JANUARY

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Page 1 and 2: JANUARY 2017 AN EVALUATION OF THE I
Page 3 and 4: Table of Contents Executive Summary
Page 5 and 6: Executive Summary In this issue pap
Page 7 and 8: An Evaluation of the Individual Hea
Page 9 and 10: Individual enrollment at sufficient
Page 11 and 12: SECTION 2 Assessment of Progress to
Page 13 and 14: Even with enrollment lower than exp
Page 15 and 16: Risk profile concerns may have cont
Page 17 and 18: There are also some differences in
Page 19 and 20: The ACA reforms implemented in 2014
Page 21 and 22: It was expected that insurer exits
Page 23 and 24: Slow health spending growth and hig
Page 25 and 26: Impose penalties for non-enrollment
Page 27 and 28: Provide enrollment incentives In th
Page 29 and 30: Modify insurance rules Under the AC
Page 31 and 32: • Modify the open enrollment peri
Page 33 and 34: Increase sources of potential indiv
Page 35 and 36: • Modifying marketplace fee asses
Page 37 and 38: Another issue with the rate review
Page 39 and 40: A variant of the public plan option
Page 41 and 42: Achieving a balanced enrollee risk
Page 43 and 44: Endnotes 1. American Academy of Act
Page 45 and 46: 32. S&P Global Ratings, The ACA Ind
Page 47: AMERICAN ACADEMY OF ACTUARIES 43

JANUARY

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