Karuna Trust, Karnataka - ZEF

Good and Bad Practices in MicroinsuranceKaruna Trust, IndiaAcknowledgementsThe authors would like to thank the staff and clients of Karuna Trust for support in datacollection and for long hours of interviews. Special thanks to Dr. H. Sudarshan and Mr.Achutha Rao (both Karuna Trust) for supporting this case study. We also gratefullyacknowledge the pleasant and open collaboration with National Insurance Company –especially in the Regional Office in Bangalore.All authors are members of the project “Strengthening Micro Health Insurance Units for thePoor in India”; the kind support given by the European Union to this project is gratefullyacknowledged as well. Many thanks also to Craig Churchill, ILO, for his valuable commentson an earlier draft of this study.The authorsii