In The Know - 15th Issue

Issue: June 2016
In This Issue:
Employee Section: The Artistic Expressions of Meera Kurjah
Photo Album : ‘A look back at our times together’
JMMB Showcase : “Fun at Work”
Featured Team Member: Sade Jones – Ms JMMB 2016
Entertainment Section: Just for Laughs…Trivia Treasure Hunt!
Tips Section: Preparing for the Rainy Season
Health Section : Blood Type and Your Health
Special Feature: JMMB Sports Club

EMPLOYEE SECTION
The Artistic Expressions of Meera Kurjah
Our Very own Meera Kurjah is known to most of us as a CSR at the
Chaguanas Branch, but not everyone knows that she is an enthusiastic artist
of many talents and multiple media.
Meera’s passion is art, expression and creativity which is clear as she seems
absolutely at ease with a glimmer in her eyes when she speaks of her
creations. She comes from an artistic family and has always been exposed to
various forms of expression, citing her dad as one of her earliest influences.
But clearly Meera has a natural calling as she seems to see the world in a
different way and finds channels to express the passion it ignites.
She regularly finds herself doing drawings, sketches, painting and has even
ventured into sculpting. But she really ignites the passion by being able to share
her artistry and inspire others through drama. A regular at her Temple’s Drama
Club she often performs and works with community and youth groups to bring
positive messages and help improve the community.
Meera’s passion is deep rooted, close to her heart and permeates everything she
does so that she is always excited to see how her pieces turn out and how people
will react. As such she maintains a very high level of quality and would not allow
any expression to be seen unless it meets her own very high standards. This is
where I believe the true passion shows through as not just anything will do… your vision is specific
and anything else (as good as it may be) is not your vision.
Her talents have inspired so many that it has led to her starting her own business. Even with the
worry of not wanting her hobby to become work, she found a way to
successfully combine her love for baking and her passion for art
through her own baking and cake decorating business. Meera created a
channel to bring positivity and inspiration to others as the founder and
owner of CAKES ELEGANTE where she bakes and decorates cakes,
cupcakes etc for weddings, birthdays or any special occasion. She hopes
to grow the business into a cake and baker’s supply store offering other baking and decorating
enthuiasts with the necessary tools, equipment and supplies.
Be sure to look out for Cakes Elegante on Facebook and feel free to contact Meera if you have similar
passions or for any of your baking needs.

PHOTO ALBUM:
A LOOK BACK AT OUR TIMES TOGETHER!
Carnival 2016

Valentine Fun

Chef Hats

Zip, Sip and Dip

Easter Egg Hunt

Sports & Family Fun Day

CARIFIN 2016

JMMB Sign Reveal & Launch Day

JMMB SHOWCASE
Photo Submissions
Vacation Time Adventure
Thank you to all for your continued support in sharing your adventures. It is always great to share our
happy moments and see our co-workers and friends having a great time.
Well, what do you think our IBL family members are up to now? School
vacation is almost here and a few long weekends and short weeks have past…
so let’s get adventuring! Send us photos of your adventures… you vacationing
or having fun during a weekend. Share with us how you have fun away from
work… let’s see how creative you can be… get serious about vacationing!
Submit a photo of you and/or a team member (or members) having fun on vacation or on any
adventure and we will feature as many photos as possible in the next issue.
Remember it must be appropriate but be as creative as possible.
The photo should portray the theme “Adventure” so as long as you are having fun it qualifies
It does not have to be a photo of actual events so feel free to create an artificial scene, setup
posed shots, use props etc
Must be a recent photo
Photo must feature a team member (either you, another team member or group)
If the photo is not of you then make sure you have the team member’s permission to submit
(i.e. no embarrassing candids without permission)
Simply enjoying your vacation or adventure is always acceptable but be creative
Remember we will not be able to feature any photos with nudity, profanity or inappropriate
behaviour (even if it is in the background)
We will prioritise photos with a positive portrayal (i.e. smiles and enjoyment rather than
frowns, arguments, fights etc.)
This is not a competition so professional shots are welcome
Photos must be submitted by 02/Sept/2016 to be considered for the next issue
Have fun with it, don’t over think it. No need for a high tech camera or elaborate setup. Let us simply
share our experiences and get to know our IBL family members.

FEATURED TEAM MEMBER
Sade Jones
Ms JMMB 2016
“Don’t live by the status quo – it’s not what people say about you or even
what you say about yourself but who God says you are”
Sade Jones has been with the JMMB Group as a team member at JMMB Bank
for the past four months and is currently engaged as a Teller/CSR at the
Chaguanas branch. She is a driven 26 year old San Fernando girl who has
been in the banking sector for almost seven years and is currently pursuing a
degree in Process Engineering.
When she is not working or studying, Sade is an avid fashion designer and has
spent the past four years developing her own fashion and beauty line. One of
her goals is to create a successful beauty and fashion line that caters to the
Caribbean diaspora.
Sade describes herself as purpose driven and strongly believes that “everything we need to be
successful, God has already birthed in us. It is a matter of knowing who you are… and the only way is
to consult the one with your blueprint #onlygod”
Not only is she a beauty with brains but this Naps girl has always been into athletics and track having
competed at primary and secondary school as well as dabbling in gymnastics and swimming. She
continues to challenge herself and is always ready to take on something new and challenge the status
quo – “It doesn’t matter how many times you fall. What matters is your
response and how you rise up”
Let us get to know a little bit more about Sade…..
1. What do you consider your biggest achievement to date?
I would definitely have to say opening my own company and finally seeing my visions come to
life… that would be it.
2. What is your pet peeve?
Oh! Bad hygiene and bad attitudes
3. What would you say to yourself if you could go back in time and have a conversation with
yourself at age eighteen?
This is so funny…. I would tell that girl to go relentlessly after her dreams, stay focused on her
goals and heed the counsel of those around her.
4. If you could be invisible for a day, what would you do?
Ha! I would sneak into one of Stan Lee’s Marvel movies while they were filming.
5. What is the best advice you’ve ever given to someone else?

Let Go and Let God.
6. If you weren’t a banker what other profession would you choose?
I would have been a beauty Therapist
7. What is something, which by looking at you, others would not guess would be true?
That I tell a ga-zillion stale jokes and I’m a movie geek.
8. What is your secret fear?
Not giving God my all.
9. What three things you regret not learning to do?
i. Playing Golf
ii. Sewing
iii. Changing a tyre… but wait there is still time!
10. If you were guaranteed honest responses to any three questions,
whom would you question, and what would you ask them?
i. Audrey Hepburn: What inspired her sense of style: to be so true to herself in an era
where women were merely seen as objects of domestication and not trendsetters
ii. Marilyn Munroe: How did it feel breaking the barriers and being a leading lady in a
time where men predominantly ruled the big screen
iii. Muhammed Ali: What was your driving force?
11. If you could relive a day in your life again, which would it be and why?
It would be when I was about two years old, home playing in the kitchen because it’s the last
memory I could re-call of seeing my father alive.
12. From what or whom do you derive your greatest inspiration?
From my mother, my grandmother, my sister and my dearest friend because they are all
strong, beautiful, successful women
13. If you were to be remembered for one thing, what would you like it to be?
For empowering young women to love and value themselves – to continue pushing to achieve
their goals… because I did … so they can as well
14. What are three adjectives other people might use to describe your personality?
Spontaneous, Determined, Thoughtful
15. What’s something you know you do differently than most people?
Drink 4 to 6 cups of tea per day

ENTERTAINMENT SECTION
Brain Teaser

See Answers at the end of this Issue
Treasure Hunt…
Participate in this edition of the Newsletter Trivia Treasure Hunt for your chance to win a grand cash
prize of $500.00 ! As usual, participants in this challenge are required to read through the entire
edition put together by your editorial team and decipher the clues being given below. Each clue refers
to a particular section of this Newsletter.
All correct entries will qualify team members for a random draw of the prize.
Deadline for submission of answers is Friday July 08, 2016 @ 4.00 pm.
Meera combined her love and her passion to be the founder of what?
Which team member was announced as the wacky chef hat challenge during the Sip, Zip and
Dip event?
Sade derives her greatest inspiration from her mother, grandmother, sister and aunt. True or
False?
Which number was used as an example in “The one that slipped away” ?
How much moving water is enough to make you fall?
Which blood type may have the highest risk of microbial infection?
Please send all responses via email to the Newsletter email group
Only responses sent to this address will be considered for the draw
Thank you team members… good luck!

TIPS SECTION
PREPARING FOR RAINY SEASON AND FLOODING
The rainy season has started early this year. Both the MET Office and the Office of Disaster
Preparedness and Management have been issuing bulletins and reminders to the population at large to
prepare for floods / flash flooding.
Here are some safety tips to bear in mind during this rainy season.
Safety Tips
Before a Flood
If a flood is likely in your area, listen to the radio or television for information
Arrange a meeting point for family members, especially children, if you cannot reach them on
time.
Know the difference between a flood watch and a flood warning. A watch means flooding is
possible. A warning means flooding is occurring or will occur soon.
When a Flood is Imminent
Be prepared! Pack a bag with important items in case you need to evacuate. Don't forget to
include needed medications.
If advised to evacuate your home, do so immediately.
If there is any possibility of a flash flood, move immediately to higher ground.
If possible, bring in outdoor furniture and move essential items to an upper floor.
Turn off utilities at the main switches or valves if instructed to do so. Disconnect electrical
appliances.
During a Flood
Do not walk through moving water. As little as 6 inches (15 centimeters) of moving water can
make you fall.
If you have to walk in water, wherever possible, walk where the water is not moving. Use a
stick to check the firmness of the ground in front of you.
Do not drive into flooded areas. If floodwaters rise around your car, abandon the car and move
to higher ground if you can do so safely.
Do not touch electrical equipment if you are wet or standing in water.
After a Flood
Listen for news reports to learn whether the community's water supply is safe to drink.
Avoid floodwaters; water may be contaminated by oil, gasoline, or raw sewage. Water may
also be electrically charged from underground or downed power lines.
Avoid moving water.
Be aware of areas where floodwaters have receded. Roads may have weakened and could
collapse under the weight of a car.

Stay away from downed power lines, and report them to the power company.
Return home only when authorities indicate it is safe.
Stay out of any building if it is surrounded by floodwaters.
Service damaged septic tanks, cesspools, pits, and leaching systems as soon as possible.
Damaged sewage systems are serious health hazards.
Clean and disinfect everything that got wet. Mud left from floodwater can contain sewage and
chemicals.

HEALTH SECTION
Blood Type and Your Health
Do you think knowing your blood type is only important in the event of a transfusion? Think again!
Research indicates that your blood type is a key genetic factor that influences many areas of health
and well-being.
Throughout your life, you’ve probably observed that some people tend to lose weight more easily,
while for others, their weight is an ongoing battle. Or wondered why some people are plagued by
chronic illness while others stay healthy and vital well into their advanced years. Very simply, the
answer is in your blood type.
Knowing your blood type is an important tool for understanding how your body reacts to food, your
susceptibility to disease, your natural reaction to stress, and so much more. A single drop of blood
contains a biochemical makeup as unique to you as your fingerprint.
Below are five facts about your blood type that could change your life:
Research has found that individuals of certain blood types may be at a higher risk for certain diseases;
studies have found that people with blood type O have a lower risk for heart disease, but a higher risk
for developing stomach ulcers. People who are blood type A have higher risks of microbial infections,
but Type A women experience a higher rate of fertility. Other research has found that people with
type AB and B blood have a much higher risk of developing pancreatic cancer.
Type A people naturally have higher levels of the stress hormone cortisol in their bodies and produce
more in response to stressful situations. On the other hand, people with type O blood, have a 'fight or
flight' reaction to stress which results in the overproduction of adrenaline. It takes type O’s longer to
recover from stress because it is more difficult for them to clear the adrenaline from their bodies.

They are everywhere in your body, particularly in the surfaces that interact with the environment.
These include your digestive tract, from your mouth to your large intestine, as well as your nasal
passages and lungs. Because these blood type antigens are everywhere, they influence how your body
reacts to the food you eat through several factors. For example: the lectins in certain foods bind to
your blood type antigen and cause your blood to agglutinate (stick together), resulting in feelings of
fatigue, headaches, digestive issues, skin problems and a host of other health issues.
People of different blood types have different gut bacteria, in fact, certain bacteria are 50,000 more
likely to turn up in people with one blood type or the other. This originated from our ancestors whose
digestive tracts developed to accommodate one type of diet over another. For example, the
microbiome of certain people developed to break down carbohydrates much more efficiently (blood
type A). People lacking this ability (blood type O) tend to store carbs as fat.
-size-fits-all approach to nutrition does not work.
Food fads come and go, but the facts are clear: everyone does not have the same basic nutritional
needs. We all know someone who is a strict vegetarian and thrives on that diet, while others swear by
Atkins or similar low-carb plans. I've found that your nutritional needs can be determined by your
blood type. Take a look at the food lists in Eat Right 4 Your Type; they are a guide for choosing the
foods that will allow you to lose weight, reduce inflammation, increase energy and lead a longer,
healthier life.
As you’ve learned, your blood type affects more than just the type of blood you'd need in the event of
a transfusion – your blood type is a genetic factor that plays many roles in the human body. Choosing
low-lectin, non-agglutinating foods that create a hospitable environment for your “good” intestinal
flora and selecting foods that combat your disease risks are two good first steps in creating an
individualized nutritional program just for you.
One of the hallmarks of alternative medicine is the recognition of the biochemical uniqueness of each
individual and the need to tailor treatments and prescriptions to match that individual variability.
While a person's genetic code, ultimately, is the basis of this individuality, basing treatments on
genetic factors is too broad an approach and not consistent with alternative medicine.
According to naturopathic physician Peter J. D'Adamo, N.D., in his book Eat Right 4 Your Type, the
missing link might be the four basic blood types: O, A, B, and AB. "There had to be a reason why
there were so many paradoxes in dietary studies and disease survival," why some people lose weight
and others do not on the same diet or why some people keep their vitality as they age, and others do
not, says Dr. D'Adamo.
His research into anthropology, medical history, and genetics led him to conclude that blood type is
"the key that unlocks the door to the mysteries of health, disease, longevity, physical vitality, and
emotional strength." Dr. D'Adamo explains that the practical application of the blood type "key" is

that it enables you to make informed choices about your dietary, exercise, supplement, and even
medical treatment plans. With the blood type "road map," these plans can now "correspond to your
exact biological profile" and "the dynamic natural forces within
Type O-People with type O blood fare best on intense physical exercise and animal proteins and less
well on dairy products and grains, says Dr. D'Adamo. The leading reason for weight gain among Type
O's is the gluten found in wheat products and, to a lesser extent, lentils, corn, kidney beans, and
cabbage, Dr. D'Adamo explains. Ideal exercises for Type O's include aerobics, martial arts, contact
sports, and running.
Type A-Those with blood type A, however, are more naturally suited to a vegetarian diet and foods
that are fresh, pure, and organic. As Type A's are predisposed to heart disease, cancer, and diabetes, "I
can't emphasize how critical this dietary adjustment can be to the sensitive immune system of Type
A," says Dr. D'Adamo. Type A's can derive significant benefit from calming, centering exercise, such
as yoga and tai chi.
Type B-Type B's have a robust immune system and a tolerant digestive system and tend to resist many
of the severe chronic degenerative illnesses, or at least survive them better than the other blood types.
Type B's do best with moderate physical exercise requiring mental balance, such as hiking, cycling,
tennis, and swimming.
Type AB-Blood type AB, the most recent, in terms of evolution, of the four groups and an amalgam of
types A and B, is the most biologically complex. For this group, a combination of the exercises for
types A and B works best, says Dr. D'Adamo.
Blood type, with its digestive and immune specificity, is a window on a person's probable
susceptibility to or power over disease, according to Dr. D'Adamo. For example, Type O's are the most
likely to suffer from asthma, hay fever, and other allergies, while Type B's have a high allergy
threshold, and will react allergically only if they eat the wrong foods. Type B's are also especially
susceptible to autoimmune disorders, such as chronic fatigue, lupus, and multiple sclerosis. Type AB's
tend to have the fewest problems with allergies, while heart disease, cancer, and anemia are medical
risks for them.
With arthritis, Type O's, again, are the predominant sufferers because their immune systems are
"environmentally intolerant," especially to foods such as grains and potatoes which can produce
inflammatory reactions in their joints, says Dr. D'Adamo. Types A and B are the most susceptible to
diabetes, while types A and AB have an overall higher rate of cancer and poorer survival odds than
the other types.
Lectins and Blood Type
A chemical reaction occurs between your blood and the foods you eat. This reaction is part of your
genetic inheritance. It is amazing but true that today, in the twenty first century, your immune and
digestive systems still maintain favoritism for foods that your blood type ancestors ate.

We know this because of a factor called lectins. Lectins, abundant and diverse proteins found in foods,
have agglutinating properties that affect your blood and the lining of your digestive tract. Lectins are a
powerful way for organisms in nature to attach themselves to other organisms in nature. Lots of
germs, and even our own immune systems, use this super glue to their benefit. For example, cells in
our liver’s bile ducts have lectins on their surfaces to help snatch up bacteria and parasites. Bacteria
and other microbes have lectins on their surfaces as well, which work rather like suction cups, so that
they can attach to the slippery mucosal linings of the body. Often the lectins used by viruses or
bacteria can be blood type specific, making them a stickier pest for people of that blood type.
So, too, with the lectins in food. Simply put, when you eat a food containing protein lectins that are
incompatible with your blood type antigen, the lectins target an organ or bodily system (kidneys,
liver, gut, stomach, etc.) and can begin to interact with the tissues in that area.
While you cannot change your blood type, you can use knowledge about its nature to implement a
dietary plan biologically suited to your makeup, says Dr. D'Adamo, who supplies copious details on
eating plans for all four types. "Most of my patients experience some results [within two weeks of
starting the diet plan]-increased energy, weight loss, a lessening of digestive complaints, and
improvement of chronic conditions such as asthma, headaches, and heartburn."

MEANWHILE….IN THE NEWSROOM

Answers to Quiz
BRAIN TEASER – ICE CREAM ANSWER
1) Bottom Flavour 10 letters – STRAWBERRY
2) Vanilla touches both Chocolate & Blueberry – Vanilla is between Chocolate and Blueberry
3) Vanilla is below Chocolate and above Bubble Gum
ORDER:
CHOCOLATE
VANILLA
BLUEBERRY
BUBBLE GUM
STRAWBERRY
THE ONE THAT SLIPPED AWAY ANSWERS:
Two (Words “fat worm”)
One (Word “Gone”)
Eleven (Words “reel even”)
Five (Words “if I’ve”)
Seven (Words “this evening”)
Three (Words “with reel”)
Ten (Word “often”)
Four (Words “of ours”)
LOOK FORWARD TO OUR NEXT ISSUE COMING SOON!
Contact us @ “Newsletter Group” on your outlook today for
feedback/recommendations or something you would like to see
being published in future editions.