Alabama Independent 2019, Issue 1

ALABAMA 

ELECTED OFFICIALS 

2019 - Issue 1 

123rd Annual 

AIIA Convention 

April 28-30

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alabama 

INDEPENDENT 

CONTENTS 

16 

2019 • ISSUE 1 

6 Letter from the AIIA President, Steve Sprayberry, CIC 

8 Letter from the AIIA EVP, Bill Sager, CIC 

9 Young Agents Chair Report, Toni Jones, MBA, CISR, TRS, 

CIC 

10 InsurPac Contribution Form 

11 InsurPac 2018 Contributors 

12 Thanks to Our 2018 Big I PAC Contributors 

14 Big “I” Commends Final Pass-Through Tax Regulation 

15 Save the Date Young Agents Summer Conference 

16 Alabama Elected Officials 

22 Ted’s Tablet 

24 Thank You 2019 Partners! 

26 Education Calendar 

27 PTA Webinars 

30 AIIA Convention Registration 

31 AIIA Convention & Trade Show Schedule of Events 

32 Industry News 

33 CSR of the Year Award Nomination Form 

38 Seen & Heard 

38 Welcome New Members 

14 

34 

Cover photo: ID 9548340 © Wellesenterprises | Dreamstime.com 

Alabama Independent Insurance Agents, Inc. 

141 London Parkway 

Phone: 205-326-4129 | Fax: 205-326-3086 | www.aiia.org 

Executive Vice President: Bill Sager, CIC 

Editor: Michelle McKee 

LEADERSHIP & STAFF 

AIIA EXECUTIVE COMMITTEE 

President: Steve Sprayberry, CIC 

Sylacauga 

President Elect: Michael Vance LUTCF, 

CPIM, CPIA 

Huntsville 

Secretary/Treasurer: 

Margaret Ann Pyburn, CPIA 

Birmingham 

State National Director: Jeff Grice, CIC 

Jasper 

Immediate Past President: Haig Wright, CIC 

Jasper 

BOARD OF DIRECTORS 

District 1 

Larry Crosby, CIC – Brewton 

Todd Thomas – Montrose 

District 2 

Joe Bennett, CISR – Wetumpka 

Jean Ann Rittenour Donley, CISR, CIC, 

CPIA, CPIW – Montgomery 

District 3 

Boyd McGehee – Talladega 

District 4 

Steve Hoggle, CIC – Guntersville 

Josh Goe , CLCL – Madison 

District 5 

Kelly Aday – Lexington 

Susanne Grimwood, CIC, CISR – Huntsville 

Connie Waldrip, CISR – Huntsville 

District 6 

Russell Greenhalgh, CIC – Birmingham 

Mary Hall – Birmingham 

Joni Holt, CIC, CPCU – Birmingham 

Bill Jacka, Jr. – Birmingham 

District 7 

Kevin Myrick – Tuscaloosa 

Lin Moore - Tuscaloosa 

Young Agents 

Toni Jones, MBA, CISR, TRS, CIC - Troy 

AIIA STAFF 

Executive Vice President: 

Bill Sager, CIC 

Director of Education: 

Ted Kinney, CIC, CPCU, ARM, CPIA, AAI, 

AU, CRIS, AINS 

Director of Communications & Member 

Services: Michelle McKee 

Director of Education Administration: 

Tangerie Underwood, CISR, CPIA 

E & O Administrator: 

Carol Hunt, CPIA 

Accounting Supervisor: 

Irene Smyly 

Director of Meetings & Events: 

Nancy Crowe 

RLI Administrator: 

Tangerie Underwood, CISR, CPIA 

Printing & Mailroom Coordinator: 

Waymon McIntosh 

Office Manager/Receptionist: 

Emily Carr 

ADVERTISER INDEX 

2 AGC Alabama 

comptrustagc.com 

23 Allstar Financial Group 

allstarfg.com 

3 Applied Underwriters 

auw.com/us 

13 ATA Comp Fund 

ATACompFund.org 

7 Berkshire Hathaway 

Guard Insurance 

Companies 

guard.com 

5 EMC Insurance 

Emcins.com 

22 Genesee 

geneseeins.com 

28 M.J. Kelly Company- 

Alabama 

mjkelly.com 

40 Southern Insurance 

Underwriters, Inc. 

siuins.com 

39 Summit Consulting 

summitholdings.com 

15 The National Security 

Group 

nationalsecuritygroup.com 

PUBLICATION INFORMATION 

The Alabama Independent is the official magazine of the Alabama 

Independent Insurance Agents, Inc. Association (AIIA), and is 

published quarterly by Blue Water Publishers, LLC. AIIA does 

not necessarily endorse any of the company’s advertising in this 

publication or the views of its writers. AIIA reserves the right, in 

its sole discretion, to reject advertising that does not meet AIIA 

qualifications or which may detract from its business, professional 

or ethical standards. 

The publisher cannot assume responsibility for claims made by 

its advertisers, content provided by the editor, or the opinions 

expressed by contributing authors. 

For information on advertising, contact Eric Johnson, Blue Water 

Publishers, 414-708-2059 or eric@bluewaterpublishers.com. 

4 Alabama Independent | 2019 Issue 1

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©Copyright Employers Mutual Casualty Company 2019. All rights reserved.

Steve Sprayberry, CIC 

AIIA President 

I hope all of you are 

enjoying a great start to 

2019. Certainly 2019 has 

gotten off to a fast start. 

Our annual convention will 

be here before you know it. 

As I hope you remember, 

this year’s convention will 

begin on Sunday, April 

28, at the new Convention 

Center at Gulf Shores State 

Park. I will talk more about 

that later in this message. 

First, I want to update you 

on a couple of things. As you know, we have 

been working very diligently getting Insurance 

Education as a “credentialed” curriculum 

with the State Department of Education. The 

State Insurance Department is behind us 100 

percent. In fact, they made the statement that 

this is something they have wanted for a long 

time but just had not made the effort to get it 

done. We are now waiting to see if the State 

Department of Education needs anything else 

from us in order to make this happen. 

All of you have now been informed by Bill of 

his upcoming retirement. I cannot say enough 

about the great job that he has done. We are 

now in a position, thanks to Bill, where we can 

search for a replacement; and after their being 

hired, Bill will work with them to help them 

understand where we are as an association. An 

Ad Hoc committee has been formed to search 

for a replacement, and we will do our best to 

keep you informed as we move forward. 

Shifting now to Sunday, April 28, when we will 

be kicking off our 2019 convention. We want to 

welcome the Secure Risk group as they once 

again join us during our convention time. Being 

at this new convention center is exciting as we 

have been hearing about its development for a 

few years. I will not reveal everything about the 

convention, but I do want you to know that we 

will again have the band Mr. Big and the Rhythm 

Sisters with us as we did a couple of years ago 

at the Hilton. They were a fun, engaging band 

that I think everyone enjoyed and I wanted us 

to be able to enjoy them again. I had previously 

revealed our three main convention speakers to 

you and will now revisit that with you. 

Jim Morris, the inspiration for the movie “The 

Rookie,” will inspire and truly entertain us as 

he tells his personal story. Because of injuries 

and immaturity at the age of 24, Jim failed in his 

attempt to make it as a major league baseball 

player. Later as a high school physics teacher 

and baseball coach of a struggling team, he 

agreed to again try to make it in baseball if the 

team won the district championships. The team 

was successful; and at the age of 35, he threw 

12 consecutive fast balls of 98 mph. Needless 

to say, he joined the minor leagues and three 

months later made his first major league 

appearance striking out All-Star Royce Clayton 

in front of family and friends back in Texas. It 

has been said that having the opportunity to 

have Jim inspire and speak to you is like having 

Tom Hanks over for a cup of coffee. 

Besides insurance, I bet there is one thing all of 

us have in common. We all have struggled or are 

now struggling to attract and retain top millennial 

talent. There is one thing for sure; nobody will be 

bored as we learn a lot more about Generation Y 

which is more commonly referred to as millennials. 

Kristin Scroggin, the Managing Partner and Lead 

Trainer at genWHY Communication Strategies, 

realized she had a big problem three years into 

her teaching career at The University of Alabama 

in Huntsville. Her plan of making all her millennial 

students “love her” (so they would work harder in 

her classes) was backfiring. Instead of working 

harder, they thought she was more likely to “hook 

them up” with a good grade. It was time to find 

a new pedagogical (teaching) style that would 

work for a new generation of students. That’s 

when she began actively studying the millennial 

generation. 

For the next 11 years, Kristin surveyed and 

interviewed students who came through her 

communications classes. Students ranged from 

children of NASA rocket scientists to military 

“brats” who spent years living across the United 

States. Data was collected on everything from 

future family plans, to ideal work hours, and 

measured across the decade. This information 

was collated and put into a humorous and 

informative presentation that has been 

given over 200 times since June of 2013 at 

conferences and companies across the country. 

Tuesday morning, September 11, 2001, began 

as usual for Lieutenant Colonel Robert Darling 

of the United States Marine Corp and the rest 

of Washington, D.C., New York, and our entire 


country. However, in a very short time our 

country was under attack, and Lt. Col. 

Darling while working for the White House 

Military Office Airlift Operations Department, 

found himself inside the President’s bunker 

supporting the Vice President, National 

Security Advisor, and others. They sought 

to coordinate with the President, who was 

visiting a school in Florida, in an effort to 

protect him, our citizens, and our government. 

We were being attacked by an unknown 

enemy, at different locations, in the largest 

attack on our country’s soil that we had ever 

encountered. While working to support our 

decision makers, he was part of one of the 

greatest crisis leadership teams ever. What 

he learned he now not only teaches but also 

inspires as he speaks on crisis leadership 

and decision making. A very close friend of 

mine who attends many conferences and 

conventions throughout the U.S. told me 

after hearing Darling that for a solid hour “you 

could hear a pin drop.” 

Along with the entire association staff, I am 

excited about this year’s convention. By the 

time late April arrives we are usually ready 

for some beach time. Please make a special 

effort to join us on Sunday, April 28, for a fun, 

inspiring, and educational convention. 

This is the last letter I will be writing to you 

since my term as your president lasted only 

ten months because last year’s convention 

was in late June and this year’s convention 

is in late April. It has been my pleasure to 

serve you as your president. I believe we 

have accomplished some very good things 

for our industry in Alabama with the initiation 

of the idea with the State Department of 

Education along with the State Department of 

Insurance to see that the study of insurance 

be included as a credentialed area of study in 

high schools throughout our state. I feel very 

confident that this will be accomplished in the 

very near future. This will give our members 

an opportunity to assist in this process by 

helping the individual teachers as an outside 

resource to their classrooms. This is a very 

important step for our association. I look 

forward to addressing you at our convention 

and, hopefully, providing an update on this 

matter. I certainly hope to see you there. 

To all of our independent agents . . . 

. . . Any way you say it, we couldn’t do it without you! 

Berkshire Hathaway 

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2019 Issue 1 | Alabama Independent 7

Bill Sager, CIC 

AIIA Executive Vice President 

There is just something 

about flipping the 

calendar to a new year. 

It brings hope and many 

times a renewed spirit 

to attempt things never 

done, create things 

only thought about and 

achieve a focus where 

none had existed … and 

as always we might try to 

lose a few pounds! 

Our first four and one-half months of 2019 

is requiring our immediate attention and a 

little extra effort to get things in place. Our 

Legislative Conference in Montgomery March 

13 and 14, the Excalibur Clay Shoot on April 19, 

our annual Convention and Trade Show April 

28-30 and our National Legislative Conference 

in Washington May 8–10. Your AIIA staff has 

been working diligently to get things in place for 

each event. I hope you will consider attending 

some or all of the events. 

keep you posted regarding any legislation that 

could impact our industry or small business in 

general. You may be called on, as in the past, 

to assist us in communicating with local elected 

officials about specific issues. We’ll keep you 

posted. 

Many of you are aware and have been utilizing 

our new online webinars for some of your 

continuing education classes. If you are not 

aware of the program, I encourage you to give it 

a try and make your staff aware of the offerings. 

Each webinar is taught by agents and people 

you know. All classes are three hours and the 

cost is $45, which includes the CE filing fee. Go 

to our website www.aiia.org and you will find 

the classes under education. 

Both of your entities … AIIA and AIMS finished 

2018 with pretty good years financially. We 

continue to look for ways to increase revenue 

and hold down expenses in order to be good 

stewards of the resources we have. The monthly 

financials from both entities are distributed to 

the Executive Committee and the AIIA Finance 

Committee for their review. 

We continue to look for ways to increase revenue and 

hold down expenses in order to be good stewards of the 

resources we have. 

Your President Steve Sprayberry has put 

together an excellent program for the annual 

convention to be held at the new Gulf Shores 

Convention Complex. From the speakers to 

the networking trade show to the excellent food 

and time to catch up with old friends, we hope 

to see you there. Maybe you haven’t attended 

our convention in a few years; let this be the 

year to enjoy the benefits again. 

I will be monitoring the legislative session 

underway in Montgomery. As always, we will 

A new program just 

released by our national 

organization, the IIABA, is a 

great tool if your agency is 

looking to hire new staff. Big 

“I” Hires is a unique program 

designed for agencies and 

it gives you some flexibility in the information 

you would like to see on possible candidates. 

Contact Michelle at our office for more details 

if needed. 

Quote worth pondering: “A calm sea does not 

make a skilled sailor.” There are times in our 

industry and the lives of our clients when rough 

waters occur … thank you for what you do 

every day for our industry and your clients. As 

skilled sailors we make a difference! 


Toni Jones, MBA, CISR, TRS, CIC 

Chair Report 

Hello again, Young Agents! I am Toni Jones, 

Vice President of Transportation Marketing 

at Palomar Insurance Corporation and 

current Young Agents Chair. 2019 is off to 

a great start, and we have several exciting 

events planned. In addition to the Legislative 

Conference in March, Excalibur Clay Shoot 

in April, and Summer Conference in July, 

Young Agents is also working to host social 

hours in both north and south Alabama. 

Thanks to generous donations from a 

number of insurance carriers, we have 

raised the funding needed to have events 

in the first and second quarters of 2019. 

We are still working out the logistics, but 

our Young Agents landing page on the AIIA 

website and our social media pages will stay 

up-to-date with the latest information. We 

are hopeful that these events will result in 

increased participation from young agents 

in the Huntsville and Mobile areas. We have 

an amazing group of active young agents in 

central Alabama, and we are now striving to 

expand our reach to all areas of the state. 

For that reason, we’ve created pages for 

Alabama Young Agents on Facebook, 

LinkedIn, Instagram, and Twitter. Please 

connect with us, if you haven’t already done 

so, to stay abreast of current events. 

We are looking forward to a fantastic 

Summer Conference to be held July 25- 

27, 2019 at Pensacola Beach, Florida. 

This year, we’re moving away from the 

technology focus we’ve had for the past 

few years. Robb Zbierski, a dynamic and 

engaging speaker, will present techniques to 

train your brain by improving your memory 

power and harnessing 

the creative capacity of 

your mind to achieve your 

personal best. He comes 

highly recommended and 

has spoken at Insurance 

Association Conferences 

across the country. He’ll 

provide insights that will help us become 

better insurance professionals through 

increased productivity and positivity. This 

is an event that you won’t want to miss! 

Once again, I encourage all young agents 

to ask the decision-makers in their office 

well in advance for approval to attend so 

the expense can be budgeted as needed. 

Also, please consider requesting a carrier 

sponsorship if you are a first-time attendee. 

These are not always available, but they 

may be an option if your agency has the 

financial need and a strong relationship with 

a carrier. We want to see a record number of 

attendees this year, and we are completely 

invested in making that happen. 

Please reach out to us if you are a “young 

agent” in terms of years of experience or in 

terms of age. We want you involved in this 

organization. As you grow in the insurance 

field, the connections you make will prove 

a valuable resource. Your fellow young 

agents are always willing to lend a helping 

hand when it comes to coverage or carrier 

questions. We are a group focused on 

collaboration rather than competition, and 

we want you to prosper so the insurance 

industry as a whole can thrive. 

We want to see a record number of attendees this year, 

and we are completely invested in making that happen. 


Independent Insurance Agents & Brokers of America, Inc. 

20 F Street, NW, Suite 610 • Washington, DC 20001 

202.863.7000 • F:202.863.7015 • InsurPac@IIABA.net 

Name: 

Title/Occupation: 

Business Name: 

Address: 

City: State: Zip: 

Email: 

Phone: 

Suggested Contribution: $ 

❏ I am a Young Agent 

One-Time Payment (Check or Credit Card) 

❏ $5,000 Millennium Club ❏ $1,000 Centennial Club ❏ $250 Pioneer Club ❏ $100 Young Agent 

❏ $2,500 Platinum Club ❏ $500 Gold Club ❏ $150 Founders Club ❏ $ (Other) 

OR 

Monthly Payments (credit card withdrawal on the 15th of each month) 

Start Month: /2019 ❏ $250 Month ❏ $50 Month ❏ $10 Month 

End Month: / ❏ $100 Month ❏ $25 Month ❏ $ Month 

Personal Check (payable to “InsurPac”) 

Credit Card: ❏ American Express ❏ VISA ❏ Mastercard 

Card Number: Exp. Date: / 

****All forms of payment must be by personal check, credit card or non-incorporated agency check. 

Authorized Signature: Date: / / 

Contributions or gifts to InsurPac are not deductible as charitable contributions for purposes of federal income tax. Federal law requires 

us to use our best efforts to collect and report the name, mailing address, occupation and employer for each individual whose 

contributions aggregate in excess of $200 in a calendar year. Your contribution should be considered strictly voluntary. 


As the federal government exercises more and more power 

over small business, the future of our industry becomes 

greatly dependent upon our ability to become engaged in 

the federal political process. The U.S. Congress regularly 

considers legislation that directly affects the livelihood of 

independent agents – from taxes, healthcare, and flood 

insurance to the overhaul of the insurance regulatory 

system. Your federal political action committee (InsurPac) 

plays a key role in the Big I’s legislative success. InsurPac 

raises money to contribute to candidates running for 

federal office, while increasing agent visibility on Capitol 

Hill and empowering members to participate in the political 

process. 

Many thanks to those who contributed to the IIABA political 

action committee in 2018!! Included in the magazine is 

the donation sheet for you to give and help support IIABA 

InsurPAC in 2019. 

2018 CONTRIBUTORS 

Kelly Aday 

Sam Newton Insurance 

Agency 

Stephanie Allison 

The Allison Agency, Inc. 

Joe Bennett 

Cousins Insurance 

Agency, Inc. 

Casey Bentley 

Rux Carter Insurance 

Agency 

Rux Bentley 

Rux Carter Insurance 

Agency 

Raymond Best 

Best Insurance Agency, LLC 

Mark Calhoun 

McGriff, Seibels & 

Williams, Inc. 

John Dark, Sr. 

Dark Insurance Agency 

Bill Davis 

Davis & Davis Insurance 

Agency, Inc. 

Tim Donahue 

Fitts Agency, Inc. 

Mike Evans 

Your Insurance Centers, Inc. 

Forrest Fitts 


J. David Fitts 


Joe Fuller 

Stead & Fuller Insurance, Inc. 

Vickie Fuller 

Stead & Fuller Insurance, 

Inc. 

Art Glasgow 

Peck-Glasgow Agency, Inc. 

Josh Goe 


Jeff Grice 

Lacy Grice Insurance 

Agency 

Steve Hoggle 

Woodall & Hoggle 

Insurance Agency 

Joni Holt 

Holt Insurance Agency 

Charles Horton 


Thomas Humber 


Jay Ison 

Thames Batre, Ltd. 

Mark Landers 

J. Smith Lanier & Co. 

William Malone 

Holman Insurance Agency, 

Inc. 

Harry Mattei 

Thames Batre, Ltd. 

Demetrius Maynard 

The C Store LLC dba The 

Maynard Group Agency 

Ken McFeeters 

PAC Insurance Agency, Inc. 

Boyd McGehee 

Talladega Insurance 

Agency 

Vicki Mullino 

Cousins Insurance 

Agency, Inc. 

Taylor Norton 

South Shore Insurance 

Agency 

Richard Pardue 

Anchor Pardue Insurance, 

Inc. 

Virginia Parks 


Geoff Plott 

Pritchett-Moore, Inc. 

Eddie Pruett 

Blackbelt Insurors Inc. 

Margaret Ann Pyburn 

Cobbs Allen 

Joanne Reed 

The Sheffield Fund 

Chris Reynolds 

Dormon & Reynolds 

Insurance, Inc. 

Perry Reynolds 

Dormon & Reynolds 

Insurance, Inc. 

Jean Ann Donley 

Palomar Insurance 

Corporation 

Bill Sager 

Alabama Independent 

Insurance Agents 

Ricky Sims 

Your Insurance Center, 

Inc. 

Steve Sprayberry 

Petra RMS, LLC dba 

Wright Sprayberry 

Dennis Stastka 

Stastka Insurance Agency 

George Thompson 

Thompson Insurance, Inc. 

Michael Vance 

Hundley Batts & Associate 

Insurance 

John Witherington 

The Witherington 

Insurance Group 

Haig Wright 

Byars |Wright, Inc. 

Indepe 

20 F Stre 

202.863.7 


THANKS TO OUR 2018 BIG I PAC CONTRIBUTORS 

AIIA would like to thank all of our members who 

contributed to the Big I PAC in 2018. Your generous 

contributions to our state political action committee 

assist our legislative efforts in trying to keep Alabama’s 

government and judicial bodies filled with fair-minded, 

pro-business candidates. 

In 2018, your Big I PAC raised $39,599 through your 

contributions and the Pat Owens Big I PAC Golf 

Classic. With 2018 being an election year in our state, 

your PAC contributed to 41 candidates running for 

various offices. 

Thanks to the efforts of your contributions, your 

support of the Big I PAC Golf Tournament and your 

votes at the polls, we are a living testament to how 

well grassroots efforts can bring about change. 

AccuAgency 

Acrisure LLC dba DSD Insurance 

Adcock & Frazier Insurance, Inc. 

Alabama Auto Insurance Center 

Alabama Gulf Coast Association of 

Independent Insurance Agents 

Alabama Insurance Exchange, Inc. 

Alabama Public Auto Insurance 

Agency 

AlaCOMP 

Allison Agency, Inc. 

Anchor Pardue Insurance, Inc. 

Associated Insurance Administrators 

Associated Insurors 

Ball & Associates 

Belcher Agency, Inc. 

Berkley Southeast Insurance Group 

Best Insurance Agency, LLC 

Birmingham Independent Insurance 

Agents 

BRI LLC dba Best Rate Insurance 

Blackbelt Insurors, Inc. 

Brewton Insurance & Real Estate 

Agency 

Briggs Insurance Agency 

Byars|Wright, Inc. 

The C Store LLC dba The Maynard 

Group Agency 

Centauri Specialty Insurance 

CIS Financial Services dba CIS 

Insurance Agency 

Cobbs Allen 

Conour Insurance, Inc. 

Cornelison & Associates dba Zealco 

Insurance 

Cornerstone National Insurance 

Cousins Insurance Agency, Inc. 

CRC Insurance Services 

Crutchfield & Graves Insurance 

Agency 

Cullifer & Associates 

Dark Insurance Agency 

Davis & Davis Insurance Agency, 

Inc. 

Deas Insurance Agency, Inc. 

Dormon & Reynolds Insurance, Inc. 

Elliott & Associates Insurance 

Enterprise Rent-A-Car 

FCCI Insurance Group 

First Alabama Insurance 

Fountain, Parker, Harbarger & 

Associates, LLC 

Fowlkes & McPherson Insurance 

Freedom Insurance Agency 

Galactic Insurance Services 

Genesee 

Goggans Insurance Agency 

Guide Insurance Agency 

Gulfstream Property & Casualty 

Insurance 

Harding Insurance Agency 

Harmon Dennis Bradshaw, Inc. 

Harris Fowler Insurance, Inc. 

Headland Insurance Agency 

Heritage Insurance 

Hodges Ford Insurance Agency 

Holt Insurance Agency 

Horton Insurance Agency, LLC 

Howell Insurance Agency 

Hull & Associates, Inc. 

Hundley Batts & Associates 

Insurance 

Huntsville Independent Insurance 

Agents 

IL Group 

Imperial PFS 

Independent Insurance Agents of 

Tuscaloosa 

Insurance Center of Southeast, Inc. 

The Insurance Center of Tuscaloosa 

Insurance Express, LLC 

The Insurance Network, Inc. 

Insurance Planning Services, Inc. 

Jim Murphree Insurance Agency, Inc. 

John A. Robertson Insurance 

Agency, Inc. 

Johnny Cooke & Associates 

Johnson & Johnson 

Kampakis Insurance Services 

Knight Free Insurance Agency 

Lacy Grice Insurance Agency 

Legacy Insurance, Inc. 

Lori Zucco Insurance, LLC 

Lemon Mohler Insurance Agency 

Liveoak Agency, Inc. 

Mark Lee Insurance Agency 

Marengo Insurance Agency 

MB Financial Services, Inc. 

McGriff, Seibels & Williams, Inc. 

Millsaps & Associates, Inc. 

M.J. Carter & Company, Inc. 

MK Insurance 

M & M Agency LLC 

MWA Insurance Holding Company, 

Inc. dba Insurance Place 

The Myrick Agency 

The National Security Group 

North Alabama Insurance Agency 

Old National Insurance, Inc. 

O.M. Hughes Insurance, Inc. 

Pat Owens 

PAC Insurance Agency, Inc. 

The Paul Carter Agency 

PCA Insurance 

Peak Insurance 


Pelican Insurance Agency 

Petra RMS, LLC dba Wright 

Sprayberry 

The Prewitt Group 

Pritchett-Moore, Inc. 

Progressive Insurance 

Paul Reiner 

Roger Henry Insurance, LLC 

The Roux Company 

RPS/Risk Placement Services, Inc. 


Rux Carter Agency 

Safeco Insurance Co. 

Safeway Insurance Company 

Salter Insurance Agency 

Sam Newton Insurance Agency 

Sanbuck, Inc. 

Schrader-Broughton, Inc. 

Schutz Insurance Agency 

SecureRisk of Alabama 

Selective Insurance Company 

Sentry Insurance a Mutual Company 

The Service Agency 

ServPro of Alabama 

SIUPREM 

The Sheffield Fund 

Shields Insurance Agency 

Sinclair Lawrence & Associates Insurance 

Souders Underwriting Group, LLC 

Southeast Insurance & Real Estate, Inc. 

Southern Alabama Insurance Agency 

Southern Insurance Underwriters, Inc. 

South Shore Insurance Agency 

Starr Insurance Group LLC 

Stastka Insurance Agency 

Stead & Fuller Insurance, Inc. 

Summit 

Susan Gentry Insurance LLC 

Talladega Insurance Agency 

Thames Batré, Ltd. 

THI Insurance, Inc. 

Thomas, Harrison & Associates 

Thompson Insurance, Inc. 

Tonya Williams Agency 

Truitt Insurance & Bonding Inc. 

The Turner Agency, Inc. 

The Upton Group LLC 

University Agency 

Universal Property and Casualty 

Valent Group 

Vintson Insurance Agency 

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iStockphoto.com/Aslan Alphan 

BIG “I” COMMENDS FINAL PASS- 

THROUGH TAX REGULATION 

IRS confirms that insurance agency owners and 

shareholders can fully utilize new tax deduction 

The Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) 

commends the Trump Administration for finalizing an IRS regulation making clear 

that owners and shareholders of insurance agencies and brokerages organized as 

pass-through entities can fully benefit from a new tax deduction. 

“Today the IRS released a final 

regulation implementing a new 

section of the tax code to create 

a deduction for owners and 

shareholders of certain pass-through 

businesses, including insurance 

agencies and brokerages,” says 

Bob Rusbuldt, Big “I” president & 

CEO. “This regulation is a major and 

hard-fought win for Big ‘I’ members 

— the vast majority of which are 

organized as pass-through entities. 

Prior to the regulation being finalized 

there was uncertainty surrounding 

the application of the deduction to 

insurance businesses.” 

Under the regulation, owners and 

shareholders of insurance agencies 

and brokerages can take up to a 

20% tax deduction on qualified 

14 Alabama Independent | 2019 Issue 1 

business income, no matter their 

taxable income levels, because the 

IRS does not consider insurance 

agents and brokers to be engaged 

in a “specified service trade or 

business.” Owners and shareholders 

of “specified service trades and 

businesses” cannot take advantage 

of the deduction if their taxable 

income is over a certain level. 

“Big ‘I’ members, whether organized 

as a pass-through entity or a 

C-corporation, can now rest assured 

that the tax reform law is working 

for them and their employees,” 

says Charles Symington, Big “I” 

senior vice president of external, 

industry & government affairs. “We 

thank Congress for its previous 

work on this landmark tax law and 

the Administration for working to 

finalize this regulation as quickly as 

possible.” 

Founded in 1896, the Independent 

Insurance Agents & Brokers of 

America (IIABA or the Big “I”) is the 

nation’s oldest and largest national 

association of independent insurance 

agents and brokers, representing a 

network of approximately a quarter 

of a million agents, brokers and their 

employees nationally. Its members 

are businesses that offer customers 

a choice of policies from a variety of 

insurance companies. Independent 

agents and brokers offer all lines of 

insurance — property, casualty, life, 

health, employee benefit plans and 

retirement products.

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Find out more by calling Sharon at 1-800-239-2358 x213 or visit nationalsecuritygroup.com. 

Elba, Alabama 


CONGRESSIONAL MEMBERS 

Senator Doug Jones 

326 Russell Senate Office Building 

Washington, D.C. 20510 

Phone: 202-224-4124 

Jones.senate.gov 

1 Church Street, Suite 500B 

Montgomery, AL 36104 

Phone: 334-230-0698 

Senator Richard Shelby 

304 Russell Senate Office Building 


Phone: 202-224-5744 

Shelby.senate.gov 

15 Lee St. 

FMJ Federal Courthouse, Suite 208 


Phone: 334-223-7303 

Representative Robert Aderholt - District 4 

1203 Longworth House Office Building 


Phone: 202-225-4876 

Aderholt.house.gov 

247 Carl Elliot Building 

1710 Alabama Ave. 

Jasper, AL 35501 

Phone: 205-221-2310 

Representative Mo Brooks – District 5 

2246 Rayburn House Office Building 


Phone: 202-225-4801 

Brooks.house.gov 

2101 W. Clinton Ave., Suite 302 

Huntsville, AL 35805 

Phone: 256-551-0190 

Representative Bradley Byrne -District 1 

119 Cannon House Office Building 


Phone: 202-225-4931 

Byrne.house.gov 

11 N. Water St., Suite 15290 

Mobile, AL 36602 

Phone: 251-690-2811 

Representative Gary Palmer – District 6 



Phone: 202-225-4921 

Palmer.house.gov 

3535 Grandview Pkwy, Suite 525 

Birmingham, AL 35243 

Phone: 205-968-1290 

Representative Martha Roby – District 2 



Phone: 202-225-2901 

Roby.house.gov 

217 Graceland Dr., Suite 5 

Dothan, AL 36305 

Phone: 334-794-9680 

Representative Mike Rogers – District 3 



Phone: 202-225-3261 

Mike-rogers.house.gov 

1129 Noble St., Suite 104 

Anniston, AL 36201 

Phone: 256-236-5655 

Representative Terri Sewell – District 7 



Phone: 202-225-2665 

Sewell.house.gov 

908 Alabama Ave. 

Federal Building, Suite 112 

Selma, AL 36701 

Phone: 334-877-4414 

ALAB 

ELECTED O 

16 Alabama Independent | 2019 Issue 1 

iStockphoto.com/f11photo

AMA 

FFICIALS 

Governor Kay Ivey 

State Capitol 

600 Dexter Avenue 


Phone: 334-242-7100 

Governor.alabama.gov 

Lieutenant Governor Will 

Ainsworth 

Alabama State House 

11 South Union Street, Suite 725 


Phone: 334-242-7900 

Ltgov.alabama.gov 

Attorney General Steve Marshall 

501 Washington Avenue 


Phone: 334-242-7300 

Ago.alabama.gov 

Secretary of State John Merrill 

State Capitol Room 

600 Dexter Avenue, Suite 105 


Phone: 334-242-7200 

Sos.alabama.gov 

John.Merrill@sos.alabama.gov 

State Auditor Jim Ziegler 

State Capital Room 



Phone: 334-242-7010 

Auditor.alabama.gov 

Jim.Zeigler@auditor.alabama.gov 

State Treasurer John McMillan 

State Capitol Room 



Phone: 334-242-7500 

Treasury.alabama.gov 

alatreas@treasury.alabama.gov 

CONSTITUTIONAL OFFICERS 

Commissioner of Agriculture 

& Industries Rick Pate 

Richard Beard Building 

1445 Federal Drive 


Phone: 334-240-7100 

Agi.alabama.gov 

rick.pate@agi.alabama.gov 

iStockphoto.com/DenisTangneyJr 


STATE SENATE 

Montgomery address for all State Senators: 


11 S. Union Street 


Senator Greg Albritton – District 22 

810 South Pensacola Avenue 

Atmore, AL 36502 

Phone: 251-282-7182 

galbritton@att.net 

Senator Gerald Allen – District 21 

P.O. Box 70007 

Tuscaloosa, AL 35407 

Phone: 334-261-0861 

Gerald.allen.@alsenate.gov 

Senator Will Barfoot – District 25 


11 South Union Street 


Phone: 334-261-0895 

will.barfoot@alsenate.gov 

Senator Billy Beasley – District 28 

P.O. Box 606 

Clayton, AL 36016 

Phone: 334-775-7657 

Billy.beasley@alsenate.gov 

Senator David Burkette – District 26 

P.O. Box 9257 


Phone: 334-318-2387 

coachburkette@yahoo.com 

Senator Tom Butler – District 2 

P.O. Box 653 

Madison, AL 35758 

Phone: 256-539-5441 

senbutler@aol.com 

Senator Clyde Chambliss – District 30 


11 South Union Street, Suite 733-B 


Phone: 334-261-0872 

Clyde.chambliss@alsenate.gov 

Senator Donnie Chesteen – District 29 

P.O. Box 39 

Geneva, AL 36340 

Phone: 334-261-0890 

Donnie.chesteen@alsenate.gov 

Senator Linda Coleman-Madison – District 20 




Phone: 334-242-7864 

Linda.coleman-Madison@birminghamal.gov 

Senator Priscilla Dunn – District 19 

460 Carriage Hills Drive 

Bessemer, AL 35022 

Phone: 205-426-3795 

priscilla.dunn@alsenate.gov 

Senator Chris Elliott – District 32 

1100 Fairhope Avenue 

Fairhope, AL 36532 

Phone: 251-990-4610 

chris.elliot@alsenate.gov 

Senator Vivian Davis Figures – District 33 

P.O. Box 7985 


Phone: 251-208-5480 

Vivian.figures@alsenate.gov 

Senator Sam Givhan – District 7 

P.O. Box 2470 


Phone: 256-239-5441 

sam.givhan@alsenate.gov 

Senator Garlan Gudger - District 4 




Phone: 334-261-0855 

garlan.gudger@alsenate.gov 

Senator Jimmy Holley – District 31 




Phone: 334-261-0845 

jimmy.holley@alsenate.gov 

Senator Andrew Jones – District 10 




Phone: 334-261-0857 

andrew.jones@alsenate.gov 

Senator Steve Livingston – District 8 

P.O. Box 8 

Scottsboro, AL 35768 

Phone: 256-609-6341 

Steve.livingston@alsenate.gov 

Senator A.C. (Del) Marsh – District 12 

P.O. Box 2365 


Phone: 256-237-8647 

del.marsh@alsenate.gov 

Senator Jim McClendon – District 11 

361 Jones Road 

Springville, AL 35416 

Phone: 205-467-2656 

jimmcc@windstream.net 

Senator Tim Melson – District 1 

P.O. Box 550 

Florence, AL 35631 

Phone: 334-242-7888 

tim.melson@alsenate.gov 

Senator Arthur Orr – District 3 

P.O. Box 305 

Decatur, AL 35602 

Phone: 256-260-2146 

arthur.orr@alsenate.gov 

Senator Randy Price – District 13 

P.O. Box 429 

Opelika, AL 36801 

Phone: 334-559-0483 

randyprice.sd13@gmail.com 

Senator Greg Reed – District 5 

900 Hwy 78 East, Suite 200, # 106 


Phone: 334-261-0894 

Greg.reed@alsenate.gov 

Senator Dan Roberts – District 15 

P.O. Box 43186 


Phone: 334-261-0851 

dan.roberts@alsenate.gov 

Senator Malika Sanders-Fortier – District 23 

P. O. Box 1290 

Selma, AL 36702 

Phone: 334-261-0860 

malika.sanders-fortier@alsenate.gov 

Senator Clay Scofield – District 9 

412-A Gunter Avenue 

Guntersville, AL 35976 

Phone: 256-582-7049 

clayscofield@mclo.org 

Senator David Sessions – District 35 

104 Lawrence Street 


Phone: 251-208-5480 

d.r.sessions@att.net 

Senator Shay Shelnutt – District 17 

P.O. Box 120 

Trussville, AL 35173 

Phone: 205-413-9022 

Shay.sd17@gmail.com 

Senator Bobby Singleton – District 24 




Phone: 334-261-0335 

Bsingle362@gmail.com 

Senator Rodger M. Smitherman – District 18 

2029 2nd Avenue N 


Phone: 205-322-0012 

Rodger.smitherman@alsenate.gov 

Senator Larry Stutts – District 6 

1120 South Jackson Hwy, Suite 104 

Sheffield, AL 35660 

Phone: 334-261-0862 

Larry.stutts@alsenate.gov 

Senator J.T. “Jabo” Waggoner – District 16 

P.O. Box 660609 

Vestavia Hills, AL 35266 

Phone: 334-261-0892 

Jabo.waggoner@alsenate.gov 

Senator Cam Ward – District 14 

P.O. Box 1749 

Alabaster, AL 35007 

Phone: 205-620-6610 

cam@camward.com 

Senator Tom Whatley – District 27 

P.O. Box 841 

Auburn, AL 36831 

Phone: 334-261-0893 

Tom.whatley@alsenate.gov 

Senator Jack W. Williams – District 34 

10095A Wilmer Georgetown Road 

Wilmer, AL 36587 

Phone: 334-261-0829 

jackwilliams55@icloud.com 


HOUSE OF REPRESENTATIVES 

Montgomery address for all 

Representatives of the House 


11 S. Union St. 


Representative Adline Clarke – District 97 

P.O. Box 40758 


Phone: 251-377-9990 

Adline.clarke@alhouse.gov 

Representative Corley Ellis – District 41 

P.O. Box 1177 

Columbiana, AL 35051 

Phone: 334-261-0560 

Corley.ellis@alhouse.gov 

Representative Louise Alexander – District 56 

2301 9th Avenue, North 

Bessemer, AL 35022 

Phone: 205-253-3732 

Louise.alexander@alhouse.gov 

Representative Wes Allen – District 89 




Phone: 334-261-0593 

wes.allen@alhouse.gov 

Representative Alan Baker – District 66 




Phone: 334-261-0420 

staterep@co.escambia.al.us 

Representative Mike Ball – District 10 

105 Canterbury Circle 

Madison, AL 35758 

Phone: 256-539-5441 

mikebal@knology.net 

Representative Chris Blackshear – District 80 

11 S. Union St., Suite 427-M 


Phone: 334-261-0428 

Chris.blackshear@alhouse.gov 

Representative Barbara Bigsby Boyd – District 32 

P.O. Box 2132 


Phone: 256-741-8683 

Barbara.boyd@alhouse.gov 

Representative Napoleon Bracy, Jr. – District 98 

104 South Lawrence Street 


Phone: 251-208-5480 

Napoleon.bracy@alhouse.gov 

Representative Koven L. (K.L.) Brown – District 40 

911 Public Safety Drive 

Jacksonville, AL 36265 

Phone: 256-435-7042 

klbrown@cableone.net 

Representative Chip Brown – District 105 

11 S. Union St., Suite 417-I 


Phone: 334-261-0447 

Representative Jim Carns – District 48 

P.O. Box 43797 


Phone: 205-967-3571 

jwcarns@gmail.com 

Representative Prince Chestnut – 

District 67 

11 S. Union St., Suite 537-E 


Phone: 334-261-0598 

prince.chestnut@ 

alhouse.gov 

Representative Steve Clouse – District 93 

P.O. Box 818 

Ozark, AL 36361 

Phone: 334-774-9122 

Steve.clouse@alhouse.gov 

Representative Merika Coleman – District 57 

P.O. Box 28888 


Phone: 205-325-5308 

dist57@yahoo.com 

Representative Terri Collins – District 8 

2128 6th Avenue SE, Suite 504 

Decatur, AL 35601 

Phone: 256-260-2146 

terri@terricollins.org 

Representative Danny Crawford – District 5 

11 Union Street, Suite 522-E 


Phone: 334-261-0516 

Danny.crawford@alhouse.gov 

Representative Anthony Daniels, Jr. – District 53 

P.O. Box 18711 


Phone: 334-261-0522 

Anthony.daniels@alhouse.gov 

Representative Will Dismukes – District 88 

11 Union Street, Suite 427-D 


Phone: 334-261-0499 

will.dismukes@alhouse.gov 

Representative Dickie Drake – District 45 

7049 Briarwood Lane 

Leeds, AL 35094 

Phone: 205-699-7392 

Ddrake1080@aol.com 

Representative Barbara Drummond – District 103 

1266 Horton Drive 


Phone: 334-261-0564 

drummondbarbara@att.net 

Representative Brett Easterbrook – 

District 65 



Phone: 334-261-0402 

Representative Chris England – District 70 

1681 Ozier Drive 


Phone: 205-535-4859 

Cjengland1@gmail.com 

Representative Tracy Estes – District 17 

11 Union Street, Suite 427-F 


Phone: 334-261-0434 

tracy.estes@alhouse.gov 

Representative Allen Farley – District 15 

P.O. Box 516 

McCalla, AL 35111 

Phone: 205-960-7526 

allenfarley@bellsouth.net 

Representative David Faulkner – District 46 

505 North 20th Street, Suite 1800 


Phone: 205-870-9577 

dlfaulkner@csattorneys.com 

Representative Joe Faust – District 94 

1100 Fairhope Avenue 

Fairhope, AL 36532 

Phone: 251-990-4615 

jfaust@baldwincountyal.gov 

Representative Bob Fincher – District 37 

11823 County Road 59 

Woodland, AL 36280 

Phone: 256-449-6149 

Rsfincher77@gmail.com 

iStockphoto.com/mj0007 


HOUSE OF REPRESENTATIVESCONTinued 

Representative Berry Forte – District 84 

620 Davis Lane 

Eufaula, AL 36027 

Phone: 334-687-9985 

Berry.forte@alhouse.gov 

Representative Jim Hill – District 50 

P.O. Box 310 

Moody, AL 35004 

Phone: 205-629-5325 

jimhill@stclairlawgroup.com 

Representative Kelvin Lawrence – District 69 

50 Miller Circle 

Hayneville, AL 36040 

Phone: 334-548-6125 

Kelvinj73@gmail.com 

Representative Matt Fridy – District 73 

800 Shades Creek Parkway, Suite 400 


Phone: 205-665-1975 

mdfridy@gmail.com 

Representative Danny Garrett – District 44 

P.O. Box 531 

Trussville, AL 35173 

Phone: 334-261-0535 

Dannygarrett44@gmail.com 

Representative Victor Gaston, 

Speaker Pro Tempore – District 100 

1136 Hillcrest Crossing West 


Phone: 251-639-2555 

hvgaston04@yahoo.com 

Representative Juandalynn Givan – District 60 

P.O. Box 13803 


Phone: 205-433-6132 

3007j@att.net 

Representative Jeremy Gray – District 83 

11 Union Street, Suite 530 


Phone: 334-261-9505 

Jeremy.gray@alhouse.gov 

Representative Lynn Greer – District 2 

P.O. Box 40 

Rogersville, AL 35652 

Phone: 256-247-5059 

greerllc@bellsouth.net 

Representative Dexter Grimsley – District 85 

168 Res Drive 

Newville, AL 36353 

Phone: 334-889-0602 

wlmdex@hotmail.com 

Representative Laura Hall – District 19 

P.O. Box 3367 


Phone: 256-859-2234 

Laura.hall@alhouse.gov 

Representative Tommy Hanes – District 23 

100 Peachtree Street 


Phone: 334-261-0551 

Jhanes55@gmail.com 

Representative Corey Harbison – District 12 

P.O. Box 472 

Cullman, AL 35056 

Phone: 256-385-5510 

corey_harbison@yahoo.com 

Representative Kirk Hatcher – District 78 



Phone: 334-261-0506 

kirk.hatcher@alhouse.gov 

Representative Rolanda Hollis – District 58 



Phone: 334-261-9520 

rolanda.hollis@alhouse.gov 

Representative Mike Holmes – District 31 

67 Cabin Road 

Wetumpka, AL 36093 

Phone: 334-242-7215 

Mike.holmes@alhouse.gov 

Representative Ralph Howard – District 72 

P.O. Box 360 

Greensboro, AL 36744 

Phone: 334-624-1887 

ralphahoward.7288@yahoo.com 

Representative Steve Hurst – District 35 

155 Quail Run Road 

Munford, AL 36268 

Phone: 256-761-1935 

repstevehurst@att.net 

Representative Reed Ingram – District 75 

2900 Eastern Boulevard 


Phone: 334-242-7707 

Reedingram75@gmail.com 

Representative Gil Isbell – District 28 



Phone: 334-261-0490 

Representative Thomas Jackson – District 68 

P.O. Box 636 

Thomasville, AL 36784 

Phone: 334-636-8119 

jthomase69@gmail.com 

Representative Ron Johnson – District 33 

3770 Sylacauga-Fayette Highway 

Sylacauga, AL 35151 

Phone: 256-249-9489 

Ronald.johnson@alhouse.gov 

Representative Mike Jones – District 92 

P.O. Box 957 

Andalusia, AL 36420 

Phone: 334-222-0111 

mljatty@andycable.com 

Representative Sam Jones – District 99 



Phone: 334-261-0963 

sam.jones@alhouse.gov 

Representative Jamie Kiel – District 18 

11 Union Street, Suite 540-C 


Phone: 334-261-0963 

jamie.kiel@alhouse.gov 

Representative Wes Kitchens – District 27 

11 Union Street, Suite 524-B 


Phone: 334-261-0539 

weskitchens@mclo.org 

Representative Nathaniel Ledbetter – District 24 

P.O. Box 725 

Rainsville, AL 35986 

Phone: 256-638-6397 

ledbetter@farmerstel.com 

Representative Paul Lee – District 86 

304 Ashborough Circle 

Dothan, AL 36301 

Phone: 334-242-7675 

Pleed86@gmail.com 

Representative Craig Lipscomb – District 30 



Phone: 334-261-0546 

craig.lipscomb@alhouse.gov 

Representative Joe Lovvorn – District 79 

11 South Union Street, Suite 522-A 


Phone: 334-242-7600 

Joe.lovvorn@alhouse.gov 

Representative Rhett Marques – District 91 



Phone: 334-261-0473 

rhett.marques@alhouse.gov 

Representative Jimmy Martin – District 42 

P.O. Box 86 

Clanton, AL 35046 

Phone: 205-755-3550 

jimmymartin61@yahoo.com 

Representative Artis “A.J.” McCampbell – District 71 

P.O. Box 1469 

Livingston, AL 35470 

Phone: 205-652-6531 

aj.mccampbell.alhouse.gov 

Representative Mac McCutcheon – District 25 

726 Madison Street 


Phone: 256-539-5441 

mac.mccutcheon@alhouse.gov 

Representative Steve McMillan – District 95 

P.O. Box 776 

Bay Minnette, AL 36507 

Phone: 251-937-0240 

Bcld07@gmail.com 

Representative Arnold Mooney – District 43 

P.O. Box 382466 


Phone: 205-222-8721 

arnold@arnoldmooney.com 

Representative Mary Moore – District 59 

1622 36th Avenue North 


Phone: 205-229-9966 

Mamoor48@bellsouth.net 


Representative Parker Moore – District 4 



Phone: 334-261-0579 

parker@parkerduncanmoore.com 

Representative Tashina Morris – District 77 



Phone: 334-261-0597 

tashina.morris@alhouse.gov 

Representative Becky Nordgren – District 29 

101 Cook Street 

Gadsden, AL 35904 

Phone: 256-328-1653 

rebeccasnordgren@gmail.com 

Representative Ed Oliver – District 81 



Phone: 334-261-0471 

ed.oliver@alhouse.gov 

Representative Phillip Pettus – District 1 

771 County Road 144 

Killen, AL 35645 

Phone: 256-757-6679 

Phillip.pettus@alhouse.gov 

Representative Dimitri Polizos – District 74 

206 Pierce Street 


Phone: 334-398-3481 

Dimitri.polizos@alhouse.gov 

Representative Bill Poole – District 63 

2918 7th Street 


Phone: 205-614-8919 

Bill.poole@alhouse.gov 

Representative Chris Pringle – District 101 

4 Princess Anne Road 


Phone: 251-341-1110 

chris.pringle@alhouse.gov 

Representative Neil Rafferty – District 54 



Phone: 334-261-0543 

rafferty@gmail.com 

Representative Rex Reynolds – District 54 



Phone: 334-261-0571 

rex.reynolds@alhouse.gov 

Representative Kerry Rich – District 26 

412-A Gunter Avenue 

Guntersville, AL 35976 

Phone: 256-582-0619 

kerryrich@bellsouth.net 

Representative Proncey Robertson – District 7 



Phone: 334-261-0454 

proncey.robertson@alhouse.gov 

Representative John Rogers – District 52 

1424 18th Street, SW 


Phone: 205-925-3522 

jwrogers@uab.edu 

Representative Connie Rowe – District 13 

P.O. Box 4 


Phone: 205-522-1659 

Connie.rowe@alhouse.gov 

Representative Howard Sanderford – District 20 

P.O. Box 16023 


Phone: 256-533-1989 

HS1989@aol.com 

Representative Rod Scott – District 55 

P.O. Box 253 

Fairfield, AL 35064 

Phone: 205-781-0261 

rodhscott@gmail.com 

Representative Chris Sells – District 90 

1609 East Commerce Street 

Greenville, AL 36037 

Phone: 334-371-9304 

csea@centurytel.net 

Representative Ginny Shaver – District 39 



Phone: 334-261-0413 

ginny.shaver@alhouse.gov 

Representative Randall Shedd – District 11 

1461 Welcome Road 

Cullman, AL 35058 

Phone: 256-531-6641 

Randall.shedd@alhouse.gov 

Representative Harry Shiver – District 64 

55550 State Hwy. 59 N 

Stockton, AL 36579 

Phone: 251-937-1391 

harryshiver@aol.com 

Representative Matt Simpson – District 96 



Phone: 334-261-0424 

matt.simpson@alhouse.gov 

Representative Andrew Sorrell – District 3 



Phone: 334-261-0435 

andrew.sorrell@alhouse.gov 

Representative Jeff Sorrells – District 87 

11 Union Street, Suite 427-J 


Phone: 334-261-0542 

Representative Kyle South – District 16 

213 2nd Avenue NE 

Fayette, AL 35555 

Phone: 205-932-4700 Ext. 101 

ksouth@watvc.com 

Representative Scott Stadthagen – District 9 



Phone: 334-261-0436 

scott.stadthagen@alhouse.gov 

Representative David Standridge – District 34 

P.O. Box 76 

Hayden, AL 35079 

Phone: 205-543-0647 

dstand@bellsouth.net 

Representative Shane Stringer – District 102 



Phone: 334-261-0594 

Representative Rodney Sullivan – District 61 

11 Union Street, Suite 403-A 


Phone: 334-261-0403 

rodney.sullivan@alhouse.gov 

Representative Allen Treadaway – District 51 

P.O. Box 126 

Morris, AL 35116 

Phone: 205-254-1700 

allen.treadaway@alhouse.gov 

Representative Tim Wadsworth – District 14 

1175 Helicon Road 

Arley, AL 35541 

Phone: 205-712-1792 

wadsworth.tim654321@gmail.com 

Representative Pebblin Warren – District 82 

P.O. Box 1328 

Tuskegee Institute, AL 36087 

Phone: 334-727-9127 

Tiger9127@bellsouth.net 

Representative April Weaver – District 49 

P.O. Box 1349 

Alabaster, AL 35007 

Phone: 205-620-6610 

aprilweaver@att.net 

Representative David Wheeler – District 47 

11 Union Street, Suite 417-A 


Phone: 334-261-0439 

david.wheeler@alhouse.gov 

Representative Andy Whitt – District 6 



Phone: 334-261-0404 

andy.whitt@alhouse.gov 

Representative Ritchie Whorton – District 22 

100 East Peachtree Street 


Phone: 334-242-7753 

ritchiewhorton@gmail.com 

Representative Margie Wilcox – District 104 

2101 Marchfield Drive East 


Phone: 334-261-0577 

Margie.wilcox@alhouse.gov 

Representative Rich Wingo – District 62 

700 Montgomery Highway, Suite 186 


Phone: 205-972-9652 

rich@blackwaterresources.com 

Representative Debbie Wood – District 38 



Phone: 334-261-0532 

debbie.wood@alhouse.gov 

Representative Randy Wood – District 36 

P.O. Box 4432 


Phone: 256-239-9190 

Rwoodsr36@cableone.net 


Q: 

QUESTION: Our client has a Umbrella policy. He has sold 

his vehicle and cancelled his auto policy. He is driving his 

son’s car. His son is not a resident of the household and 

Dad has care and custody of the vehicle at all times. 

His question is, will the umbrella step down if the son 

does not have enough coverage and he is sued as the 

driver? What if the son’s limits are lower than those 

required by the umbrella? 

Based on what I am reading as long as they have given 

him permission the umbrella would still step down since 

he is not a “family member” under the definition. 

ANSWER: It would be helpful to have the son’s policy. 

If it’s an ISO-based policy, the father is probably an 

“insured” on the son’s policy as ‘anyone using 

“your covered auto”’ or a “permissive operator,” 

depending on the policy. The son’s limits should 

A: 

apply to a loss on a primary basis. Be aware that 

some carriers exclude coverage for undisclosed 

drivers. The dad should be added as an operator 

Ted’s Tablet 

on the son’s policy. 

Since the father does not have an auto policy, he has no 

coverage for non-owned autos (rented, borrowed, etc.). 

He needs a “Named Non-Owner” policy with limits that 

comply with the umbrella’s minimum requirement. Be 

aware that “non-owner” policy probably excludes vehicles 

“furnished or available” for regular use and that exclusion 

needs to be removed. The son’s vehicle is obviously 

furnished for regular use. 

The umbrella carrier has the right to know about underlying 

auto coverage. Failure to disclose the underlying coverage 

might be considered concealment of a material fact. It’s 

possible that the umbrella will provide no coverage. If the 

umbrella does apply, it requires maintenance of minimum 

Your agency needs to have a certificate procedure so that 

everyone is on the same page. 

underlying limits. If the umbrella 

requires a $500,000 limit and the 

son’s policy limit is $300,000, 

there is a $200,000 gap. The 

policy will not drop down. If the 

son’s policy lapses, there is 

no underlying coverage and a 

$500,000 gap is created. Any gap 

will be the father’s responsibility. 

Disclosure to all carriers is 

important. The son’s carrier 

has the right to know about and 

charge for the additional operator. 

The umbrella carrier has the 

right to know about underlying 

coverage and the underlying 

policy might need to be listed on 

the umbrella declaration page. 

The umbrella might require a 

“named non-owner” policy. 

Never assume that an umbrella 

policy will drop down. This is not 

usually the case. Be aware that 

since you are the agent writing 


Q: 

Q: A: 

according to our agency standards. Is this permissible 

A: 

the umbrella policy, any gap in coverage might become 

your responsibility and create an E&O claim. Contact the 

umbrella carrier and discuss this exposure with them. 

QUESTION: Can an unlicensed agent issue certificates? 

They would be issuing them with a signature of a licensed 

agent on the Acord 25. Often language is added to the COI 

and/or advisable? 

ANSWER: This is a REALLY, REALLY bad idea!!!! Issuing 

a certificate should not be considered a clerical function. 

A certificate should be issued by a knowledgeable 

person. By the way, what is an “unlicensed agent”? 

An unlicensed person is not an agent. The certificate 

requires the signature of an “authorized representative” of 

the carrier(s). An unlicensed person is not an authorized 

representative. It is very possible that you are in breach 

of the agency-company contract. If the unlicensed person 

does complete the certificate, it should be reviewed and 

signed by an agent before being sent to the certificate 

holder. Be aware that about 5 percent of new E&O claims 

arise out of certificates. Your agency needs to have a 

certificate procedure so that everyone is on the same 

page. 

QUESTION: If I pay the insurance premium on behalf of 

a customer and he subsequently does not pay me, can I 

order cancellation from the carrier for non-payment? 

ANSWER: No. The insured has the right to cancel the 

policy, not the agent. From the carrier’s standpoint, the 

premium has been paid. I think the obvious response is, 

“why in the world would you do that?” Fronting money 

for an insured is always a bad idea for the very thing you 

mentioned. It’s not a good business practice. You could 

take legal action to recoup what amounts to a loan, but 

you may not get your money. Chalk this up as a lesson 

learned. 

FIND ALL YOUR INSURANCE NEEDS IN ONE PLACE 


THANK YOU 2019 PARTNERS! 

STAR SPONSOR 

PLATINUM SPONSOR 

GOLD SPONSOR 


THANK YOU 2019 PARTNERS! 

SILVER SPONSOR 

BRONZE SPONSOR 


Education 

Calendar 

April 

3-5 CIC Commercial Multiline – Birmingham 

9 CISR Insuring Commercial Property – Birmingham 

11 CISR Insuring Commercial Property – Mobile 

16 CISR Insuring Commercial Property – Montgomery 

18 CISR Insuring Commercial Property – Tuscaloosa 

19 Excalibur Education Foundation Clay Shoot – Selwood Farm in Alpine, AL 

23 CISR Insuring Commercial Property – Huntsville 

25 E&O: Commercial Liability Coverage Gaps & How to Fill Them – Dothan 

28-30 123rd Annual Convention & Trade Show – The Lodge at Gulf State Park 

May 

8-10 CIC Commercial Casualty – Birmingham 

14 CISR Agency Operations – Montgomery 

16 CISR Agency Operations – Birmingham 

21 CISR Agency Operations – Mobile 

22 CISR Agency Operations – Huntsville 

23 CISR Agency Operations – Tuscaloosa 

June 

4 CISR William T. Hold Seminar – Mobile 

11 CISR William T. Hold Seminar – Montgomery 

13 E&O: Commercial Liability Coverage Gaps & How to Fill Them – Birmingham 

19 CISR Elements of Risk Management – Tuscaloosa 

25 CPIA 3 Implement for Success – Mobile 

27 CISR Life & Health Essentials – Birmingham 


PTAWebinars 

April 9 - When the Child Becomes the Parent - Aging Parents and 

Insurance Decisions 

April 10 - Cyber Liability 

April 11 - Life Insurance...Benefits for the Living 

April 15 - Commercial Liability Coverages 

April 16 - E&O: Roadmap to Policy Analysis - Part One & Two 

April 17 - Ethics and the Law 

April 22 - Who is An Insured 

April 23 - Farm Property Exposures 

April 24 - Condominiums 

April 25 - Workers’ Compensation 

April 29 - Insuring Hobby and Small Farms 

For complete class listings and to see all AIIA Webinars, PTA Webinars and ABEN Webinars, visit www.aiia.org! 


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overwhelmed? Are you seeing turnover, or posting a 

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independent insurance agency owners say finding 

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123 rd Annual 

AIIA Convention & Trade Show 

Riding the Waves of Opportunities & Challenges… The Mission IS Possible! 

Mr. Big & The Rhythm Sisters 

April 28 – 30, 2019 

The Lodge at Gulf State Park 

21196 E. Beach Blvd., Gulf Shores, AL 36542 

Schedule of Events 

Saturday, April 27 th 

3:00p – 5:00p Registration Desk Open 

Sunday, April 28 th 

8:00a – 6:00p Registration Desk Open 

9:00a – 10:30a Board of Directors Meeting with Continental Breakfast 

10:00a - 4:00p Exhibitor Set Up 

3:30p AIMS Board Meeting 

6:00p – 10:00p Welcome Reception/Dinner Pool Party “Mr. Big & the Rhythm Sisters” 

Monday, April 29 th 

7:00a – 12:00n Registration Desk Open 

7:30a – 8:30a Exhibitor Set Up 

8:15a SecureRisk Board Meeting 

8:30a – 11:00a Trade Show with Continental Breakfast 

11:00a – 12:45p Luncheon with Speaker: Jim “The Rookie” Morris 

12:45p Free Afternoon and Get together on the Beach 

12:45p – 3:00p Exhibitor Break Down 

2:30p - 5:00p SecureRisk of Alabama Annual Business Meeting 

Evening 

Dinner On Your Own 

Tuesday, April 30 th 

7:00a – 12:00n Registration Desk Open 

8:30a – 11:30a Breakfast Buffet and… 

9:00a Annual Business Meeting, Election, and Installations 

9:30a Joe Leahy, IIABA Chair 

10:00a “Generation THEM: What’s Wrong with These People?” 

with Speaker: Kristin Scroggins 

11:30a Lunch on Your Own 

1:00p – 5:00p Get together on the Beach 

6:30p – 10:30p Closing Reception & Seated Dinner 

Presentation Insuror of the Year - Transition of Leadership 

“24 Hours Inside the President’s Bunker; 09/11/2001: The White House” 

with Speaker Lt. Col. Robert J. Darling, USMC (Ret.) 

Wednesday, May 1 st THANKS FOR COMING! SEE YOU NEXT YEAR! 

May 3 – 5, 2020 – The Lodge at Gulf State Park 

Dress Code is Resort Casual. 

MEN: Jacket optional, casual pants (khakis) with collared or golf shirt 

LADIES: Casual or sundresses, casual pants/skirt w/ blouse/sweater 

NOTE: Sunday Night Opening: Casual Beachwear 

Tuesday Night Closing Banquet: 

Business Casual (Sports Coat optional for Gentlemen) 

BABYSITTING SERVICES: Nanny’s Care Call: 251-986-8200 

“The Rookie” 

Jim Morris 

Kristin 

Scroggins 

Joe Leahy 

IIABA Chair 

Robert J. 

Darling Lt. Col. 

USMC (Ret.) 


INDUSTRY NEWS 

BYARS|WRIGHT, INC. 

APPOINTS NEW BRANCH 

MANAGER TO OPEN 

FOURTH OFFICE IN 

HOMEWOOD 

Byars|Wright, a local family owned and operated 

independent insurance agency, announces its expansion 

into Homewood. Gabe Clement, currently a producer 

within the agency was recently promoted to lead the new 

office located at 1701 28th Avenue South, as the branch 

manager. 

“We’re excited to announce our new Homewood office 

and to be a part of the continual progress in this city,” said 

Haig Wright II, president and CEO of Byars|Wright. “With 

a branch in Homewood, we are well positioned to continue 

cultivating our footprint in the greater Birmingham area. 

This opportunity is a positive reflection on our entire team 

and customer base, as they are critical to the success of 

our endeavors.” 

Homewood’s commitment to its community and robust 

growth in recent years mirrors Byars|Wright’s commitment 

to its customers and long-term growth strategy. Wright 

said that serving their communities is a primary focus of 

each Byars|Wright branch. “We are looking forward to 

supporting Homewood and becoming part of this great 

community,” he said. 

As branch manager, Clement will relocate his office from 

Gardendale to Homewood. 

The Auburn University alumnus is a current resident of 

Homewood and heavily involved with the Associated 

Builders & Contractors of Alabama, which is located down 

the street from Byars|Wright. 

“Not only do Gabe’s customers genuinely like and trust 

him, his teammates within the agency feel the same,” said 

John Byars, vice president of Byars|Wright. “From the 

beginning, Gabe has been an extremely hard worker and 

big time performer. As his mentor, it didn’t take me long to 

recognize his potential.” 

“Our agency model, a 73-year-old system that has allowed 

us to experience tremendous growth as a family owned 

company, is to ‘bring them in, build them up, send them out’,” 

Byars continued. “Today is about Gabe and Homewood, 

but the days ahead will bring additional opportunities. We 

have no plans to slow down.” 

Murray Building Company, headquartered in Homewood, 

will complete the renovations to the interior of the former 

Village Bridal storefront. The building will house multiple 

workspaces for the Byars|Wright team and is expected to 

be completed and open for business in late spring of 2019. 

Byars|Wright plans to grow this office organically and is 

actively seeking talented individuals to join their team. 

Byars|Wright opened its third office in Alabaster only seven 

months ago with the acquisition of The Insurance Store. 

With each new branch, the agency extends Byars|Wright’s 

long-standing history of developing strong relationships 

and producing unique insurance solutions for customers. 

For more information, contact Lacey Rae Visintainer 

(laceyrae@byarswright.com). 


2019 OUTSTANDING CSR of the YEAR AWARD 

Nominate & Win! 

Nominate the next Outstanding CSR of the Year ® 

and win a $1000 cash award!* 

Nominate your best customer services representatives or account managers 

to compete for the Outstanding CSR of the Year ® award. The competition is 

open to any insurance customer service representatives, account managers or 

candidates primarily responsible for customer service. Candidates interested in 

participating in the competition may also nominate themselves. 

How does the 

competition work? 

Nominees compete at state level 

to become one of five finalists. The 

winner is announced in June. 

What does the 

nominator win? 

*Individuals who nominate the 

national winner receive a $1000 

cash award. 

Nominee Information 

Please print or type. Do not fill out if you are nominating yourself. 

Name: 

Designations (if any): 

Years of Experience: 

Position: 

Agency/Company: 

Address: 

City, State, Zip: 

State Winners 

National Recognition 

Advancement to 

National Competition 

Framed Certificate 

Finalists 

$500 Cash Award 


Email: 

Phone: 

Fax: 

Nominators Information 

Please print or type 

Name: 

Address: 

I am nominating myself 

City, State, Zip: 

Email: 

Phone: 

Fax: 

Keep nomination anonymous. 

Gold and Garnet Pin 

Return this form to: 

National Award Winner 

$2000 Cash Award 


Gold and Diamond Pin 

Alabama IIA, Inc. 

141 London Parkway 


Ph: 205-326-4129 • Fax: 205-326-3086 

Email: tunderwood@aiia.org 

The Outstanding CSR of the Year ® Award is sponsored by The National Alliance for Insurance Education & Research

INDUSTRY NEWS 

KNIGHT-FREE INSURANCE IS 

75 YEARS OLD!! By Westcoat Free 

since then, from the way insurance policies were rated 

by hand and accounting books were kept in big ledges. (I 

still have the ones Grandpa and Dad used.) Now we do 

all the ratings and accounting on the computer, BUT our 

commitment to customer service is unchanged. 

Back in 1943, Paul R. Knight (Grandpa) started his insurance 

and tax business. In 1970, W. Elliot Free, just out of the 

Navy, joined him and they created Knight-Free Insurance in 

1971. The office was upstairs in the Fuller Building on the 

corner of Hwy 278 and Hwy 31. (It was a perfect location to 

watch the Fair and Christmas parades.) Grandpa retired in 

1982, and a year later Dad relocated the office to the newly 

remodeled Ice House Building on Frist Avenue between 

Busy Bee and Mary Carter. We are in the same location 

today. I joined Knight-Free in 1993 after I graduated from 

Auburn University. 

We have been dedicated to serving the good people of 

Cullman County since 1943. I know things have changed 

In the past 10 years we have served and supported our 

customers through the tornadoes in 2011, the hail storm of 

2018, and countless other obstacles and challenges. Our 

most important asset at Knight-Free is our staff. Since 1970 

we have had only a few employees: Judie Hubbard, Nelda 

Simpson, Laura Harris, Angie Hardman, Tracy Pewitt, Tina 

Calloway, Karen Nixon and Dawn Wright. Judi, Nelda and 

Karen have retired and Laura and Tracy moved on to other 

jobs, but without all of these ladies, Knight-Free would not 

be where it is today. 

We will continue to adapt to the changing way of business, 

but we will always treat people like Grandpa and Dad did. 

We are your agents, your neighbors, your friends. It’s a 

pretty simple business plan, but it has been working since 

1943. 

CHRISTMAS IN 

TUSCALOOSA!! 

Tacky Christmas Sweater Christmas 

Party at TIIA!! 

The members of Tuscaloosa Independent Insurance 

Agents gather every December and provide 100 

winter coats and 100 tennis shoes to Tuscaloosa City 

School students. TIIA consists of Pritchett-Moore, The 

Fitts Agency, The Insurance Center and RF Hull and 

Associates. We (TIIA) really enjoy brining smiles 

to kids of Tuscaloosa. 


Your many clients have 

many umbrella needs. 

Cover them all with the 

Big “I” Umbrella Program. 

As a Big “I” member, you have access to two stand alone personal umbrella markets which enables you to write most any risk you will run 

across. Whether the risk qualifies for the Preferred Market with RLI Personal Umbrella or the Alternative Market for more difficult to place 

risks via Anderson & Murison, you can support your state Big “I” association by placing your stand alone umbrella business with the Big I 

Advantage ® Umbrella Program. 

Preferred Market - RLI Personal Umbrella 

Limits up to $5 million available 

Excess UM/UIM available in all states 

You can keep your current homeowner/auto insurer 

New drivers accepted - no age limit on drivers 

Up to one DWI/DUI per household allowed 

Auto limits as low as 100/300/50 in certain cases 

Competitive, low premiums for increased limits of liability 

Simple, self-underwriting application that lets you know immediately if the insured is accepted 

E-signature and credit card payment options 

Immediate coverage available in all 50 states plus D.C. 

Alternative Market - Anderson & Murison 

UM/UIM available on an admitted basis in most states 

Limits up to $10 million available 

Ideal for risks that have drivers with multiple violations/accidents 

Will consider high profile personalities such as elected officials, athletes, media personalities & entertainers 

Will consider risks with prior liability losses exceeding $25,000 

Drivers over age 75 acceptable with two violations 

Drivers under age 22 can have minor violations 

Driver exclusion endorsement available for drivers with unacceptable driving records 

Written on A rated Scottsdale paper 

To access log onto www.bigimarkets.com 

or visit www.iiaba.net/Umbrella. 

Contact: 

Tangerie Underwood 

tunderwood@aiia.org 

205-326-4129 Ext. 105 


INDUSTRY NEWS 

CHARLES VENUS JOINS IROQUOIS 

Charles Venus recently joined The Iroquois Group® as 

its Vice President, Middle Market & Specialty. The former 

Commercial Lines Leader for Brown & Brown of Virginia is 

a seasoned insurance professional who will help Iroquois 

members further develop their Middle Market and Specialty 

Insurance business. Prior to working for Brown & Brown, 

Venus served in varying leadership roles with Travelers and 

The Hartford. 

“Charlie is uniquely qualified to fill this new role for Iroquois, 

based on his years of working with national carriers and 

strong regional agencies,” said Iroquois Executive Officer 

Matt Ward. “His knowledge of our Carrier-Partner’s appetite 

for Middle Market and Specialty lines will greatly assist our 

members in writing more of this business.” 

Venus is a graduate 

of the University of 

New Orleans, where 

he obtained both 

his undergraduate 

degree and MBA. 

He lives in Northern 

Virginia. 

Agencies of all 

sizes join Iroquois to 

increase revenue, 

profits and agency value — without giving up their 

independence. For more information, go online to www. 

iroquoisgroup.com. 

ALABAMA REGIONAL LEADERS 

Montgomery IIA president for 2019 is Jessica Summerlin of Stark Agency, Inc. 

Tuscaloosa IIA president for 2019 is Charlie Bailey of Pritchett Moore, Inc. 

Birmingham IIA president for 2019 is Vickie Fuller of Stead & Fuller Insurance, Inc. 

Huntsville IIA president for 2019 is Michael Vance of Hundley Batts & Associates. 

MIIA SUPPORTS HIM! 

continued support and generosity. Because of you, they 

were able to present $5,257 to HIM to support their efforts 

to serve those seeking help to develop the necessary skills 

to maintain employment! We can’t thank you all enough for 

everything you do! 

Save the Dates for MIIA: 

Montgomery Independents Insurance Agents host several 

events throughout the year to raise funds for a local charity. 

This year’s beneficiary was Hope Inspired Ministries. The 

biggest fundraiser is their annual Sporting Clays Shoot 

that is held in November at Lower Wetumpka Shotgun 

Sports Club. MIIA would like to thank everyone for their 

MIIA Annual Spring Golf Tournament at Wynlakes Golf and 

Country Club on May 2 

MIIA Tailgate Party at Baumhower’s RSA on Aug. 29 

MIIA Annual Clay Shoot at Lower Wetumpka Shotgun 

Sports Club on Nov. 14 


“We’ve been satisied with 

Big ‘I’ Professional Liability 

since 1988.” 

“We’ve never had our agency E&O 

coverage with anyone but the Big ‘I.’ 

I talk to my clients about the importance 

of protecting their assets with 

comprehensive coverage from a solid 

company. 

Swiss Re Corporate Solutions allows me 

to provide my own business with that 

same protection.” 

Rick Moffett 

President 

Briggs Insurance Agency, Inc. 

Prevent. 

Our exclusive risk management 

resources help your agency avoid 

making common preventable 

mistakes. 

Protect. 

Our superior coverage through Swiss 

Re Corporate Solutions and our 

experienced claims teams are in your 

corner in the event of a claim. 

Prosper. 

When you know you have the best 

agency E&O Protection, you can focus 

on growing your most important 

asset–your business. 

For more information or to receive a proposal, contact Alabama Independent Insurance 

Agents program manager Carol Hunt at (205) 326-4129 or hunt@aiia.org. 

Contact: Carol Hunt 

hunt@aiia.org, 205-326-4129 Ext. 109 

Insurance products underwritten by Westport Insurance Corporation, Overland Park, Kansas, a member of Swiss Re Corporate Solutions. 


SEEN&HEARD 

BIRTHS 

Congratulations to Amy Fuqua of USI Insurance Services 

and husband, Chip Fuqua, along with big brother, Edgar, on 

welcoming baby Amos Luker Fuqua on November 15, 2018. 

Congratulations to Kayla Deades of Cornerstone National 

Insurance and her husband Issa, on welcoming their first 

child; a son, Issa Christopher Deades on January 10, 2019. 

Congratulations to Calen Weston of Fountain Parker 

Harbarger & Associates and husband, Matt, along with big 

sister Hadlee on welcoming baby Wells Griffin Weston on 

January 28, 2019. 

Congratulations to Danielle Glover of Fountain Parker 

Harbarger & Associates and husband, Thomas, along with 

big brother Harrison on welcoming Ella Louise Glover on 

February 14, 2019. 

WEDDINGS 

Congratulations to Scott and Margaret Ann Pyburn of Cobbs 

Allen on the recent marriage of their daughter, Courtenay 

Pyburn. Courtenay married Zach Bullock on November 3, 

2018 at Shoal Creek Club. 

RETIREMENT 

Congratulations to Barbara Rutherford of Thames Batré, 

Ltd. on her retirement – February 5, 2019. 

SYMPATHY 

Our thoughts have been with the Gardner family since 

the passing of Hope Gardner. She passed away during 

the overnight hours of February 25-26. Hope retired from 

CRC Insurance Services and was an active member of 

Birmingham Area Insurance Professionals where she served 

as President multiple times. She will be greatly missed. 

Welcome New Members 

AIIA would like to welcome the following new members who have 

recently joined the association. Thank you for joining Alabama Big I! 

NEW AGENCY MEMBERS 

Align Insurance Group 

Charles Dodson 

Spanish Fort 

The Glover Agency 

Eric Glover 

Eufaula 

NEW ASSOCIATE MEMBERSS 

Columbia Insurance Group 

Wesley Thomas 

Johns Creek, Georgia 

Encompass Insurance 

Eric Hataway 

Dothan 

ALABAMA 

ELECTED OFFICIALS 

123rd Annual 

AIIA Convention 

April 28-30 

2019 - Issue 1 

The RiverChase Insurance 

Company, LLC 

Mike Worthington 

Phenix City 

South Shore Insurance 

Underwriters 

Mindy Dees 

Foley 

Wynona’s Insurance Agency 

Wynona Salter 

Gulf Shores 

If you have news, we would love to include it in our next issue! Please send 

your press releases, photos or notices to Michelle McKee at mmckee@aiia.org.

Alabama Independent 2019, Issue 1

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