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Clients Benefits Package -Expired Listing General Draft

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LAND & CONSTRUCTION<br />

FINANCING BENEFITS<br />

EASY ONE-TIME CLOSE<br />

CONSTRUCTION<br />

LOANS<br />

Program <strong>Benefits</strong><br />

• Permanent Loan is closed one-time, upfront, before<br />

construction begins<br />

• Saves money with only one appraisal and one closing<br />

• Credit Score as low as 620<br />

• Low down payment options for FHA loans<br />

• No down payment for VA loans and no mortgage<br />

insurance required<br />

• No payments required until construction is complete<br />

• Purchase of land can be rolled into the loan if not already<br />

owned<br />

• Gifts or land equity allowed for down payment<br />

• Fixed rate mortgages available<br />

Specialized team works<br />

with you ONE-on-ONE every<br />

step of the process!<br />

FHA OPTIONS<br />

• Low as 3.5% down payment<br />

• 620 credit score<br />

• No payments during construction<br />

• FHA county loan limits -max loan amount<br />

VA OPTIONS<br />

• Zero down payment<br />

• 620 credit score<br />

• No payments during construction<br />

• VA loan limit up to $453,100<br />

• VA Jumbo -exceeding $453,100<br />

(ask for more details)<br />

CONVENTIONAL OPTIONS<br />

• Low as 10% down payment<br />

• 700 credit score<br />

• Interest only payments during construction<br />

• Max loan amount $679,650<br />

JUMBO OPTIONS<br />

• Low as 10% down payment<br />

• 700 credit score<br />

• Interest only payments during construction<br />

• Max loan amount $5M<br />

CONTACT TODAY FOR MORE INFORMATION<br />

Dawn Wilson<br />

Construction Finance Specialist<br />

Cell: 714-606-3446<br />

Email: dwilson@linwoodhomes.com

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