Impairment of Computer Services - Chubb Group of Insurance ...

Impairment Of Computer Services -Malicious ProgrammingPolicy ExclusionsWar And Military Action(continued)• contributes in any sequence to,the loss, even if such other cause or event would otherwise be covered.Limits Of InsuranceImpairment Of ComputerServices – InsiderThe most we will pay in any occurrence for the sum of electronic data recovery costs,business income loss and extra expense due to malicious programming by an insider, is theLimit Of Insurance for Impairment Of Computer Services – Inside Attack shown in theDeclarations.Impairment Of ComputerServices – OutsiderThe most we will pay in any occurrence for the sum of electronic data recovery costs,business income loss and extra expense due to malicious programming by an outsider, isthe Limit Of Insurance for Impairment Of Computer Services – Outside Attack shown in theDeclarations.Subject to the Limit Of Insurance for Impairment Of Computer Services – Outside Attack, themost we will pay for the sum of all electronic data recovery costs, business income loss andextra expense due to malicious programming by an outsider that occurs during each separate12-month policy period, is the Aggregate Limit Of Insurance for Impairment Of ComputerServices – Outside Attack shown in the Declarations.DeductibleSubject to the applicable Limit Of Insurance, we will pay the amount of electronic datarecovery costs in excess of the applicable deductible amount shown in the Declarations foreach occurrence.If two or more deductibles apply to the same occurrence, only the largest single deductiblewill apply, unless otherwise stated.Loss DeterminationIn making any loss determination under this contract, we may utilize relevant sources ofinformation, including:• your financial records and accounting procedures;• bills, invoices and other vouchers;• deeds, liens and contracts;• status and feasibility reports; and• budgeting and marketing records.Business IncomeThe amount of business income loss will be determined based on the:• net income of your business before the malicious programming occurred;Property InsuranceForm 80-02-1095 (Ed. 7-03) Contract Page 5 of 7