World 01_17_18

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REAL ESTATE , Price Just Lowered! Peaceful Country Setting On 5 Mostly Wooded Acres, Three Bedrooms, One And Three Quarter Baths, Open Kitchen/Dining Area With Cathedral Ceiling, Walk-In Pantry Northfield $195,000 Call Sophie, 552-0334 Six Year Old Home, Three Bedrooms Including Master Suite, Perfect Starter Home Or For Downsizing, Community Natl 4.125% 4.133% 30 YR Fixed 0 5% Vaulted Ceilings, Laundry 3.750% 3.764% Room, 15 YR Deck, Fixed 0 5% NE Fed CR UN On .36 Acre 4.000% 4.024 % 3.500% 3.543% 30 YR Fixed 15 YR Fixed 0 0 5% 5% Barre $122,000 Northfield Savings 4.000% 4.039% 30 YR Fixed 0 5% 3.375% 3.443% 15 YR Fixed 0 5% Contact Michael, 552-0338 VSECU 4.000% 4.040% 30 YR Fixed 0 5% 3.500% 3.569% 15 YR Fixed 0 5% Busy Downtown Location, Just Off Town Green, 2856 Square Feet, Building Has Two Leased Storefront Space, Good Cash Flow, Solid Investment For Your Portfolio Northfield $251,000 Contact Tim, 552-0184 Wonderfully Maintained And Updated Two Family, Each Unit With One Bedroom, New Windows, Flooring, Carport, Rewired, Live In One Unit, Use Other To Help Pay Bills Barre $120,000 Call Sophie, 552-0334 81 Main St., Montpelier 229-0345 135 Washington St., Barre 476-6500 1-800-696-1456 HeneyRealtors.com page 30 The WORLD January 17, 2018 Gerry Tallman, Esq. Serving Central Vermont for over 15 years 338 River St. Montpelier and 26 North Main St. Randolph toll free: 877.392.5529 or 802.728.9103 TallmanLawVT@gmail.com Updated Weekly Home Mortgage Rates LAST DOWN LENDER UPDATE RATE APR TERM PTS PAYMENT Community National 1/12/17 4.125% 4.133% 30 yr fixed 0 5% Bank 1-800-340-3460 3.750% 3.764% 15 yr fixed 0 5% New England Federal 1/12/17 4.000% 4.024% 30 yr fixed 0 5% Credit Union 866-805-6267 3.500% 3.543% 15 yr fixed 0 5% Northfield Savings 1/12/17 4.000% 4.039% 30 yr fixed 0 5% Bank (NSB) 3.375% 3.443% 15 yr fixed 0 5% 802-485-5871 VT State Employees 1/12/17 4.000% 4.040% 30 yr fixed 0 5% Credit Union (VSECU) 3.500% 3.569% 15 yr fixed 0 5% 1-800-371-5162 X5345 Rates can change without notice. ***APRs are based on 20% down payment. Some products are available with as little as 5% down, with purchase of Private Mortgage Insurance (PMI). The cost of PMI is not included in the APR calculations. FREE HOME APPRAISAL! Just mention this ad PUBLISHER’S NOTICE PUBLISHER’S NOTICE EQUAL HOUSING OPPORTUNITY All real estate advertising in this newspaper is subject to the fair housing act which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention, to make any such preference, limitation or discrimination.” Additionally, Vermont’s Fair Housing and Public Accomodations Act prohibits advertising that indicates any preference, limitation or discrimination based on age, marital status, sexual orientation or receipt of public assistance. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To file a complaint of discrimination, call the Vermont Human Rights Commisson toll-free at 1-800-416-2010 (voice & TTY) or call HUD toll free at 1-800-669-9777 (voice) or 1-800-927-9275 (TTY). APARTMENTS ROOMS/HOUSES FOR RENT BARRE 2BDRM, second fl oor, nonsmoking no pets. Includes plowing, security & oil deposit, fi rst months rent, references, credit report. $950 / mth. 802-522-6287 Looking To Share Room/Space In Montpelier Home Single person who must be able to assist two other occupants with walking before 8AM and after 5PM. Home has satellite TV & Internet. Kitchen privileges or meals available. Interested person may call 802-223-3179 Home Loans for Every Need To apply online for a FREE, no commitment mortgage pre-approval, visit: www.HomeLoansVermont.com We are the Experts in home Financing Patti Shedd Loan Officer NMLS#98725 (802) 476-7000 PShedd@PremiumMortgage.com 14 North Main Street, Ste 5015 | Barre, VT 05641 Equal Housing Lender | Licensed Lender State of VT | NMLS#854380 AFFORDABLE APARTMENTS WITH HEAT INCLUDED Highgate Apartments located in Barre, is currently accepting applications for 1, 2 & 3 bedroom apartments Hardwood floors, fresh paint, modern kitchen & baths, yard space, ample closets, & washer/dryer hook-ups. Laundry room on site. Rent includes heat/hot water, 24-hour emergency maintenance, parking, snow removal, & trash removal. Income limits apply. To request an application, call 476-8645 or stop by the on-site rental office at 73 Highgate Drive, #121, Barre, VT. EQUAL HOUSING OPPORTUNITY Cannot combine with any other offer. Minimum mortgage amount of $80,000. Must close your mortgage financing with Premium Mortgage. Other restrictions may apply. APARTMENTS ROOMS/HOUSES FOR RENT RULE OF THUMB...... Describe your property, not the “appropriate” buyer or renter, not the landlord, not the neighbors. Just describe the property and you’ll almost always obey the law. VACATION RENTALS/SALES WARM WEATHER is Year Round in Aruba. The water is safe, and the dining is fantastic. Walk out to the beach. 3-Bedroom weeks available. Sleeps 8. email: carolaction@ aol.com for more information. LAND FOR SALE MORETOWN: 63 acres $150,000 802-244-7517 MORRISTOWN: 10 +/- acres $55.000 802-244-7517 OLD TOWN, FL 2-1/2 acres $12,000 802-244-7517 HOMES Priced REDUCED $66,900 — LIKE NEW, effi cient 2 bed / 2 bath SINGLE-WIDE for sale in Weston’s MHP, Berlin with covered walkway. Energy star package, range, refrigerator, dishwasher, and microwave. Qualifying buyer could get up to $27,500 down payment assistance. Park rent is $350+/- month, taxes $906.52 last year. Call Dan at (802)-229- 2721 for more information. WORRIED ABOUT FORE- CLOSURE? Having trouble paying your mortgage? The Federal Trade Commission says don’t pay any fees in advance to people who promise to protect your home from foreclosure. Report them to the FTC, the nation’s consumer protection agency. For more information, call 1-877-FTC-HELP or click on ftc.gov. A message from The World and the FTC. E-mail us! sales@vt-world.com Please include contact person Only Looking To Share Room/Space In Montpelier Home Single person who must be able to assist two other occupants with walking before 8AM and after 5PM. Home has satellite TV & Internet. Kitchen privileges or meals available. Interested person may call 802-223-3179
REAL ESTATE Gardening Trends For 2018 Each year, the Garden Media Group (www.gardenmediagroup. com)-- a marketing fi rm for the home and garden industry— identifi es key gardening trends for the coming season. For 2018 they’ve pegged seven of these, based around the overall theme of nature’s prescription for mental wellness. Dr. Leonard Perry, Horticulture Professor Emeritus University of Vermont An interesting and rather surprising fact this report begins with is from the World Health Organization, which predicts by 2030 the number one health issue will be anxiety, not obesity. Already, the “wellness” industries (wellness tourism including spas, for instance) have generated over $3.7 trillion in revenue, and are predicted to grow over 17 percent during the next five years. The most stressed demographic is Gen-Y, with 81 percent of 13 to 34 year olds looking to balance mental and physical wellness. A recommendation: take time away from phones to stop and smell the roses. This wellness trend is not just about a healthy body, but also a healthy mind— one focused on positivity, relaxation, and self-care. Having plants around inside and out, especially those that help purify air indoors, finding a quiet place to meditate, and eating a plant-based diet are becoming priorities for many. This is nothing new, relaxation gardens dating back to Cyrus the Great of Persia over 2,500 years ago. What is new is the research supporting these, such as studies showing that being around water and in nature “shifts our brain towards hope and compassion and away from stress and anger.” So what are the specific trends this report highlights? The first is Climate Controlled, or gardening in a changing climate. Ways to do this they highlight are wind-resistant gardens, desert gardens to withstand drought, rain gardens to withstand flooding events, and freeze-proof gardens with hardy plants. Social Networks is the next trend, but doesn’t mean for humans but rather thinking of our gardens as interconnected social networks. Well-known author and landscape architect Thomas Rainer says there will be a big shift in horticulture from “thinking about plants as individuals to communities of interrelated species.” This will change our gardening to “focus on management, not maintenance.” One example of this is using green, living plants to cover bare soil rather than mulch. Imperfect Gardening is the third gardening trend for 2018. Such gardens embrace Wabi-Sabi— “the ancient Japanese practice that appreciates imperfections in life and the ability to age gracefully. Wabi-sabi gardens imitate nature in a way that allows you to relax and appreciate their humble and imperfect forms—yes, even the weeds.” Now that is my kind of garden. Also included in this trend is repurposing old or antique objects into the garden, and using natural materials such as ceramic over synthetic such as plastics. Using groundcovers instead of lawns in some spaces, and allowing “natural” lawns to develop with clover and dandelions is another part of this trend. Imperfect gardening allows native plants, even some that are considered “weeds”, to remain for pollinators and their larvae. The Breathing Room trend means privacy, quiet, “turning off the noise.” It also means incorporating more “clean air” plants into interior environments to promote better well-being, as well as removing some indoor volatile organic compounds such as benzene, formaldehyde, and xylene. These harmful compounds can come from such as paints, air fresheners, and furnishings. Some of the air-cleansing plants that you might consider are spider plants, Boston fern, golden pothos, aloe vera, snake plants, and peace lilies. The fifth trend, Make a Splash, refers both to incorporating more soothing water features into gardens, as well as the functional use of rainscapes to capture and cleanse stormwater. “Wonders of Water” is the theme in 2018 of the Philadelphia Flower Show—the largest such indoor show in the world. Grow Your Own Protein is the trend of “concerned citizens, particularly millennials, turning to meat-free eating for better health—both for ourselves and our planet.” Plant-based proteins “require less land, water, fuel, and other resources to grow, making them more eco-friendly than their animal-based counterparts.” “Flexitarian” is the new term for those 23 million Americans who are eating more plants, 38 percent going meatless at least once per week. Top proteinrich foods you can grow include edamame, peas, quinoa, broccoli, corn, asparagus, spinach, kale, millet, and sunflower seeds. Purple Reign is the last trend, which mirrors the shade of purple—ultra violet— which is the Pantone Color of the Year for 2018. “Purple food promotes mental strength. Purple antioxidants, or anthocyanins, help fight cancer, have anti-aging benefits, reduce obesity, and protect the heart.” Top purple foods you can grow include beets, blueberries, goji berries, eggplant, plums, purple cabbage, purple carrots, and purple sweet potatoes. Or, look for these and other purple produce at stores and farm stands. Don’t overlook purple foliage in the garden, such as from purple basil, or from the many purple flowers such as annual purple petunias or perennial salvia. Watch for signs and products of these trends this gardening season. Consider which you can incorporate into your own gardens, landscapes, and even interior living and work spaces. Distribution of this release is made possible by University of Vermont and Green Works—the Vermont Nursery and Landscape Association. ANN SWANSON REAL ESTATE Fine country homes E-mail us! Now Placing Your Classified Or Display Ad Is Even Easier! sales@vt-world.com Please include contact person & payment info The Road To Home Financing Wanda’s been helping homeowners with their financing since 1999. P: 802-479-1154 C: 802-224-6151 www.AcademyMortgage.com/wandafrench wanda.french@academymortgage.com Wanda French Mortgage Loan Officer NMLS ID: 101185 VT License # 101185 Only FLEXIBLE DESIGNS WINDY TOWN WINDY WOOD – BARRE TOWN “A common interest community” “A common interest community” SHOWN BY APPOINTMENT ANYTIME - CALL 802-249-8251 OR 802-734-1920 One Level Living: single and duplex units, 2 bedrooms, 2 baths, full basement, 1 or 2 car garage option Priced from the mid $220,000’s Directions: From RT 302, turn onto Hill Street at Elmwood Cemetery, ¾ mile on Hill Street, left onto full basement, 1 or 2 car garage option Windy Wood Road, look for sign on left and turn into Windy Wood. 164 So. Main St., Barre, VT 05641 NMLS ID 3113 Corp. License #6289 and 1068MB VIEW HOMES BEING BUILT SUNDAYS 11 AM - 1 PM OR SHOWN BY APPOINTMENT ANYTIME CALL 802-249-8251 OR 802-734-1920 One Level Living: single and duplex units, 2 bedrooms, 2 baths, Single Family Homes Priced from $267,000 and Duplex Homes Priced from $229.00 Directions: From RT 302, turn onto Hill Street at Elmwood Cemetery, ¾ mile on Hill Street, left onto Windy Wood Road, look for sign on left and turn into Windy Wood. BRAND NEW, SINGLE LEVEL HOME IN BARRE TOWN Energy efficient 3 bedroom, , 2 bathroom home with attached 2 car garage and full basement to be placed on Lisa Drive in Barre Town. Fully customizable to suit your needs! (802)229-2721 350 River St, Montpelier www.fecteauhomes.com CONDOS FOR SALE Fect (802)229-2721 FecteauHomes.com 99 HideAway Drive #14, Berlin Interior Townhouse FOR SALE $239,900 2 Bedroom + Den & 2.5 Bathrooms, Attached One Car Garage, Covered Porch & Rear Deck CONDO FEE ONLY $125/MONTH! $329,OOO 3 BEDS 36A 2003 $279,000 3 BEDS 10A 2004 $199,000 2 BEDS 2A WILLIAMSTOWN ROXBURY Renovated 2015 E.ROXBURY GOT * HYGGE’? These houses have! Laura Perry (802) 485 4717 lauranperry@gmail.com annswanson.com *Danish term for a warm fuzzy feeling Ann Swanson Real Estate 3998 Route 113, Thetford Center, Vermont 05075 BRAND Brand New! 107 HideAway Drive #17,, Berlin Exterior Townhouse FOR SALE $269,900 3 Bedroom + Den & 3.5 Bathrooms, Attached One Car Garage, Covered Porch & Rear Deck CONDO FEE ONLY $125/MONTH! January 17, 2018 The WORLD page 31 18 Fecteau Circle, Barre
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World 01_17_18

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