Employee Handbook â HSBC Holdings plc - HSBC careers site

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Employees with lending authority have specified limits set for their lending which are set out in a letter ofauthority given to them. Under no circumstances may you grant credit or loans outside the limits ofauthority which have been set for you.Employees with lending authority must not grant credit or loans to themselves, their immediate family,partners or friends, or to companies in which they, their immediate families, partners, or friends have aninterest, financial or otherwise.3.14 Dress and AppearanceWhether or not your job involves contact with the public, you are required to dress in a way that theCompany considers appropriate to the business situation. Account will be taken of religious and culturalnorms. Styles that could offend normally accepted standards will not be permitted.Dress and appearance requirements may be varied by local arrangement at your place of work. Anyparticular requirements will be brought to your attention during your employment.3.15 Alcohol and Drug MisuseAn employee who suspects they have a drug or alcohol dependency is actively encouraged to seek helpthrough the Company’s Occupational Health Services or Open Line, a free and confidential service whichprovides counselling and information to all Company employees. For further details on Open Line, pleasevisit the Open Line intranet site.In order to help the employee (and subject always to the employee’s permission), Occupational Healthwill usually need to liaise with the employee's line manager who will therefore need to be advised ingeneral terms as to the nature of the problem. Clinical details are not disclosed and remain confidentialunless the individual gives written permission to the contrary.Dependency is distinguished from cases where an employee might occasionally arrive at work under theinfluence of alcohol or drugs. Such cases will be dealt with under normal disciplinary procedures.Incapability at work caused by alcohol or drugs is treated as a very serious matter and may result in yourdismissal for gross misconduct.
4. Benefits and FacilitiesYou may be eligible to take advantage of certain benefits and facilities provided by the Company fromtime to time. Further information will be available at your place of work in respect of other benefits andfacilities which may be available to you locally.The benefits listed below are a summary only. Full details and/or further information on specific benefitscan be obtained from the HR Procedures Manual, which is available on HSBC Bank plc’s UK intranet.Please also visit the Best Place - to Bank for Employees intranet site.These benefits do not form part of your contract of employment. All benefits and facilities are subject tocertain rules on eligibility and operation, which may change from time to time.4.1 Beneficial Loans4.1.1 Personal LoansUnsecured personal loans at concessionary rates may be available in accordance with the limit and termswhich may be in force at the time. Please also visit the Best Place - to Bank for Employees intranet site.4.1.2 Season Ticket LoansInterest free season ticket loans, repayable via payroll deduction, may be available to you. Additionalinformation is available in the Season ticket loan scheme section of the HR Procedures Manual.4.2 Charities4.2.1 Give As You EarnThrough this scheme, run in association with the Charities Aid Foundation, you can, via payroll deduction,make tax free donations to charities of your choice. Your money can go either direct to nominatedcharities, or you may be able to hold an account with the foundation, enabling you to donate in a flexiblemanner. Further details are available in the Charity scheme - Give As You Earn (GAYE) section of the HRProcedures Manual.4.2.2 Pound for Pound SchemeThe Company will, subject to certain rules, match charitable funds raised through employee time givenand fund raising events to a certain limit, per person per event per annum. Details can be found in theCharity scheme - Pound for Pound (£ for £) section of the HR Procedures Manual.4.2.3 'Keep the Change!'‘Keep the Change!’ is a simple and regular way to donate the odd pennies from your net salary to sixnominated charities each month. For example, if you earn £900.17 then by signing up to ‘Keep theChange!’ you can donate the 17p to charity. If your salary varies each month then the pennies donatedmay also vary. The maximum you give each month is 99p.Distribution costs are covered by the earned interest and therefore 100% of the monies donated will bereceived by the nominated charities. The donations will be received by the charities within 30 days ofreceipt by the distribution company. Further details are available in the Charity scheme - Keep theChange! section of the HR Procedures Manual.4.3 HSBC Childcare SchemeThe HSBC Childcare Scheme is open to all UK-based employees with children up to the age of 16 years.It is run under a system known as ‘salary sacrifice’. This means that you agree to reduce your salary in
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Employee Handbook â HSBC Holdings plc - HSBC careers site