Clients Benefits Package -Expired Listing General Draft

THE COMPLETE
BUILDING SOLUTION
YOUR LOGO HERE
A Better Way to Build...

COMPLETE TEAM
Scott MacKenzie
Linwood Custom Homes
Business Development Manager
Cell: 403-561-2344
Direct: 604-946-5430
www.linwoodhomes.com
smackenzie@linwoodhomes.com
Dawn Wilson
Linwood Custom Homes
Construction Finance Specialist
Cell: 714-606-3446
Direct: 714-369-6772
www.linwoodhomes.com
dwilson@linwoodhomes.com
YOUR LOGO HERE
Agent Name
Real Estate Office
Realtor
Cell: XXX-XXX-XXXX
Direct: XXX-XXX-XXXX
www.website.com
Email@domain.com

THE COMPLETE BUILDING SOLUTION
YOUR LOGO HERE
MEET YOUR AGENT
MOVE IN
GET PRE-QUALIFIED
BUILD HOME
DESIGN HOME
MATERIALS DELIVERED

STEP-BY-STEP BUILDING SOLUTION
MEET YOUR AGENT
Meet Your Agent
• Introduction to all parties
• Understand the process of
"The Complete Building Solution”
• Start looking for land if you don’t already own
Move In – Happy Client
• You take possession of your custom built home
• Permanent Mortgage Payments begin
• Builder released from project
MOVE IN
GET PRE-QUALIFIED
Get Pre-Qualified–National Lender Partner
• Establish budget for land acquisition and
construction
• National lender benefits
• Local builder identified and also approved
by
National Lender Partner
Build Home – Local Builder
• Save time on construction labor
• Eliminate material waste
• Detailed construction drawings outlines all
materials and applications
BUILD HOME
DESIGN HOME
Design Home – Linwood Custom Homes
• Design team will help you “Design to Budget”
• Package includes floor plans, renderings,
elevations and material specifications
• Provide package with budget to local builder
for final construction costs
Deliver Home Package
• Fixed pricing on all materials
• No need for extra materials
• Everything delivered directly to your site
MATERIALS DELIVERED

CLIENT BENEFITS
A BETTER WAY TO
SELL
REALTOR WHO KNOWS
THE MARKET
• Knows the area &
demographics
• Knows the need of the
clients & how to meet it
• Consumer focused branding
& marketing to sell not list!
LAND & CONSTRUCTION
FINANCING AVAILABLE
• Unique exclusive program
offered
• All types of financing
available
• Down payments as low as
3.5%
TARGETED SALES
LISTED TO SELL
• Targeting buyers who want
to build
• New advertising for land
Technology to render real
home designs on land
• Sell a dream home not just a
lot
COMPLETE BUILDING
SOLUTION OFFERED
• Custom Home
• Financing
• Design Team
• Materials Delivered
• Builder Provided
• Client Discount
CONTACT TODAY FOR MORE INFORMATION
Agent Name
Realtor
Cell: XXX-XXX-XXXX
Email: email@domain.com
PARTNERED WITH

HOME PACKAGE BENEFITS
A BETTER WAY TO
BUILD
Linwood Home Package Benefits
• Preferred Client Discount of Ten Percent (10%)
• Over 500 stock plans available as well as full custom capacity
• “One Stop” process for financing, design, material selections and home construction
• Design department designated exclusively to program
BETTER
• Design & Construction
Drawings
• Material & Warranties
• Finished Result
CHEAPER
• More Buying Power
• Benefit from the strong US
dollar
• Lower Structural Labor &
Finishing
• Less Waste
FASTER
• Upfront Planning Saves Time
• Materials On Site When
Needed
• More Efficient Construction
Process
SAFER
• Fixed Package Price &
Guaranteed Quantities
• More Budget & Project Cost
Control
• Proven System Used to Build
Thousands of Homes
CONTACT TODAY FOR MORE INFORMATION
Scott MacKenzie
Business Development Manager
Cell: 403-561-2344
Email: smackenzie@linwoodhomes.com

AWARD WINNING
Modern
Post and Beam
EXTERIOR
Timberframe
Cabin \ Cottage
Contemporary
Vaulted Ceilings
INTERIOR
Exposed Timber
Natural Light

LAND & CONSTRUCTION
FINANCING BENEFITS
EASY ONE-TIME CLOSE
CONSTRUCTION
LOANS
Program Benefits
• Permanent Loan is closed one-time, upfront, before
construction begins
• Saves money with only one appraisal and one closing
• Credit Score as low as 620
• Low down payment options for FHA loans
• No down payment for VA loans and no mortgage
insurance required
• No payments required until construction is complete
• Purchase of land can be rolled into the loan if not already
owned
• Gifts or land equity allowed for down payment
• Fixed rate mortgages available
Specialized team works
with you ONE-on-ONE every
step of the process!
FHA OPTIONS
• Low as 3.5% down payment
• 620 credit score
• No payments during construction
• FHA county loan limits -max loan amount
VA OPTIONS
• Zero down payment
• 620 credit score
• No payments during construction
• VA loan limit up to $453,100
• VA Jumbo -exceeding $453,100
(ask for more details)
CONVENTIONAL OPTIONS
• Low as 10% down payment
• 700 credit score
• Interest only payments during construction
• Max loan amount $679,650
JUMBO OPTIONS
• Low as 10% down payment
• 700 credit score
• Interest only payments during construction
• Max loan amount $5M
CONTACT TODAY FOR MORE INFORMATION
Dawn Wilson
Construction Finance Specialist
Cell: 714-606-3446
Email: dwilson@linwoodhomes.com

PRE- QUALIFICATION REQUEST FORM
Were you referred? Referral Name:
PROPERTY INFORMATION
Purchase Price Ranges:
BORROWER INFORMATION
Name:
DOB:
Present Address:
Address Line 2:
City, State, ZIP:
-If Renting- Amount:
Available Down Payment:
55#:
Marital Status: CJ Married D Divorced □Single Children:
Previous Address if less than 2 years:
Address Line 2:
D Rent D Own D Lives with relatives City, State, ZIP:
Years at Present Address:
Years at Previous Address:
Ages:
DOB:
Present Address:
Address Line 2:
City, State, ZIP:
-If Renting- Amount:
Home Number:
Marital Status: D Married D Divorced D Single Children:
Previous Address if less than 2 years:
Address Line 2:
D Rent D Own D Lives with relatives City, State, 21 P:
Years at Present Address:
Years at Previous Address:
Cell Number:
Work Number:
Email:
Ages:
Employer:
Gross Monthly Salary:
ntle/Position:
Type of Business:
Self Employed: D Yes D No
Yea rs at Job:
Years in Business:
BORROWER ASSETS
Name of Bank:
Balance:
□ Checking
I □ savings
Additional financial information (i.e. child support, monetary gifts, alimony):
Employer:
Gross Monthly Salary:
Title/Position:
Type of Business:
Self Employed: □ Yes D No
Years at Job:
Years in Business:
CO-BORROWER ASSETS
Name of Bank:
Balance:
□ Checkijng
I □ Savings
Additional financial information (i.e. child support, monetary gifts, alimony):
BORROWER SIGNATURE
D I authorize Linwood Financial Consultants to retrieve a copy of my credit report.
Borirower's Signature:
Date:
CO-BORROWER SIGNATURE
D I authorize Linwood Financial Consultants to retrieve a copy of my credit report.
Borrower's Signature:
Date:
CONTACT TODAY FOR MORE INFORMATION
Dawn Wilson
Construction Finance Specialist
Cell: 714-606-3446
Email: dwilson@linwoodhomes.com

STEP-BY-STEP CLIENT PROCESS FLOW
STEP 1 - PRELIMINARY RESEARCH
• If purchasing land, search around for available land costs.
• Visit to get some ideas on size, floor plans,
options and costs.
STEP 2 - GET PRE-QUALIFIED
• Contact Dawn Wilson at Linwood Homes to fill out a loan
application.
• One of Linwood's Loan Consultants will then pull your credit report.
• Your Loan Consultant will provide you a list of documents required
for the pre-qualification.
• Additional information may be required and additional credit
conditions will apply.
STEP 3 - PRE-QUALIFICATION AND PROJECT BUDGET
Once your Loan Consultant has the required information, and has
determined creditworthiness, you will receive a pre-qualification letter.
You will need this letter for your land purchase offer, if applicable. Your
Loan Consultant will also review your total project budget.
The following fees/costs are included in your construction loan:
• Closing Costs.
• Prepaid property taxes and homeowners insurance.
• Construction Soft Costs (Draw inspection fees/costs).
• Construction Interest (Interest during construction).
- Used for interest payments during construction process. Therefore,
no payments required by borrower until completion of project
Your Loan Consultant will deduct these fees/costs from your total loan
amount and send your builder a budget for their
maximum contract amount, plus the price of land, if applicable.
STEP 4 - IF YOU OWN THE LAND, OR IF LAND IS BEING GIFTED
We will need:
• Copy of Deed.
• Copy of Closing Statement if purchased within one year.
• If land is currently financed, we will need contact information for
Note Holder.
• If land is Gifted to you, we will also need a Gift Letter and copy of
survey.
STEP 5 - IF YOU ARE BUYING THE LAND
The land does not have a separate closing. The land contract is closed
and funded along with the construction contract. However, your Loan
Consultant will need to talk with your real estate agent before an
offer is made.
STEP 5- CONTINUED...
Land Contract Contigencies:
• Minimum of 90-day closing of escrow.
• Minimum 60 days for appraisal contingency.
• Minimum of 45 days for inspection contingency.
• Title & Escrow Company is buyer’s choice.
» NOTE: This process could take several weeks or months depending
Send executed Land Contract and any Addendums to your Loan Consultant
once your offer is accepted.
STEP 6 - WORKING WITH LINWOOD & YOUR BUILDER
Work with to finalize the complete design and
cost of your home construction, plus all land improvements including,
building permits, grading, foundation, utilities, etc.
» NOTE: This process could take several weeks or months depending
on the complexity of your project.
typically require a deposit for the home and advance
payment for preparing the site construction estimate. In some situations,
part or all of the permit fees will need to be paid prior to closing.
» NOTE: Any money you pay out-of-pocket towards the project can
possibly be credited towards your down payment.
Once the numbers are 100% final, will send your Loan
Consultant the cost of the home and the cost of all site construction. Your
Loan Consultant will calculate all of your loan fees/loan costs as
mentioned in Step 3. All of the loan fees will be added to the Builders
Contract.
STEP 7 - FINAL BUILDER CONTRACT
• Sign the BuilderContract, Floor & Elevation Plans and Specifications (all
pages), and any other construction documents required.
• Your Loan Consultant will order the appraisal and you will need to pay
for the appraisal out-of-pocket.
• The loan will close approximately 45 days after the appraisal is ordered.
• The land will be paid at closing and your builder will begin construction.
STEP 8 - PROJECT COMPLETION AND LOAN PAYMENT
• Once all construction is complete, your loan interest rate may be
modified to a lower rate depending on market rates at that time;
however, it cannot increase from when it was locked at closing.
• An Occupancy Permit will then be issued so you can now move in. You
will begin making monthly mortgage payments 30 days after.
CONTACT TODAY FOR MORE INFORMATION
Dawn Wilson
Construction Finance Specialist
Cell: 714-606-3446
Email: dwilson@linwoodhomes.com