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United magazine Winter 2016

The official journal of the United Services Union

The official journal of the United Services Union

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Be prepared for your financial future<br />

THE STATE GOVERNMENT’S<br />

COUNCIL REFORMS REPRESENT<br />

SOME OF THE MOST SIGNIFICANT<br />

CHANGES EVER PROPOSED FOR<br />

LOCAL GOVERNMENT IN NSW.<br />

Like any major reform, the impact<br />

of the changes may not only be<br />

felt on an organisational level,<br />

but also on a personal level for many<br />

employees.<br />

At some stage, some employees like<br />

yourself may have some important<br />

decisions to make about your career<br />

and your finances.<br />

Being prepared is all about getting<br />

the right information at the right time.<br />

If you’re considering taking a<br />

retrenchment package, now or<br />

sometime in the future, Local<br />

Government Super (LGS) can help you<br />

to understand all your options, and to<br />

make more informed decisions about<br />

your long-term finances.<br />

Your local LGS client relationship<br />

manager can sit down with you and<br />

answer any questions you may have<br />

about your super or any other related<br />

matters, or you can chat with them<br />

over the phone if it’s more convenient.<br />

And if you need personal financial<br />

advice, we can arrange for you to meet<br />

with one of our local financial planners.<br />

They can provide professional advice<br />

on a range of topics including:<br />

Super<br />

Tax<br />

Centrelink benefits<br />

Insurance<br />

Budgeting.<br />

And it doesn’t matter if you’re a<br />

member of Local Government Super or<br />

not, we can provide you with affordable<br />

professional advice, whether the advice<br />

is limited to just one or two matters or<br />

a full comprehensive financial plan.<br />

One of our financial planners will<br />

meet with you, discuss your needs, outline the costs up front, and then it’s<br />

entirely up to you whether or not you proceed any further.<br />

It’s that simple.<br />

If you’d like to speak with your local LGS client relationship manager or find<br />

out more about financial advice, just call us on 1300 LGSUPER (1300 547 873)<br />

between 8.30am and 5.00pm, Monday to Friday.<br />

Issued by LGSS Pty Limited (ABN 68 078 003 497) (AFSL 383558), as Trustee for Local Government<br />

Superannuation Scheme – Pool A (ABN 74 925 979 278) and Pool B (ABN 28 901 371 321) (‘Local<br />

Government Super’). This document contains general advice only and is not a substitute for personal<br />

advice as it does not take into account any individual’s investment objectives, financial situation or<br />

particular needs. Accordingly, an individual should seek professional personal advice and refer to the<br />

relevant Product Disclosure Statement at lgsuper.com.au before making a financial decision.<br />

Be prepared<br />

for your future<br />

At Local Government Super,<br />

we can help you make the right<br />

decision about your long-term<br />

financial future.<br />

To find out more about our<br />

financial planning services,<br />

call us on 1300 LGSUPER<br />

(1300 547 873).<br />

Issued by LGSS Pty Limited (ABN 68 078 003 497) (AFSL 383558), as Trustee for Local Government<br />

Superannuation Scheme – Pool A (ABN 74 925 979 278) and Pool B (ABN 28 901 371 321)<br />

(‘Local Government Super’).<br />

L0678-05/16-USU<br />

24 • <strong>United</strong> <strong>Winter</strong> <strong>2016</strong><br />

L0678 USU ad - NEW CANSTAR.indd 1<br />

26/05/<strong>2016</strong> 3:26:48 PM

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