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22ndCenturyMedia.com home improvement Guide
22nd century media | September 7, 2017 | 7
River Road Tops has offered
custom cabinets
and countertops since 1994
River Road Tops first opened its
doors in Lemont in 1994. Since
then, they have expanded their
space and business and moved to
Lockport, 3341 South State St.
They are a family owned and operated
business that has been open
for 18 years.
Their expanding showroom
is designed to showcase several
different materials, colors, and
designs that are available. They
extend quality service to their customers
as well as offer custom and
personal advice on home design.
They specialize in custom
cabinets and countertops for any
residential or commercial space.
Offering custom cabinets and
countertops means having a lot
more space as well as several different
options. They present their
customers with a wide variety of
products. Besides cabinets and
countertops, they also specialize
in custom kitchens and baths, entertainment
centers, fireplaces, and
wall units. They are proud to present
their customers with quality
materials such as granite, marble,
quartz, limestone, solid surface,
laminate and more.
They feel their business is only
as good as their satisfied customers.
Most of the work that has been
done at River Road Tops is through
referrals from all of our satisfied
clients. The owner, Richard, helps
one throughout the entire process.
Whether it may be picking out
a material, style, or even color,
Richard feels that working with
the customer from start to finish
leads to the right design.
Submitted by River Road Tops, 3341
S. State St. in Lockport. For more
information, visit www.riverroadtops.
com or call (815) 723-8700.
American Financial Network helps
customers get their best mortgage
Todd Probasco, regional
manager mortgage banker with
American Financial Network in
Orland Park, enjoys helping his
clients with buying or refinancing
their homes.
“I love real estate, the mortgage
industry and helping my
clients achieve their goals,”
Probasco said.
When it comes to getting
a new mortgage, Probasco
says there are several factors
a homeowner should take into
consideration when choosing a
new loan:
Is the loan officer state licensed?
Banks, credit unions
and individuals are not. Licensed
mortgage bankers must
complete a comprehensive
mortgage license education
requirement, pass a national
exam, have credit and background
checks completed and
maintain continuing education.
Evaluate your mortgage options.
There are several different
types of mortgage programs
available based on length, fixed
versus adjustable, down payment
and rate. Have your licensed
loan officer go over all
of the options to see what is
best for you and your real estate
goals.
Experience. This is very important,
because when getting
a new mortgage, you are probably
dealing with the largest
business transaction in your
life. Make sure your licensed
loan officer has the years of experience
and knowledge to help
you complete your transaction
in a smooth and easy manner.
Is your licensed loan officer
local? When getting a new
mortgage, it is best to deal with
someone local who knows the
market, can meet with you, has
local references you can review
and is available when you have
a question. Dealing with an 800
number or website out-of-state
can create issues in communication
and execution.
Submitted by American Financial
Network’s Todd Probasco. For
more information, call (708) 205-
2983, email toddprobasco@gmail.
com or visit www.toddprobasco.
com.
Your Local Southwest
Suburban Mortgage Banker
Todd
Probasco
708-205-2983
NMLS #232536
Branch NMLS #1166051
9601 W. 165th St.,
Suite 4, Orland
Park, IL 60467
Award Winning Multi-Million Producer
Competitive Rates, Fast Friendly Service
Multiple Loan Programs Including Down Payment
Assistance
Free Quote, Apply Online
www.ToddProbasco.com
MENTION THIS CARD
TO RECEIVE
$500
Credit at
closing!*
*Borrower pays costs upfront and will receive up to $500 credit at closing and will only be awarded upon successful close of borrower’s residential purchase transaction. To participate in this offer, borrower must present coupon to Todd Probasco at time of
loan application. Only valid at the Orland Park, IL AFN branch through Todd Probasco. Only one coupon per transaction. This coupon is not redeemable for cash and has no cash value. All individuals presenting coupon are eligible to participate in this offer
subject to terms mentioned above. Offer expires 12/31/17. Illinois Residential Mortgage Licensee. American Financial Network, Inc. is licensed by the Illinois Additional Full Service Office License (MB.6761004-001) under Nationwide Mortgage Licensing
System (NMLS), unique identifier of 1166051. Refer to http://www.nmlsconsumeraccess.org/ and input NMLS #237341 to see where AFN is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Dr,
Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject
to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas.