Invoice Finance Brochure (PDF) - Business banking - HSBC

Commonly asked questionsIsn’t this kind of financeusually expensive?We provide more than finance. Somebusinesses do not use our Finance Serviceat all and come to us for Sales LedgerManagement and Credit Protection. Theservices we provide represent good valueif they meet your needs. Which is whyyou’ll receive a written offer before beingasked to decide. If we do not believe yourbusiness will benefit from our services,we will tell you so.What personal guaranteeswill you require?Our ‘security’ is based on the sales thatyou identify to us as being genuine andcollectable. We will usually ask yourdirectors to provide a limited guarantee,but we will not typically ask for anysupporting security (property, for example).Won’t I lose some control overmy business if I have to checkwith you before I make a sale?We value every single customer. Makingit more difficult for you to deal with yourcustomers is in neither your nor our bestinterests. By providing flexible cash flow,saving you the time you spend chasingpayment, controlling the risks of nonpaymentand providing online information,we try to give you more control, not less.10