Invoice Finance Brochure (PDF) - Business banking - HSBC

How we can helpOur services can help meet a varietyof business needs.For instance:■ Your sales are growing and you need toknow that your cash flow will keep pace.■■■■■■■You have a lot of money tied up in the salesledger that should be working for you.You are funding a major purchase orplanning a management buy-out/buy-inand want the sales ledger to fund yourworking capital needs.You are moving into trade credit sales forthe first time and want to control customercredit without a big increase in workload.As your customer base has grown, so hasthe amount of time and resource neededto chase payment, and you now want tolook at cost-efficient alternatives.You are looking for a flexible, cost-effectivealternative to trade credit insurance.You want to break into an export marketand would like the collections, currencyledger and payment protection taken careof for you.You are already exporting, but wouldlike the convenience and competitiveadvantage of offering open account terms.How does it work?Your CustomerYour Business4 5HSBC Invoice Finance1 2 3 51 You provide the goods/services toyour customer and invoice them.2 You send the invoice details to us.3 We make available up to 90% ofthe value by the next working day.4 Either your own credit controlleror, if you use our Sales LedgerManagement Service, the controllerwe’ve assigned to you, carries outthe collections procedure.5 When your customer pays, we makeavailable the balance due to you.4