out of it, or you simply found yourself heir to asizable fortune; you need a skilled and experienced wealth manager you can trust. As your wealth managerwe will help you define your long-term objectives, deploy your wealth to ensure that these objectives areachieved, and ensure that your assets are well managed by an expert.The relationship with BDO Private Bank starts with you; your plans, your aspirations, what you want to achievein this life and the legacy you want to leave your loved ones. In seeking the best solution to managing yourwealth, we adjust to your style; depending on your requirement for control, level of involvement and need forstructure and protection. Together we create a valued and mutually beneficial relationship for the long-term.Giving You Peace of MindBDO Private Bank has a long-standing culture of discretion in handling the affairs of its clients; this is fundamentalin establishing a successful wealth management relationship anchored on trust. The interest of the Bank isaligned with your interest. We only consider products that pass through the stringent and rigorous evaluationby our Risk Management and Credit Evaluation Groups. Our advisors will only recommend financial productsthat fit your investment goals, and they will explicitly disclose to you the risks involved in investing.Charting Your Life PlanPlanning involves the identification of assets that need to be utilized to ensure that your financial independencecontinues. We help you allocate these assets for your specific purposes. We assess your tolerance for risk insetting up your medium and long-term portfolios. Whether you prefer a directed or discretionary approachin implementing your life plan, you have access to our open architecture platform for execution services, andthe expertise of our senior wealth advisors and analysts. And to ensure that your plan is on-track, we carefullymonitor your portfolio on a regular basis, and together we conduct a periodic review of your circumstancesand investments.Making Your Wealth Work For YouAfter you have laid out your plans for the future, we decide on the investment approach according to your riskaversion. You may delegate the investment of your wealth to us or you can avail of our advisory services toassist you in decision-making. We make available for you three approaches in managing your wealth.• Managed account. If your life is ruled by your dedication to work or passions, we provide aservice that demands the least intervention from you. We will tailor a portfolio for you addressingyour investment goals and risk aversion. Our wealth advisors, investment managers and analystswill select the appropriate investments to meet your objectives. We will execute your investmentmandates at the most opportune time, and provide you with periodic information on the performanceof your investments.• Advisory account. This engagement is designed if you want more active involvement andresponsibility in managing your wealth. You select your investments, drawing on the ideasand suggestions of our wealth managers for your portfolio. You have access to our capitalmarkets and investment research and we assist you in assessing which asset classes and specificinvestments will help you achieve your goals.