Download - Max Life Insurance

More documents

Recommendations

Info

Max Life Lifeline - Wellness Plus Plan,A Non Linked-Non Participating Health Insurance PlanUIN: 104N042V01Gurgaon - 122002Tel: (0124) 2561717Toll free No. / Customer care no.Call us on our toll free number 1800 - 180 – 5577Customer Service Timings: 7:30 AM - 11:00 PM Monday to Saturday (exceptNational holidays)Websitewww.maxlifeinsurance.comList of Critical illnessesGroup IAPPENDIX A1. Alzheimer’s disease: Alzheimer’s disease is a progressive degenerative illness of thebrain, characterised by diffuse atrophy throughout the cerebral cortex with distinctivehistopathological changes.Deterioration or loss of intellectual capacity, as confirmed by clinical evaluation and imagingtests, arising from Alzheimer’s disease, resulting in progressive significant reduction inmental and social functioning requiring the continuous supervision of the life insured. Thediagnosis must be supported by the clinical confirmation of a Neurologist and supported bythe company’s Appointed Doctor.The following conditions are however not covered:• non-organic diseases such as neurosis and psychiatric illnesses;• alcohol related brain damage; and• Any other type of irreversible organic disorder / dementia.•2. Blindness: The total and irreversible loss of sight in both eyes as a result of illness orinjury. The blindness must be confirmed by an Ophthalmologist acceptable to the company.The blindness must not be able to be corrected by medical procedure.3. Deafness: The total and irreversible loss of hearing in both ears as a result of illness orinjury. The diagnosis must be supported by audiometric and sound-threshold tests providedand certified by an Ear, Nose, Throat (ENT) specialist.“Total loss” means loss of at least 80 decibels in all frequencies of h`earing in both theears.4. Loss of speech: The total and irrecoverable loss of the ability to speak as a result ofARN/Web/Ind/15
Max Life Lifeline - Wellness Plus Plan,A Non Linked-Non Participating Health Insurance PlanUIN: 104N042V01injury or illness to the vocal cords. The inability to speak for a minimum continuous period of12 months must be established. The diagnosis must be supported by medical evidencefurnished by an Ear, Nose, Throat (ENT) specialist/ Otolaryngologist acceptable to thecompany.All psychiatric related causes are however not covered.5. Medullary cystic disease: A progressive hereditary disease of the kidneys characterisedby the presence of cysts in the medulla, tubular atrophy and intestitial fibrosis with theclinical manifestations of anaemia, polyuria and renal loss of sodium, progressing to chronicrenal failure. The diagnosis must be supported by renal biopsy.6. Motor neurone disease: The Motor neurone disease characterised by progressivedegeneration of corticospinal tracts and anterior horn cells or bulbar efferent neuroneswhich include spinal muscular atrophy, progressive bulbar palsy, amyotrophic lateralsclerosis and primary lateral sclerosis. The diagnosis must be confirmed by a Neurologistacceptable to the company as progressive and resulting in permanent clinicalimpairment of motor functions.The condition must result in the inability of the life insured to perform at least 3 of the 6Activities of daily living (either with or without the use of mechanical equipment, specialdevices or other aids and adaptations in use for disabled persons) for a continuous period ofat least 6 months.7. Muscular dystrophy: A group of hereditary degenerative diseases of musclecharacterised by weakness and atrophy of muscle. The diagnosis of muscular dystrophymust be unequivocal and made by a Neurologist acceptable to the company, withconfirmation of the combination of at least 3 of the following 4 conditions:• Family history of muscular dystrophy ; • Clinical presentation including absence of sensory disturbance, normal cerebrospinalfluid and mild tendon reflex reduction;• Characteristic electromygrom and• Clinical suspicion confirmed by muscle biopsy.The condition must result in the inability of the life insured to perform at least 3 of the 6activities of daily living (either with or without the use of mechanical equipment, specialdevices or other aids and adaptations in use for disabled persons) for a continuous period ofat least 6 months.Group IIARN/Web/Ind/15
Page 1 and 2: Max Life Lifeline - Wellness Plus P
Page 5: Max Life Lifeline - Wellness Plus P

Download - Max Life Insurance

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?