DF Issue 201811 FINAL IDM (002)
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Others would really like to get rid of their smaller debts so that they can<br />
regain financial control over their situation and stop being forced to pay<br />
heavy penalties and interest fees for making use of short term credit. Debt<br />
review could help them do this.<br />
Finally, some just want to get out of debt. They want to clear the slate and<br />
not owe anyone anything. They want to settle their small and large debts<br />
no matter what it takes. Debt review gives them a plan and way to do this<br />
within a reasonable period of time.<br />
Debt Counsellors often assume that their clients want to get the full benefit<br />
of debt review and would like to settle all their debts entirely. This is, after<br />
all, the basic idea of debt review. The challenge they then face is to help<br />
those who start debt review with some other goals to then adopt this<br />
ultimate goal: to get out of debt.<br />
That said, their client may simply want to use the process to regain control<br />
and gain the time and breathing space they need to turn things around<br />
financially in their lives. In such a case the Debt Counsellor will also be<br />
able to assist the consumer to leave the process earlier but it takes good<br />
communication between Counsellor and client to ensure they are both on<br />
the same page.
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