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Rules and Regulations - Local Government Federal Credit Union

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Page 2Who we areWho is providing this notice?<strong>Local</strong> <strong>Government</strong> <strong>Federal</strong> <strong>Credit</strong> <strong>Union</strong>What we doHow does LGFCU protect mypersonal information?To protect your personal information from unauthorized access<strong>and</strong> use, we use security measures that comply with federal law.These measures include computer safeguards <strong>and</strong> secured files<strong>and</strong> buildings.How does LGFCU collect mypersonal information?Why can’t I limit all sharing?We collect your personal information, for example, when you• open an account or deposit money• pay your bills or apply for a loan• use your credit or debit cardWe also collect your personal information from others, such ascredit bureaus, affiliates or other companies.<strong>Federal</strong> law gives you the right to limit only• sharing for affiliates’ everyday business purposes—informationabout your creditworthiness• affiliates from using your information to market to you• sharing for nonaffiliates to market to youState laws <strong>and</strong> individual companies may give you additionalrights to limit sharing.DefinitionsAffiliatesCompanies related by common ownership or control. They canbe financial <strong>and</strong> nonfinancial companies.• Example: LGFCU Financial Partners, LLC.NonaffiliatesCompanies not related by common ownership or control. They canbe financial <strong>and</strong> nonfinancial companies.• Example: State Employees’ <strong>Credit</strong> <strong>Union</strong>Joint marketingA formal agreement between nonaffiliated financial companiesthat together market financial products or services to you.• Example: MEMBERS ® Trust Company

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