Impairment of Computer Services - Chubb Group of Insurance ...

Impairment Of Computer Services –Malicious ProgrammingContractWords and phrases that appear in bold print have special meanings and are defined in theProperty/Business Income Conditions And Definitions form included in this policy and theAmended Definitions section of this contract.Throughout this contract, the words, “you” and “your” refer to the Named Insured shown in theDeclarations of this policy. The words “we”, “us” and “our” refer to the company providingthis insurance.CoveragesImpairment Of ComputerServices – Inside AttackWe will pay for the actual:• electronic data recovery costs;• business income loss; and• extra expense,you incur due to the actual impairment of your operations during the period of recovery ofcomputer service, not to exceed the applicable Limit Of Insurance for Impairment OfComputer Services – Inside Attack shown in the Declarations.This actual impairment of operations must be caused by or result from actual loss to electronicdata or a system due to malicious programming by an insider, unless an exclusion applies.Impairment Of ComputerServices – Outside AttackWe will pay for the actual:• electronic data recovery costs;• business income loss; and• extra expense,you incur due to the actual impairment of your operations during the period of recovery ofcomputer service, not to exceed the applicable Limit Of Insurance for Impairment OfComputer Services – Outside Attack shown in the Declarations.This actual impairment of operations must be caused by or result from actual loss to electronicdata or a system due to malicious programming by an outsider, unless an exclusion applies.Policy ExclusionsThe following Policy Exclusions apply to all coverages provided in this contract.DishonestyThis insurance does not apply to loss caused by or resulting from fraudulent, dishonest orcriminal acts or omissions committed alone or in collusion with others by you, your partners,members, officers, managers, directors, trustees, employees, anyone performing acts comingwithin the scope of the usual duties of your employees, or by anyone authorized to act for you,or anyone to whom you have entrusted covered property for any purpose.Property InsuranceForm 80-02-1095 (Ed. 7-03) Contract Page 3 of 7