26.10.2017 Views

Meway & Millis November 2017

Meway & Millis November 2017

Meway & Millis November 2017

SHOW MORE
SHOW LESS

You also want an ePaper? Increase the reach of your titles

YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.

Page 34 Medway & <strong>Millis</strong> Local Town Pages www.localtownpages.com <strong>November</strong> <strong>2017</strong><br />

Thankful for your<br />

Continued Business<br />

Lisa Shestack<br />

REALTOR ®<br />

cell (617) 828-6466<br />

Lisa@LisaisRealEstate.com<br />

www.LisaisRealEstate.com<br />

26 Franklin Street, Wrentham, MA 02093<br />

• Free Home Inspection*<br />

• Free Home Warranty*<br />

• Free Bank Appraisal*<br />

You choose.<br />

*To be reimbursed at closing<br />

(value up to $500)<br />

More choice. More reason to call us.<br />

Call 617-828-6466<br />

Run Your Ads & Inserts With Us!<br />

Call Lori Koller (508) 934-9608<br />

Steps to Take Before an<br />

Appraiser’s Visit<br />

Homeowners unfamiliar with<br />

the appraisal process might not<br />

know if there is anything they can<br />

do to make the process go more<br />

smoothly. While certain variables<br />

involved in the appraisal process,<br />

such as location of the home<br />

and the value of surrounding<br />

homes, are beyond homeowners’<br />

control, the Appraisal Institute<br />

recommends homeowners take<br />

the following steps before an appraiser<br />

visits their home.<br />

• Clean the house. A dirty<br />

home that is full of clutter will<br />

not make the best impression on<br />

appraisers. Dirty homes may be<br />

vulnerable to insect infestations<br />

that can lead to structural problems<br />

with the home. While a dirty<br />

home is not necessarily an indicator<br />

of infestations or a reflection<br />

of a home’s value, a clean home<br />

will create a stronger first impression<br />

with the appraiser.<br />

• Make any necessary repairs<br />

ahead of the appointment.<br />

Homeowners who have<br />

been putting off repairs should<br />

make them before the appraiser<br />

arrives. Homes with repairs<br />

that still need to be made will<br />

likely be valued less than similar<br />

homes with no such repair issues.<br />

Though repairs can be costly, investing<br />

in home repairs will likely<br />

increase both the appraisal and<br />

resale value of the home.<br />

• Obtain all necessary documents<br />

before the appraiser arrives.<br />

Homeowners who have<br />

certain documentation at the<br />

ready can speed up the appraisal<br />

process. Such documentation<br />

may include a survey of<br />

the house and property; a deed<br />

or title report; a recent tax bill;<br />

if applicable, a list of items to be<br />

sold with the house; purchase history<br />

of the home; and the original<br />

plans and specifications of<br />

the home.<br />

• Inform the appraiser about<br />

recent improvements. Homeowners<br />

can inform appraisers<br />

about any recent improvements<br />

to the home and the cost of<br />

those improvements. The value<br />

of home improvements with regard<br />

to a home’s appraisal value<br />

vary depending on a host of<br />

variables, but having such information<br />

at the ready can help appraisers<br />

make the most informed<br />

appraisal possible.<br />

WHY SHOULD YOU CONTACT ENVOY MORTGAGE?<br />

E/i/vo<br />

We asked a couple of 3rd Graders from Jefferson and this is<br />

what they said...<br />

Morrc,9<br />

<br />

am<br />

p_ .. lt\.!>1H') q;)<br />

Envoy<br />

ht>\<br />

y O u..<br />

U)€, ,; 9 @l¾U!S) @<br />

r($ M ttt<br />

(s@Du f V©f'<br />

vY) e, I O<br />

' -..s- i /3<br />

&J "-\,\ d<br />

C&<br />

t1 \b -B c-1 o{ &JlL<br />

lAP<br />

Cf tCA. l1C<br />

Reo-01 T<br />

90<br />

qi;<br />

Th<br />

en\ oc::,<br />

n<br />

never<br />

t+ dinne,<br />

0 r-<br />

;,- 11<br />

h<br />

J'-'Je I<br />

ri, Jet<br />

OUR VALUED TEAM<br />

Virna Brown<br />

STEVE BOUCHER<br />

Branch Sr. Loan Manaqer Originator<br />

NMLS #48404<br />

NMLS #35630<br />

NICOLE KITTREDGE<br />

Sr. Loan Originator<br />

NMLS Karen #20896 Ditroia<br />

Loan Processor<br />

NMLS #1063028<br />

VIRNABROWN<br />

Sr. Loan Oriqinator<br />

NMLS #35630<br />

Steve Boucher<br />

KAREN DITROIA<br />

Branch Processor Manager<br />

NMLS #48404<br />

Nicole Kittredge<br />

Sr. Loan Originator<br />

NMLS #20896<br />

(508)356-4741<br />

6 Main Street, Franklin, MA 02038<br />

All applications sub1ect to cred i t approval Program terms and cond1t1ons are sub 1<br />

ect to change without notice Some products may not be available ,n all states Other restrictions and l1m1tat1ons may app l<br />

y ITh1s 1s not a commitment to """""'<br />

lend I Envoy Mortgage, Ltd- NMLS # 66661 MA- Envoy Mortgage Ltd. - Mortgage Lender Licensee - License# MC6666; Mortgage Broker Licensee- License #MC6666, Third Party Loan Servicer Reg1strat1on #LS6666 I wwwenvoy- ,b;l<br />

LENDER<br />

mortgage.com I www.nmlsconsumeraccess org

Hooray! Your file is uploaded and ready to be published.

Saved successfully!

Ooh no, something went wrong!