Annual Report 2011 - SuperFacts.com

Back to contentsLutheran SuperFreecall Helpline1800 635 796Facsimile(03) 9245 5827MailFund administratorLutheran SuperGPO Box 4303Melbourne, VIC 3001Online informationwww.lutheransuper.com.auIssued by:LCA Nominees Pty Ltd, ABN 61 008 204 939, RSE Licence No L0002103, AFS License 240571 astrustee for Lutheran Super, RSE Registration No R1005707 ABN 93 371 348 387DisclaimersThe information contained in this 2011 Annual Report is general information only and doesnot take into account any person’s individual financial objectives, financial situation or needs.Because of this, you should, before acting on the advice, consider the appropriateness of theadvice having regard to your individual financial situation and needs. We recommend that youspeak to a licensed financial adviser before you make an investment or insurance decision.The value of investments in the Fund or any underlying investment options may rise and fallfrom time to time. LCA Nominees Pty Ltd or the employers do not guarantee the investmentperformance, earnings or return of capital invested in any of the investment options madeavailable to members set out in this report. If you leave the Fund within a few years of joining,you may get back less than the contributions paid into the Fund due to the effect of taxes, feesand possible negative investment returns.The information contained in this report is up-to-date at its preparation. However, some ofthe information can change from time to time, for example, fees or the structure of any of theinvestment options. If there is a material change, inaccurate statement or omission the Trusteewill inform you as required. If there is any inconsistency between the Trust Deed and thisreport, the Trust Deed will be the final authority.For other changes and information about any investment option you can call the LutheranSuper Helpline on 1800 635 796 for an update.