Norfolk & Wrentham July 2019

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Page 10 Norfolk & Wrentham Local Town Pages www.localtownpages.com July 2019 Protecting Your Financial Records From Disaster Among other worthy causes, July is Bioterrorism/Disaster Education and Awareness Month. With all of the unexpected happenings in the world, it is important that we are prepared for an emergency disaster. Take this time to educate yourself and your whole family on what to do in any type of disaster. Get a plan ready and have needed supplies handy if you ever need them. Identification. If you suddenly find yourself standing in a pile of rubble that was once your home and your worldly possessions, establishing your identity will be of paramount importance. Access to personal identification documents such as your Social Security card, driver’s license, marriage license, birth certificate, passport and any citizenship papers will help you quickly establish your identity and speed up the co-ordination of your efforts with insurance companies, construction contractors, bankers and other entities involved in rebuilding and recovery. Create a Backup Set of Records Electronically. Individuals and businesses should keep a set of backup records in a safe place. The backup should be stored away from the original set. Keeping a backup set of records - including, for example, bank statements, tax returns, insurance policies, etc. - is easier now that many financial institutions provide statements and documents electronically, and much financial information is available on the Internet. Even if the original records are provided only on paper, they can be scanned, which converts them to a digital format. Once documents are in electronic form, taxpayers can download them to a backup storage device, like an external hard drive, flash drive, or burn them onto a CD or DVD. You should also consider online backup, which is the only way to ensure data is fully protected. With online backup, files are stored in another region of the country - so if a hurricane or other natural disaster occurs in your area, documents remain safe. Document Valuables. Another step you can take to prepare for disaster is to photograph or videotape the contents of your home, especially items of higher value. A photographic record can help prove the market value of items for insurance and casualty loss claims. Photos should be stored with a friend or family member who lives outside the area, or in the above mentioned online backup solution. Such proof can include photographs or videos of personal possessions; remember, digital cameras and camcorders make it possible to quickly and easily create a complete home inventory record. Update Emergency Plans. Emergency plans should be reviewed annually. Personal and business situations change over time, as do preparedness needs. When employers hire new employees or when a company or organization changes functions, plans should be updated accordingly and employees should be informed of the changes. Make sure you have a means of receiving severe weather information; if you have a NOAA Weather Radio, put fresh batteries in it. Make sure you know what you should do if threatening weather approaches. We’re Here to Help. Rebuilding your life in the wake of a disaster is a daunting task. However, advanced preparation can go a long way toward making recovery easier. If you don't have your documents in order, there’s no time like the present to get started. Once you have everything in its proper place, remember to update it. If you lack the time or energy to keep your files updated on an ongoing basis, schedule a yearly checkup and use it as an opportunity to put the latest version of everything into The Norfolk Community Federal Credit Union is Teaming Up with FOR 0% FINANCING LOAN your files. Even the most wellorganized disaster recovery materials will be of no use to you if they are out-of-date. Please contact my office for your free “Emergency Planning Guide” today. This detailed guide will provide more in depth plans to help you protect your financial records from disaster. Jeffrey Schweitzer can be found at Northeast Financial Norfolk Lions Announce 2019 Scholarship Recipients The Norfolk Lions are pleased to announce the recipients of its 2019 scholarship awards. Four $1,500 scholarships were awarded to high school seniors. To be eligible, the student must reside in Norfolk but can attend any public or private high school or be home schooled. The scholarships are awarded to candidates who demonstrate a commitment to active involvement in community service, as well as academic performance and participation in other extracurricular activities. This year’s recipients are: Nikita Murli, King Philip High School, attending Northeastern University; Anthony Bozza, King Philip High School, attending Worcester Polytechnic Institute; Kylie Breen King Strategies Inc (NFS) at Wampum Corner in Wrentham. NFS works with individuals and small businesses providing financial and estate planning, insurance, investments and also offers full service accounting, bookkeeping, payroll, income tax preparation, and notary public services. For more information call Jeffrey at 800-560-4NFS or visit online - www.nfsnet.com Philip High School, attending Endicott College; and a student from Ursuline Academy whose parents didn't want her named, attending Boston University. The scholarships were presented to the three King Philip students at the King Philip Awards Ceremony on June 4 at the high school. Representing the Norfolk Lions Club at the awards ceremony were Kim Galvin, President and Anne Marie Smith, Chair of the Scholarship Committee. The fourth student received her scholarship separately. The Norfolk Lions congratulate these recipients on their success and is proud to support the achievements of these deserving students. Call our office for more details (508) 528-3360 Or visit our website www.norfolkcommunityfcu.org Set up an appointment today with Mass Save 1-866-527-7283 or visit their website at www.masssave.com for future questions. Telephone: 508-528-3360 194 Main Street, Norfolk, MA 02056 Financial Planning Estate Planning Insurance Investments Accounting Bookkeeping Payroll Income Tax Preparation For Individuals & Small Businesses 667 South Street Route 1A Wampum Corner Wrentham MA 800-560-4NFS www.nfsnet.com
July 2019 Norfolk & Wrentham Local Town Pages www.localtownpages.com Page 11 Living Healthy Summer Eye Safety By Roger M. Kaldawy, M.D., Milford Franklin Eye Center We all use sunscreen to protect our skin, but don’t forget to protect your eyes as well. Summertime means more time spent outdoors, and studies show that exposure to bright sunlight may increase the risk of developing cataracts and growths on the eye, including cancer. The same risk applies when using tanning beds, so be sure to protect your eyes from indoor UV light as well. Sunlight reflected off sand and water can cause photokeratitis, the condition responsible for snow blindness, so beachand pool-goers, take note. UV radiation, whether from natural sunlight or indoor artificial rays, can damage the eye’s surface tissues as well as the cornea and lens. Unfortunately, many people are unaware of the dangers UV light can pose. By wearing UV-blocking sunglasses, you can enjoy the summer safely while lowering your risk for potentially blinding eye diseases and tumors. It is important to start wearing proper eye protection at an early age to protect your eyes from years of ultraviolet exposure. Everyone of any age and any degree of skin pigmentation is susceptible to UV damage. Children are particularly susceptible to UV damage. People with light colored eyes may have an increased risk of certain eye diseases tied to UV exposure, including eye cancer. Some studies show that people with certain eye diseases such as retinal dystrophy may be at greater risk for UV-related sun damage. The Ultraviolet (UV) Index, developed in 1994 by the National Weather Service (NWS) and the U.S. Environmental Protection Agency (EPA) helps Americans plan outdoor activities to avoid overexposure to UV radiation and thereby lower their risk of adverse health effects. A high A UV Index reading of 6 to 7 means high risk of harm from unprotected sun exposure. Protection against skin and eye damage is needed. Reduce time in the sun between 10 a.m. and 4 p.m. Cataract is a clouding of the eye’s lens. The lens must be clear in order to focus light properly onto the retina. Extensive exposure to the sun is one of the major reasons why we develop cataracts. Cataract surgery is by far the most common surgery performed in the United States. According to a national Sun Safety Survey conducted by the American Academy of Ophthalmology, only about half of people who wear sunglasses say they check the UV rating before buying. The good news is that you can easily protect yourself. In order to be eye smart in the sun, the American Academy of Ophthalmology recommends the following: • Wear sunglasses labeled “100% UV protection”: Use only glasses that block both UV-A and UV-B rays and that are labeled either UV400 or 100% UV protection. • Choose wraparound styles so that the sun’s rays can’t enter from the side. • If you wear UV-blocking contact lenses, you’ll still need sunglasses. • Wear a hat along with your sunglasses; broad-brimmed hats are best. • Remember the kids: It’s best to keep children out of direct sunlight during the middle of the day. Make sure they wear sunglasses and hats whenever they are in the sun. • Know that clouds don’t block UV light: The sun’s rays can pass through haze and clouds. Sun damage to the eyes can occur any time of year, not just in summer. • Be extra careful in UV-intense conditions: Sunlight is strongest mid-day to early afternoon, at higher altitudes, and when reflected off water, ice or snow. By embracing these simple tips, you and your family can enjoy the summer sun safely while protecting your vision. And if you have a cataract and it’s time for surgery, remember that new technologies exist to optimize vision and outcome: Bladeless laser cataract surgery is a major advancement in cataract treatment, is FDA approved Optical Shop On-Site and embraced by top Ophthalmologists in the US and around the world. At Milford Franklin Eye Center, we offer in-house optical service with the best in UV protection sun glasses. And if you need cataract surgery, Dr. Kaldawy is proud to have been the first surgeon in the area and among the first in Massachusetts to offer bladeless laser assisted cataract surgery. Milford-Franklin Eye Center realizes you have choices when it comes to eye care. We are different. We focus on excellent and advanced eye care and treat our patients as if each and every one is family. We are from the community, most of us live in the community, and our focus is to serve the community. Our focus MILFORD - FRANKLIN EYE CENTER Roger M. Kaldawy, M.D. John F. Hatch, M.D. Kameran A. Lashkari, M.D. Shazia S. Ahmed, M.D. Michael R. Adams, O.D. Caroline Perriello Consigli, O.D. is you, your vision and excellent results. Are you being asked to go to Waltham to have surgery? We operate closer to home…. here in Milford! Our optical shop has its own lab and can cut and finish your glasses while you wait. We offer after-hours, same day emergency appointments and Saturday appointments. We have a new management focused on quality customer care. Six providers dedicated to the best in eye medicine and surgery and now to even serve you better a state-of-the-art gorgeous office at 750 Union Street in Franklin. We are here to help. For more details, see our ad below. Announcing the opening of our new office in Franklin! Saturday & After Hours Available OFFERING LASER CATARACT SURGERY LOCALLY IN MILFORD! 508-528-3344 YOUR EYES 750 Union Street DESERVE Franklin, MA 02038 THE BEST 508-473-7939 160 South Main St (Rt 140) Milford, MA 01757 One-on-One treatment PLEASE RECYCLE
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