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BuyingAHome-JenniferChristenot

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they’ll need any repairs any time soon.<br />

36.) Can you provide paperwork including warranties, for<br />

mechanical systems, appliances, and other large items?<br />

This one’s simple: you must ask for any and all warranties for<br />

any and all mechanical systems, appliances, and other large<br />

items before closing the deal. You must also write an offer<br />

to include the seller paying for 1-year home warranty on the<br />

house. This will cover anything that breaks during the first year<br />

and then the buyer can renew it at their own expense.<br />

37.) Is the home in a flood plain?<br />

If you’re familiar with the area, this is an answer you might<br />

already know before even asking. If the home is in a flood<br />

plain the chances are good that you’ll have to deal with the<br />

unpleasantness of a flood, and the damage they can bring, at<br />

least once while living in the home. Not only do you need to<br />

be prepared for that, but you also need to know if a home is in<br />

a flood plain for insurance reasons, too.<br />

You can tell if the potential property is in a flood plain by<br />

checking out the different maps provided by the Federal<br />

Emergency Management Agency (FEMA) or just by asking the<br />

seller (of course, you’ll always want to double-check). You can<br />

also speak with the county and your real estate agent as well.<br />

If the home is in a flood plain, you’ll need to buy additional<br />

flood insurance, which can greatly add to the cost of the home.<br />

Different flood plains have different ratings and certain ratings<br />

39<br />

FAQ’S ABOUT BUYING A HOME | JENNIFER CHRISTENOT

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