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PC10 Pension Credit - Communities and Local Government

PC10 Pension Credit - Communities and Local Government

PC10 Pension Credit - Communities and Local Government

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IntroductionHow to use this guideThis guide covers most things you should need to know about<strong>Pension</strong> <strong>Credit</strong>. We hope it will explain this entitlement <strong>and</strong> answersome key questions:●●●●●What is <strong>Pension</strong> <strong>Credit</strong>?Who can get it?How is it worked out?How do you apply for it?What happens after you apply?This guide is long <strong>and</strong> may look complicated at first, because wehave to cover so many different circumstances.The contents page should help you find your way around <strong>and</strong> seewhich sections answer your questions. Once you have read the earlysections <strong>and</strong> feel clear about the basics, you can explore further <strong>and</strong>find out about more specific queries. For example:●●●Will you still get <strong>Pension</strong> <strong>Credit</strong> if you go abroad?How will moving into a care home affect your <strong>Pension</strong> <strong>Credit</strong>?Can you get <strong>Pension</strong> <strong>Credit</strong> if you come to Great Britainfrom abroad?If you cannot see what you want on the contents page, there is adetailed index at the back to point you in the right direction.The abbreviations used in the margins are explained at page 100.What is <strong>Pension</strong> <strong>Credit</strong>?<strong>Pension</strong> <strong>Credit</strong>, introduced on 6 October 2003, is a tax-freeentitlement for people aged 60 <strong>and</strong> over living in Great Britain. It ispaid for out of taxation: you do not need to have paid NationalInsurance contributions to be eligible. If you are eligible for <strong>Pension</strong><strong>Credit</strong> it is your right to apply for <strong>and</strong> get it.There are two parts to <strong>Pension</strong> <strong>Credit</strong>: the guarantee credit <strong>and</strong> thesavings credit.9

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