Putnam 529 for America - Putnam Investments

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A broad range of investment choicesAge-based portfolios: Actively managed and adjust over time, becomingmore conservative as your child approaches college age.As the child gets older, the mix of investments shifts from one composed primarily of stock funds, which offer thegreatest growth potential over time but also carry the greatest near-term risk, to one with more fixed-income fundsand money market funds, which offer lower potential returns in exchange for reduced risk.Each portfolio is based on the year thechild was born. The portfolio is reallocatedquarterly, and the investments becomemore conservative over time.• stocks• bondsNewborn 4 8 12 1815% 14% 26%• cash 85%60%Asset allocations shown are target allocations. Actual allocations may vary.The age-based and goal-based options invest across four broad asset categories: short-term investments, fixed-income investments,U.S. equity investments, and non-U.S. equity investments. Within these categories, investments are spread over a range ofasset allocation portfolios that concentrate on different asset classes or reflect different styles.Each age-based portfolio has a different target date, which is based on the year in which the beneficiary of an account was born.The principal value of the funds is not guaranteed at any time, including age-based portfolios closest to the college age.Choose from a range of age-based,goal-based, and individual fundoptions from Putnam and otherfund families.6
Goal-based portfolios: Actively managed and keep the same allocation mix,regardless of the child’s age.34%6%60%15%85%100%Balanced Option Growth Option Aggressive Growth Option• stocks• bondsInvests in the Putnam 529GAA Growth Portfolio,• cash Putnam 529 BalancedPortfolio, and Putnam 529Money Market PortfolioInvests in the Putnam 529GAA Growth Portfolio andPutnam 529 All EquityPortfolioInvests in the Putnam 529GAA All Equity PortfolioIndividual investment options: Build your own portfolioStocksPutnam Equity Income Fund OptionPutnam International Capital Opportunities Fund OptionPutnam Voyager Fund OptionPutnam Small Cap Value Fund OptionMFS Institutional International Equity Fund OptionPrincipal MidCap Blend Fund OptionSSgA S&P 500® Index Fund OptionBondsPutnam High Yield Trust OptionPutnam Income Fund OptionFederated U.S. Government Securities Fund OptionCashPutnam Money Market Fund OptionAlthough a money market fund seeks to preserve the value ofyour investment at $1.00 per share, it is possible to lose moneyby investing in a money market fund. Money market funds arenot insured or guaranteed by the Federal Deposit InsuranceCorporation (FDIC) or any other governmental agency.The plan involves investment risk, including the lossof principal.7
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Putnam 529 for America - Putnam Investments

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