Broker Commissions

Broker Commissions
Commissions may vary by state. This is our national package only.
Aflac Individual
Product Broker Package 1 Broker Package 2 Broker Package 3 Broker Package 4
Cancer, HIC, SHE, LSCI, LSC 16.00%/2.25% 24.00%/3.50% 24.00%/3.00% 57.35%/ 12.00%
Accident (A, B, and C) 13.00%/1.90 19.00%/2.60% 19.00%/2.10% 46.15%/ 10.50%
STD 13.00%/1.90 19.00%/2.60% 19.00%/2.10% 46.15%/ 10.50%
HIP (18–39) 14.40%/1.95% 21.00%/3.00% 21.00%/2.40% 48.60%/ 11.25%
HIP (40–59) 16.00%/2.25% 25.00%/3.50% 25.00%/3.00% 57.35%/ 12.00%
HIP (60–70) 8.00%/1.05% 6.50%/1.00% 6.50%/0.80% 27.50%/ 6.00%
PSI (18–39) 8.00%/1.60% 10.00%/1.90% 10.00%/1.20% 35.30%/ 8.30%
PSI (40–59) 8.85%/1.60% 11.35%/1.90% 11.35%/1.20% 39.30%/ 8.30%
PSI (60–70) 5.00%/1.05% 2.00%/1.30% 2.00%/0.60% 21.80%/ 5.65%
Whole Life (18–30) 22.50%/0.65% 34.00%/1.40% 34.00%/1.40% 80.00%/ 3.00%
Whole Life (31–60) 22.50%/0.65% 34.00%/1.40% 34.00%/1.40% 80.00%/ 3.00%
Whole Life (61–65) 17.80%/0.65% 27.00%/1.40% 27.00%/1.40% 80.00%/ 3.00%
Term (18–30) 19.70%/.65% 29.80%/1.40% 29.80%/1.40% 70.00%/ 3.00%
Term (31–60) 19.70%/.65% 29.80%/1.40% 29.80%/1.40% 70.00%/ 3.00%
Term (61–65) 15.60%/.65% 23.60%/1.40% 23.60%/1.40% 70.00%/ 3.00%
STD (D&E) and Accident 7.00%/1.00% 10.35%/2.00% 10.35%/1.20% 28.00%/ 7.75%
Description
The broker provides
the client leads and
Aflac representatives
contact the clients
directly and facilitates
all aspects of the sale
and solicitation
The broker brings in
the CCM to confirm
case. At least two
Aflac insurance
policies are offered
(uses commissioned
enrollers). Certified
enrollment conditions.
The broker brings in
CCM to confirm case.
At least two Aflac
insurance policies
are offered. (Uses
per diem enrollers).
Certified enrollment
conditions.
The broker does all.
Product Key
• HIC – Hospital Intensive Care
• SHE – Specified Health Event
• LSCI – Lump Sum Critical Illness
• LSCA – Lump Sum Cancer
• HIP – Hospital Confinement Indemnity
• PSI – Personal Sickness Indemnity
• STD – Short-Term Disability
*Compensation could be different in New York.
*Depending on Value-adds agreed on in advance, there could be commission holdbacks.
*The commissions may vary by state.
This document is for training purposes only. It is not intended for public distribution.
M1760 12/10

Aflac Individual Levelized Compensation
Product Broker Package 1 Broker Package 2 Broker Package 3 Broker Package 4
Cancer, HIC, SHE, LSCI, LSC 4.80% 7.30% 6.90% 20.10%
Accident, ABC 4.90% 7.10% 6.85% 20.00%
STD, ABC 4.90% 7.10% 6.85% 20.00%
HIP (18–39) 5.50% 8.10% 7.80% 21.00%
HIP (40–59) 5.10% 8.00% 7.70% 20.60%
HIP (60–70) 2.60% 2.20% 2.10% 10.40%
PSI (18–39) 3.40% 8.10% 7.80% 21.00%
PSI (40–59) 3.00% 8.00% 7.70% 20.60%
PSI (60–70) 1.80% 2.20% 2.10% 10.40%
Whole Life (18–30) 6.70% 10.30% 10.30% 22.00%
Whole Life (31–60) 6.70% 10.30% 10.30% 22.00%
Whole Life (61–65) 6.70% 10.30% 10.30% 22.00%
Term (18–30) 5.30% 8.40% 5.20% 22.00%
Term (31–60) 5.30% 8.40% 5.20% 22.00%
Term (61–65) 5.30% 8.40% 5.20% 22.00%
STD (D&E) and Accident (D&E) 3.40% 5.30% 4.90% 15.20%
Description
Compensation Dental, Vision
The broker provides
the client leads and
Aflac representatives
contact the clients
directly and facilitates
all aspects of the sale
and solicitation.
Aflac Individual Levelized Compensation
The broker brings in
the CCM to confirm
case. At least two
Aflac insurance
policies are offered
(uses commissioned
enrollers). Certified
enrollment conditions.
The broker brings in
CCM to confirm case.
At least two Aflac
insurance policies
are offered. (Uses
per diem enrollers).
Certified enrollment
conditions.
The broker does all.
Product Broker Package 1 Broker Package 2 Broker Package 3 Broker Package 4
Dental Basic Level 1 10.00%/2.45% 15.00%/3.65% 15.00%/3.65% 36.20%/ 10.30%
Dental Standard/
Premier/Premier Plus
8.00%/2.05% 12.00%/3.05% 12.00%/3.05% 28.95%/ 9.00%
Ortho Rider 0.95%/0.95% 1.40%/1.40% 1.40%/1.40% 4.50%/ 4.50%
Vision (18–49) 10.00%/2.05% 15.00%/3.05% 15.00%/3.05% 36.20%/ 9.00%
Vision (50–59) 7.50%/1.90% 11.20%/2.90% 11.20%/2.90% 27.15%/ 8.55%
Vision (60–64) 4.90%/1.80% 7.40%/2.70% 7.40%/2.70% 18.10%/ 8.15%
Product Broker Package 1 Broker Package 2 Broker Package 3 Broker Package 4
Dental Basic Level 1 4.50% 6.70% 6.70% 17.20%
Dental Standard/
Premier/Premier Plus
3.65% 5.40% 5.40% 14.30%
Ortho Rider 0.95% 1.40% 1.40% 4.50%
Vision (18–49) 4.00% 6.00% 6.00% 15.65%
Vision (50–59) 2.95% 4.45% 4.45% 11.95%
Vision (60–64) 2.45% 3.70% 3.70% 10.25%
M1760
*Compensation could be different in New York.
*Depending on Value-adds agreed on in advance, there could be commission holdbacks.
*The commissions may vary by state.
This document is for training purposes only. It is not intended for public distribution.