Aflac Individual Standard Broker Commissions
Aflac Individual Standard Broker Commissions
Aflac Individual Standard Broker Commissions
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<strong>Aflac</strong> <strong>Individual</strong> <strong>Standard</strong><br />
<strong>Broker</strong> <strong>Commissions</strong><br />
<strong>Commissions</strong> may vary by state. This is our national package only.<br />
<strong>Aflac</strong> <strong>Individual</strong><br />
Product <strong>Broker</strong> Package 1 <strong>Broker</strong> Package 2 <strong>Broker</strong> Package 3<br />
Cancer, HIC, SHE, LSCI, LSC 16.00%/2.25% 24.00%/3.50% 24.00%/3.00%<br />
Accident (A, B, and C) 13.00%/1.90% 19.00%/2.60% 19.00%/2.10%<br />
STD 13.00%/1.90% 19.00%/2.60% 19.00%/2.10%<br />
HIP (18–39) 14.40%/1.95% 21.00%/3.00% 21.00%/2.40%<br />
HIP (40–59) 16.00%/2.25% 25.00%/3.50% 25.00%/3.00%<br />
HIP (60–70) 8.00%/1.05% 6.50%/1.00% 6.50%/0.80%<br />
PSI (18–39) 8.00%/1.60% 10.00%/1.90% 10.00%/1.20%<br />
PSI (40–59) 8.85%/1.60% 11.35%/1.90% 11.35%/1.20%<br />
PSI (60–70) 5.00%/1.05% 2.00%/1.30% 2.00%/0.60%<br />
Whole Life (18–30) 22.5%/0.65% 34.00%/1.40% 34.00%/1.40%<br />
Whole Life (31–60) 22.50%/0.65% 34.00%/1.40% 34.00%/1.40%<br />
Whole Life (61–65) 17.80%/0.65% 27.00%/1.40% 27.00%/1.40%<br />
Term (18–30) 19.70%/0.65% 29.80%/1.40% 29.80%/1.40%<br />
Term (31–60) 19.70%/0.65% 29.80%/1.40% 29.80%/1.40%<br />
Term (61–65) 15.60%/0.65% 23.60%/1.40% 23.60%/1.40%<br />
STD (D&E) and Accident 7.00%/1.00% 10.35%/2.00% 10.35%/1.20%<br />
Description<br />
The broker provides the<br />
client leads and <strong>Aflac</strong><br />
representatives contact the<br />
clients directly and facilitate<br />
all aspects of the sale and<br />
solicitation.<br />
The broker brings in the CCM<br />
to confirm case. At least two<br />
<strong>Aflac</strong> insurance policies are<br />
offered (uses commissioned<br />
enrollers). Certified<br />
enrollment conditions.<br />
The broker brings in CCM<br />
to confirm case. At least two<br />
<strong>Aflac</strong> insurance policies<br />
are offered (uses per<br />
diem enrollers). Certified<br />
enrollment conditions.<br />
Product Key<br />
• HIC – Hospital Intensive Care<br />
• SHE – Specified Health Event<br />
• LSCI – Lump Sum Critical Illness<br />
• LSCA – Lump Sum Cancer<br />
• HIP – Hospital Confinement Indemnity<br />
• PSI – Personal Sickness Indemnity<br />
• STD – Short-Term Disability<br />
*Compensation may be different in New York.<br />
*Depending on value-adds agreed on in advance, there may be commission holdbacks.<br />
*The commissions may vary by state.<br />
This document is for training purposes only. It is not intended for public distribution.<br />
MMC1069 10/10
<strong>Aflac</strong> <strong>Individual</strong> Levelized Compensation<br />
Product <strong>Broker</strong> Package 1 <strong>Broker</strong> Package 2 <strong>Broker</strong> Package 3<br />
Cancer, HIC, SHE, LSCI, LSC 4.80% 7.30% 6.90%<br />
Accident, ABC 4.90% 7.10% 6.85%<br />
STD, ABC 4.90% 7.10% 6.85%<br />
HIP (18–39) 5.50% 8.10% 7.80%<br />
HIP (40–59) 5.10% 8.00% 7.70%<br />
HIP (60–70) 2.60% 2.20% 2.10%<br />
PSI (18–39) 3.40% 8.10% 7.80%<br />
PSI (40–59) 3.00% 8.00% 7.70%<br />
PSI (60–70) 1.80% 2.20% 2.10%<br />
Whole Life (18–30) 6.70% 10.30% 10.30%<br />
Whole Life (31–60) 6.70% 10.30% 10.30%<br />
Whole Life (61–65) 6.70% 10.30% 10.30%<br />
Term (18–30) 5.30% 8.40% 5.20%<br />
Term (31–60) 5.30% 8.40% 5.20%<br />
Term (61–65) 5.30% 8.40% 5.20%<br />
STD (D&E) & Accident (D&E) 3.40% 5.30% 4.90%<br />
Description<br />
Compensation Dental, Vision<br />
The broker provides the<br />
client leads and <strong>Aflac</strong><br />
representatives contact the<br />
clients directly and facilitate<br />
all aspects of the sale and<br />
solicitation.<br />
The broker brings in the CCM<br />
to confirm case. At least two<br />
<strong>Aflac</strong> insurance policies are<br />
offered (uses commissioned<br />
enrollers). Certified<br />
enrollment conditions.<br />
The broker brings in CCM<br />
to confirm case. At least two<br />
<strong>Aflac</strong> insurance policies<br />
are offered (uses per<br />
diem enrollers). Certified<br />
enrollment conditions.<br />
Product <strong>Broker</strong> Package 1 <strong>Broker</strong> Package 2 <strong>Broker</strong> Package 3<br />
Dental Basic Level 1 10.00%/2.45% 15.00%/3.65% 15.00%/3.65%<br />
Dental <strong>Standard</strong>/<br />
Premier/Premier Plus<br />
8.00%/2.05% 12.00%/3.05% 12.00%/3.05%<br />
Ortho Rider 0.95%/0.95% 1.40%/1.40% 1.40%/1.40%<br />
Vision (18–49) 10.00%/2.05% 15.00%/3.05% 15.00%/3.05%<br />
Vision (50–59) 7.50%/1.90% 11.20%/2.90% 11.20%/2.90%<br />
Vision (60–64) 4.90%/1.80% 7.40%/2.70% 7.40%/2.70%<br />
<strong>Aflac</strong> <strong>Individual</strong> Levelized Compensation<br />
Product <strong>Broker</strong> Package 1 <strong>Broker</strong> Package 2 <strong>Broker</strong> Package 3<br />
Dental Basic Level 1 4.50% 6.70% 6.70%<br />
Dental <strong>Standard</strong>/<br />
Premier/Premier Plus<br />
3.65% 5.40% 5.40%<br />
Ortho Rider 0.95% 1.40% 1.40%<br />
Vision (18–49) 4.00% 6.00% 6.00%<br />
Vision (50–59) 2.95% 4.45% 4.45%<br />
Vision (60–64) 2.45% 3.70% 3.70%<br />
*Compensation may be different in New York.<br />
*The commissions may vary by state.<br />
MMC1069<br />
This document is for training purposes only. It is not intended for public distribution.
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