DF Issue 201811 FINAL IDM (002)
You also want an ePaper? Increase the reach of your titles
YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.
DREADED DECEMBER<br />
YOU DESERVE A<br />
BREAK FROM DEBT<br />
After a long hard year you may be focused on simply not being<br />
at work and the humdrum routine which wears you down. You do<br />
deserve a break. You do deserve some fun. Absolutely!<br />
With a little forethought and restraint you can ensure that you do this without<br />
running up big bills and running into trouble making your debt review<br />
payment this December.<br />
It’s rare these days to get a 13th cheque or bonus but it does sometimes<br />
happen. If you are fortunate enough to get one, what should you do with it?<br />
• Hit the shops, buy that flat screen tv?<br />
• Treat yourself?<br />
• Speak to your DC for advice?<br />
• Use to cover needed jan/annual costs and settle smaller debts?<br />
• Or distribute it to all debts evenly?<br />
Remember that you are trying to give yourself and your family the best<br />
financial gift of all - getting out of debt. If you do get a bonus why not talk<br />
to your Debt Counsellor about how best to use it?