- Page 1: THE CHALLENGES OF IMPLEMENTING THE
- Page 5 and 6: ACKNOWLEDGMENTS In conducting this
- Page 7 and 8: such as round tripping of forex, fa
- Page 9 and 10: (1) Institutional (2) Structural 2.
- Page 11 and 12: Figures Tables LIST OF FIGURES Fig.
- Page 13 and 14: x Table 4.3.3 Response on the issue
- Page 15 and 16: virtue of the exercise. The loss of
- Page 17 and 18: US$4,244,322.99 (d) Litigation reco
- Page 19 and 20: (14) United Commercial Credit Bank
- Page 21 and 22: D) Rationale for the study In any e
- Page 23 and 24: TRANSFER RISK- is the possibility t
- Page 25 and 26: CHAPTER II LITERATURE REVIEW Introd
- Page 27 and 28: ancient China, it should not be sur
- Page 29 and 30: HIGHLIGHTS OF FACILITIES GRANTED TO
- Page 31 and 32: Money was in gold or silver coin ac
- Page 33 and 34: met membership qualifications. The
- Page 35 and 36: time, and this inspired the governm
- Page 37 and 38: for reconstruction. The development
- Page 39 and 40: to close its gold window was unilat
- Page 41 and 42: Item 2 - States the intention that
- Page 43 and 44: identifying these reserves because
- Page 45 and 46: Item 35 declares that the countries
- Page 47 and 48: The committee states that this rati
- Page 49 and 50: transactions) 50% (3) Short-term se
- Page 51 and 52: The real reason however may have be
- Page 53 and 54:
Item 9 - Stresses that the revised
- Page 55 and 56:
(3) International access/Transparen
- Page 57 and 58:
(a) Very high quality long-term iss
- Page 59 and 60:
Item 66 presents the risk weighting
- Page 61 and 62:
Item 75 states that other then a qu
- Page 63 and 64:
Item 93 is on conducting the mappin
- Page 65 and 66:
term, should also receive a 150% ri
- Page 67 and 68:
Item 120 allows banks to reduce the
- Page 69 and 70:
� A price for the units is quoted
- Page 71 and 72:
Item 153 is on transactions in whic
- Page 73 and 74:
Corporate Exposures are further div
- Page 75 and 76:
period, which can be revoked at the
- Page 77 and 78:
Item 393 says where a bank if not i
- Page 79 and 80:
demonstrating that rating criteria
- Page 81 and 82:
Item 432 encourages banks under the
- Page 83 and 84:
USE OF INTERNAL RATINGS Item 444 em
- Page 85 and 86:
Item 454 requires national supervis
- Page 87 and 88:
Item 493 is on the minimum operatio
- Page 89 and 90:
apid return to compliance, obtain i
- Page 91 and 92:
Item 544 describes an Asset-backed
- Page 93 and 94:
ank; (2) it must not be structured
- Page 95 and 96:
ullet point three of Item 91 eligib
- Page 97 and 98:
Item 650 defines Gross Income as th
- Page 99 and 100:
(a) It must have an operational ris
- Page 101 and 102:
PILLAR 1 AND THE CHALLENGES POSED I
- Page 103 and 104:
work without responding to the spec
- Page 105 and 106:
in the United States are members wh
- Page 107 and 108:
Under Pillar 1 of Basel 2 Accord th
- Page 109 and 110:
and the political, economic and fin
- Page 111 and 112:
non-crisis periods, and are invaria
- Page 113 and 114:
Interpretation Moody’s Standard &
- Page 115 and 116:
minimum income or development level
- Page 117 and 118:
SOVEREIGN CREDIT RATINGS AS AT JANU
- Page 119 and 120:
EU Accession Countries Cyprus (A2/A
- Page 121 and 122:
Malta (A3/A/A-) Poland (A2/BBB+/BBB
- Page 123 and 124:
Greece (A1/A+/A+) India (Ba1/BBB/BB
- Page 125 and 126:
Panama (Ba1/BB/BB+) Peru (Ba3/BB-/B
- Page 127 and 128:
Thailand (Baa1/BBB/BBB) Turkey (B1/
- Page 129 and 130:
capital when risks rise making the
- Page 131 and 132:
APPOACH RISK WEIGHT REG. CAP. AA (O
- Page 133 and 134:
6 AGO Angola 7 7 7 7 7 ATG Antigua
- Page 135 and 136:
74 GRC Greece 0 0 0 0 75 GRL Greenl
- Page 137 and 138:
143 MNP Northern Mariana Islands -
- Page 139 and 140:
As could be seen above Nigeria {***
- Page 141 and 142:
limit calls on the safety net. Seco
- Page 143 and 144:
1994 39 26 67 43 1995 91 45 50 32.9
- Page 145 and 146:
As mentioned above, risk management
- Page 147 and 148:
Item 723 states the committee’s r
- Page 149 and 150:
Item 730 charges the bank’s board
- Page 151 and 152:
Principle 2: Supervisors should rev
- Page 153 and 154:
(2) Market innovations; (3) Provisi
- Page 155 and 156:
(e) Nigerians not being used to pay
- Page 157 and 158:
(9) Difficulties in the reviewing o
- Page 159 and 160:
Once the five preconditions mention
- Page 161 and 162:
(G) Communicating the results of th
- Page 163 and 164:
Item 767 recommends that disclosure
- Page 165 and 166:
to be more effective, the lower the
- Page 167 and 168:
WEAK ASSET QUALITY Banks in Nigeria
- Page 169 and 170:
called-up share capital is by itsel
- Page 171 and 172:
The Code contains rules that banks
- Page 173 and 174:
Estrella, A., Park S., and Peristia
- Page 175:
Office of the United States Comptro
- Page 178 and 179:
3.5 SAMPLING PROCEDURE EMPLOYED The
- Page 180 and 181:
Fig 1: Response Distribution on sig
- Page 182 and 183:
3. Do you think that Nigeria has an
- Page 184 and 185:
Weighted Response 0 552 8 560 Sourc
- Page 186 and 187:
Fig.7 Response Distribution on the
- Page 188 and 189:
Fig.9 Response Distribution on the
- Page 190 and 191:
Fig.11 Response on the issue of kee
- Page 192 and 193:
Table 4.1.13: Response Distribution
- Page 194 and 195:
KNOW 1. Should a bank provide a gen
- Page 196 and 197:
viii. Capital 185 67 32 284 require
- Page 198 and 199:
4) With regards to Basel 2 accord w
- Page 200 and 201:
espondents who said they should not
- Page 202 and 203:
Table 4.3.3 Response on the issue o
- Page 204 and 205:
STATEMENT 7. What is the level of c
- Page 206 and 207:
1. The technical competence of the
- Page 208 and 209:
need to be redefined or restructure
- Page 210 and 211:
they were presented the statement t
- Page 212 and 213:
H1. Many Institutional changes (i.e
- Page 214 and 215:
the inert qualities of good banking
- Page 216 and 217:
The steps followed for the calculat
- Page 218 and 219:
H2: There is need for Nigerian bank
- Page 220 and 221:
Test Statistic = χ²T = �(O - E)
- Page 222 and 223:
mergers will need to be integrated
- Page 224 and 225:
To test this hypothesis the institu
- Page 226 and 227:
SA 118 71 47 2209 31.11 A 103 71 32
- Page 228 and 229:
Test Statistic = χ²T = �(O - E)
- Page 230 and 231:
capture all the risks the banks are
- Page 232 and 233:
secret all the issues considered as
- Page 234 and 235:
The fine-tuning of the technical co
- Page 236 and 237:
Proof for Null hypothesis three (Ho
- Page 238 and 239:
This observation was supported by t
- Page 240 and 241:
Proof for Null hypothesis Fifteen (
- Page 242 and 243:
ecause the challenges posed by the
- Page 244 and 245:
RECOMMENDATIONS (1) The role of the
- Page 247 and 248:
APPENDICE THE BASEL 2 ACCORD QUESTI
- Page 249 and 250:
(4) Are there internal rating syste
- Page 251 and 252:
(a) Yes (b) No (12) Do you keep a p
- Page 253 and 254:
(5) If the answer to No 4 is ‘Yes
- Page 255 and 256:
(c) MNC “ 1.2 (d) NC Independence
- Page 257 and 258:
LC (C) MNC “ 8.0 Loan Evaluation
- Page 259 and 260:
LC (C) MNC “ 14.0 Internal contro
- Page 261 and 262:
LC (C) MNC “ 25.0 Supervision of
- Page 263 and 264:
© I don’t know. (2) Should a ban
- Page 265 and 266:
(b) No © I don’t know. (vii) Cap
- Page 267 and 268:
(ii) Description of approaches foll
- Page 269 and 270:
DO YOU AGREE THAT THESE SHOULD BE D
- Page 271:
out by the Basel 2 Accord recommend