The Life Extension Foundation Member Rewards Program

Welcome tothe Life Extension FoundationMember Rewards ProgramI. Description . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .2II. Program Partner Benefit Overview . . . . . . .3III. Categories . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .4IV. Questions and Answers . . . . . . . . . . . . . . . . . . .5V. Terms and Conditions . . . . . . . . . . . . . . . . . . . .7VI.Program PartnerBenefit Descriptions . . . . . . . . . . . . . . . . . . . . .8VII. Contact Information . . . . . . . . . . . . . . . . . . . . .161

LIFE EXTENSION FOUNDATIONMember Rewards ProgramFor details on program partner benefits, please see section VI.It’s always good to be rewarded for a job well done. Now, just being aLife Extension Foundation member is enough to reap generous rewards.With the Life Extension Member Rewards Program, you can relax andenjoy life in your best health ever.III. Life Extension Member Rewards CategoriesAs a Life Extension Foundation member, you are classified into one offour categories, which provide value-added Life Extension memberrewards. These Member Rewards categories are based on your LifeExtension Foundation Buyers Club total purchases (minus returns orrefunds) for the twelve-month duration during one of the two followingperiods: a) the twelve months preceding October 1, 2004, which is thelaunch date of the Member Rewards program, or b) the twelve monthspreceding the day on which you renew your membership. These MemberReward categories are: Valued, Silver, Gold, and Platinum.➤ Valued LevelEligibility: Spend up to $1,199.99 in total purchases (excluding anyrefunds or returns) from the Life Extension Foundation Buyers Club duringa one year period. Valued members receive:• All the standard Life Extension Foundation benefits (as described insection 1), which include the Life Extension magazine subscription, themember discounts on quality supplements, the mail order blood testingprogram, and toll-free phone access to knowledgeable advisors• Partnership programs discounts and services, which are described indetail in section VI➤ Silver LevelEligibility: Spend $1,200 to $2,999.99 in total purchases (excludingrefunds or returns) for the twelve months prior to renewing, or purchasea three-year membership, and you will be categorized as a SilverMember for the length of your new Life Extension membership period.Silver members receive:• All the benefits of a Valued Member, plus:• A quarterly newsletter that targets your personal health concernsbased on your input• Access to a “members only” section on our website that offers onlineseminars, new product announcements, and pre-release access toLife Extension magazine• Based upon your interest, you will receive free protocol updates via email4

LIFE EXTENSION FOUNDATIONMember Rewards Programparticipating members. Life Extension will make note of any programchanges or additions via the Member Rewards web page atwww.LifeExtension.com/rewards. Or you may call Customer Serviceat 1-800-678-8989 to request a program update.8. The Life Extension Foundation Buyers Club Member Rewards programhas no predetermined termination date. Life Extension mayterminate this program or portions thereof at any time, withoutnotice to participating members.9. This brochure and these Terms & Conditions supersede all previousMember Rewards program brochures and Terms & Conditions.10. Life Extension is not responsible for typographical errors and/oromissions in this brochure.11. These Terms & Conditions are governed by and construed under thelaws (excluding conflicts of law provisions) of Florida.VI. Program Partner Benefit DescriptionsA. Bally Total Fitness SMLEF is proud to offer you 15% off any Bally Total Fitness membershipplan level ‘Platinum’ or higher.Member BenefitsWhen you join Bally as a Life Extension member, you will receive thefollowing benefits:• 15% off any membership plan level ‘Platinum’ or higher (signing up forthe ‘Fitness’ membership does not qualify you for a discount). The followingis a listing of the plans with a list of benefits for each. Pleasenote that these programs and their benefits are subject to change. For adefinitive list of plans and benefits available to you, please simply visityour local Bally Total Fitness facility.Platinum Membership:— Use of all Bally Total Fitness clubs (all days, all hours)— Unlimited access to Bally’s most popular group exercise classes— New member first workout with a certified personal trainer— Special family add-on discountsPremier Membership:Includes all Platinum Membership benefits plus:8

— Use of all Bally Total Fitness clubs in North America— Racquetball at no charge (where available)— Access to child care programs (where available)Premier Personal Training Membership:Includes all Premier Membership benefits plus:— 2 one-on-one (1 hour) dynamic personal workouts with a certified personaltrainer. These sessions include the Bally Weight Loss & WeightManagement Start-up Program featuring:• Fitness assessment and partner assisted stretch• Metabolic rate analysis• Personal nutrition and fitness profile• Seven days of meal plans based on your nutrition goals and metabolism• Recommended grocery list• Easy answers to basic nutrition questionsPremier Plus Membership:Includes all Premier benefits plus:— One-time transfer privilegePremier Plus Personal Training Membership:Includes all Premier Personal Training Membership benefits plus:— One-time transfer privilegeDeluxe Personal Training Membership:Includes all Premier Plus Personal Training Membership benefits plus:— 3 additional dynamic personal workouts with a certified personaltrainer, for a total of 5.— 25% Off all Bally Total Fitness ® brand nutrition supplements duringyour first 30 days of membershipUltra Personal Training Membership:Includes all Deluxe Personal Training Membership benefits plus:— 3 additional dynamic personal workouts with a certified personaltrainer, for a total of 10.Club LocationsBally has locations in the following states: Arizona, California, Colorado,Connecticut, Florida, Georgia, Illinois, Indiana, Kansas, Maine, Maryland,Massachusetts, Michigan, Minnesota, Missouri, New Jersey, New York, NorthCarolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, Tennessee,Texas, Utah, Virginia, Washington, and Wisconsin, as well as Washington D.C. andOntario.For more information on Bally Total Fitness Centers, locations nearest you, andthe membership plans available, visit www.ballyfitness.com or call 1-800-515-CLUB.9

Canada for all car classes. (In addition to Ford/Mercury/Lincoln, Hertzalso carries models from Kia, Hyundai, Subaru, Volvo, Jaguar, and LandRover, including all-wheel drive vehicles, minivans, convertibles, etc.).• At least a 5% discount on Hertz Leisure Daily, weekend, weekly, andmonthly rates for all car classes. (The discount is lower because the discountis starting from a lower price point).• 5% discount on vehicle promotion rates. (Any time there’s a special promotion,LEF/Hertz members will get an additional 5% off!)Internationally, members will receive:• 20% discount in Europe and a 10% discount at all other participatinginternational locations• 5% discount on non-prepaid Hertz Affordable Europe Rates. And theHertz Affordable Europe rates, again, represent a lower price point.Additional Benefits• Free Car Class Upgrades. This enhancement gives the customer theopportunity to book a car and upgrade to the next higher class at noadditional cost. This promotion is applicable to daily, weekly, or weekendrentals and is honored in addition to the applicable discount.• Dollars Off Weekly or Weekend. In addition to Life ExtensionFoundation discounts, members would be able to take advantage ofdollars off on either weekly or weekend rentals using coupon offersprovided.About HertzHertz, the world’s leading car rental company, operates throughabout 7,200 locations in more than 150 countries, and its fleet boastsover 525,000 vehicles.Membership IDAs an LEF member, a Hertz member savings card will be included inyour membership kit mailing and in your renewal notices. Hertz will alsoaccept LEF membership cards. The Life Extension CDP # is 1507805.C. Life Extension Long Term Care InsuranceLife Extension is proud to offer you the opportunity to apply for longterm care insurance at discounted group rates. As a Life Extension member,you know the importance of maintaining optimal health. But, toinsure your financial stability as you grow older, we are proud to offeryou a comprehensive and affordable long term care solution. To find outmore information regarding eligibility requirements or to apply call thededicated Life Extension Foundation LTC program toll-free number at1-800-422-9378.11

LIFE EXTENSION FOUNDATIONMember Rewards ProgramD. Life Extension Medical Discount ProgramLEF is proud to offer you a comprehensive medical discount cardwhich allows you to receive discounts up to 50% off on six primaryhealth services. This card is available to you for just $9.95 per month.Member BenefitsFor just $9.95 per month, you will receive discounts on prescriptiondrugs, dental services, vision services, chiropractic services, hearing services,and physician services per the following terms:Prescription Drug Benefit:— Up to 30% savings on both brand name and generic prescription drugsDental Services Benefit:— 10-50% discounts on most dental servicesVision Services Benefit:— Up to 50% discounts on all prescription eyewear— Discounts on eye surgery, including laser vision correctionChiropractic Services Benefit:— Up to 40% discounts on diagnostic services including x-raysHearing Services Benefit:— A free consultation and discounts of at least 20% on hearing aidsand related suppliesPhysician Referral Program:— Average of 20-25%, with up to 40% discounts on both primary careand specialized careMembership IDOrder your card directly from Life Extension. Once you receive yourLEF Medical Discount Card, you are ready to start receiving your discounts.Simply present your LEF Medical Discount Card to providers andreceive your savings at the time of purchase. It’s that simple – no paperworkto complete, no insurance forms to fill out.Participating ProvidersBy signing up for your LEF Medical Discount Card, you are gainingaccess to a national network of over 400,000 participating credentialedproviders, as well as a comprehensive network of pharmacies includingCVS, Walgreen’s, and Osco.Notes• This is not an insurance program.12

• Your LEF Medical Discount Card cannot be used in conjunction withany other health benefits or insurance benefits.D. Life Extension MasterCard ® Credit CardLEF is proud to offer you the opportunity to apply for a Life ExtensionPlatinumPlus ® MasterCard ® credit card. This is a no-annual fee card.Help Life Extension Continue to Fund Anti-Aging ResearchEvery time you use this credit card for a purchase, Life Extension willreceive a contribution from MBNA at no additional cost to you, which itwill then use to fund anti-aging research. Life Extension has alreadyfunded millions of dollars of pathbreaking anti-aging research, such asgene expression profiling, caloric restriction studies, quick screening foranti-aging therapies, metformin studies, resveratrol studies, and dwarfmice studies.As a Life Extension customer, you are committed to our ongoingsearch to uncover integrative therapies which prevent and treat manydiseases associated with aging, as well as aging itself. Now, by simplyusing your Life Extension MasterCard ® to make your regular credit cardpurchases, you will effectively contribute to our cause.Member BenefitsIssued by MBNA America Bank, the nation’s leading issuer of affinitycredit cards, this program offers Life Extension members a low introductoryannual percentage rate for cash advance checks and balance transfers.*Cardholders may also take advantage of numerous benefits such as fraudprotection, supplemental auto rental collision damage coverage, andCommon Carrier Travel Accident Insurance.The no-annual fee Life Extension credit card, which proudly displaysour organization’s name, offers privileges of particular value to our members.In addition to providing LEF with anti-aging research funding, eachqualified applicant’s credit line is individually established to ensure thatmaximum purchasing power is received – up to $100,000 of availablecredit. Life Extension PlatinumPlus ® MasterCard ® cardholders are invitedto take advantage of credit-line increase decisions within 15 minutes,24-hour customer service, and cash-advance access at more than300,000 automated teller machines worldwide that display the Cirrus ®network logo.13

LIFE EXTENSION FOUNDATIONMember Rewards ProgramMembership IDApply for your no-annual fee Life Extension MasterCard ® credit cardby calling toll-free (866) GET-MBNA. (Hearing Impaired TTY: 1-800-833-6262) Please refer to priority code H1C4 when speaking with an MBNArepresentative to apply for this program.* NoteFor information about the rates, fees, other costs, and benefits associatedwith the use of the credit card, contact the issuer and administrator of thisprogram, MBNA America Bank, N.A., by calling toll-free or by writing toPO Box 15020, Wilmington, DE 19850. MBNA America and Platinum Plusare federally registered service marks of MBNA America Bank, N.A.MasterCard is a federally registered service mark of MasterCardInternational Inc., and is used by MBNA pursuant to license.E. Rewards Network SMLEF is proud to offer you a one year FREE trial membership (a $49value) when you join Rewards Network.Member BenefitsRegister your credit card online with Rewards Network and receivethe following:• Cashback Rewards SM savings at more than 21,000 restaurants and hotelsacross the United States.• An easy and discreet way to earn your Cashback Rewards by followingthese simple steps:Restaurant Rewards:1. Locate a restaurant via the online restaurant search.2. Read the information provided about a restaurant that interests you.Information includes cuisine type, address, phone, menu and description,Cashback Rewards for specific dates (and sometimes time ofday), and more.3. Dine at that restaurant when Cashback Rewards are being offered.4. Pay with a credit card you’ve registered with Rewards Network(American Express ® , Discover ® , MasterCard ® or Visa ® ).14

It’s that simple! When you pay the restaurant bill using a credit card you’veregistered with Rewards Network, they track your dining and automaticallyaward your benefit – up to a 20% Cashback Rewards savings for every dollaryou spend on your entire bill. Your Cashback Rewards will be credited toyour registered credit or debit card within 10 days.Hotel Rewards1. Locate a hotel via the online search.2. Read the information provided about a hotel that interests you in yourdestination area. Information includes hotel and room descriptions,photos, address, phone, hotel amenities, location and map, policiesand room rates.3. Book a reservation online at rewardsnetwork.com or by callingMember Services at 1-877-491-3463. Reserve your room with one ofthe credit cards registered with your Rewards Network membership.4. Stay at the hotel on the dates reserved.5. Pay with a credit card you’ve registered with Rewards Network(American Express ® , Discover ® , MasterCard ® or Visa ® ).It’s that simple! Great hotels, great rates AND up to 15% CashbackRewards on the room rate.The Cashback Rewards for your hotel stay will appear as a credit fromRewards Network on your credit card statement within 30 days of thecompletion of your stay. It may not appear on the same credit card statementas the charges for the hotel stay. It will sometimes fall to the followingmonth’s statement.Hotel reservations must be made through Rewards Network in orderto qualify for Cashback Rewards. Benefits will be awarded for the totalamount of the room rate only, exclusive of taxes, tariffs and additional/incidental expenses charged to your room.Restaurant and Hotel LocationsThe Rewards Network of participating restaurants provides a fullrange of dining choices across the country, from top-rated gourmet spotsfor a special night out to local family-style eateries.The Rewards Network includes thousands of hotels and resorts inbusiness and leisure destinations nationwide, from intimate boutiquehotels to nationally recognized names like Marriott ® , Hyatt ® ,Intercontinental ® , Hilton ® , Sheraton ® , Ritz-Carlton ® and Omni ® .Membership IDWith Rewards Network, there are no embarrassing discount cards topresent and no coupons to forget. Simply register your credit card with15

LIFE EXTENSION FOUNDATIONMember Rewards ProgramRewards Network, dine at a participating restaurant or book your hotelreservation through RewardsNetwork.com at a participating hotel, andpay with your pre-registered credit card. Your Cashback Rewards willautomatically appear as a credit directly on your credit card statement.Note• Registration for the Rewards Network program is only available online.• Benefits may not be awarded if any other discount or coupon is used tomitigate the cost of the transaction.VII. Life Extension Contact InformationPlease contact Life Extension with your questions or comments:• Address: P.O. Box 229120, Hollywood, FL 33022 USA• Toll-Free Order Number: 1-800-544-4440• Direct Phone: 954-766-8433• Health Advisors: 1-800-226-2370• Customer Service: 1-800-678-8989• Fax: 1-954-761-9199• Email:— General: info@lifeextension.com— Customer Service: customerservice@lifeextension.com— Health Advisors: advisory@lifeextension.com16