BankVic Annual Report 2019

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We support the organisations that support our members. It’s our way of giving back and saying thanks. 10
This year, we contributed $425,967 in donations and sponsorships. This has raised our total contributions since 2010 to $2.7million. We are proud to continue partnering with organisations such as The Police Association of Victoria (TPAV), Victoria Police Legacy (VPL), the Blue Ribbon Foundation, Emergency Services Foundation (ESF) and Country Fire Authority (CFA). In our health community, we partner with Eastern Health, Northern Health, Mercy Health, Royal Melbourne Hospital, Western Health and Bendigo Health Foundation. Our support is more than just financial. We offer staff two paid days per year to volunteer with a partner organisation. We offer assistance any way we can by organising fundraising barbeques, lending volunteers and even our monthly office gatherings are used to raise awareness and funds for our partner organisations. | 11
Page 1 and 2: ANNUAL REPORT 2019
Page 3 and 4: CONTENTS Chair Message.............
Page 5 and 6: CEO Message Serving those who serve
Page 7 and 8: 2010 2014 Mobile banking launches A
Page 9: Financial Highlights Loans ($’bil
Page 13 and 14: 5 6 7 5. Faith Page DIRECTOR Bachel
Page 15 and 16: 6 7 8 9 6. Michelle Arundel CHIEF P
Page 17 and 18: Board Evaluation The Board assesses
Page 19 and 20: Corporate Governance Committee Chai
Page 21 and 22: Directors’ Report Interests in th
Page 23 and 24: Events subsequent to balance date T
Page 25 and 26: | 25
Page 27 and 28: FINANCIAL STATEMENTS Statement of c
Page 29 and 30: Balance Sheet As at 30 June 2019 As
Page 31 and 32: Statement of Cash Flows For the yea
Page 33 and 34: Upon adoption, there have been no c
Page 35 and 36: In applying its policies on securit
Page 37 and 38: time upon completion of performance
Page 39 and 40: Note 4: Profit Profit before income
Page 41 and 42: Note 5: Income tax Income Tax Expen
Page 43 and 44: Note 9: Loans and Advances (continu
Page 45 and 46: Note 11: Property, Plant And Equipm
Page 47 and 48: Note 14: Payables 2019 $’000 2018
Page 49 and 50: Note 18: Contingent Liabilities and
Page 51 and 52: Note 21: Financial Instruments a. I
Page 53 and 54: Note 21: Financial Instruments (con
Page 55 and 56: In addition, excessive concentratio
Page 57 and 58: Note 23: Regulatory Capital Reconci
Page 59 and 60: Independent Auditor’s Report To t
Page 62:
Police Financial Services Limited A
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BankVic Annual Report 2019

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