October 2019

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Insurance CAN YOU AFFORD NOT TO PUT THE HEALTH IN HEALTH & SAFETY? By Vicki Leslie, Client Relationship Manager, ECIS. For small businesses, having a member of staff on sick leave can have serious consequences. What would happen to your business if you suddenly had an employee out of action for a period of time? Loss of earnings due to sickness absence, presenteeism and downtime could be a real risk to your business. As a sole trader, the risk becomes even more real as your earnings could disappear completely during times of ill health. Act quickly Take something as simple as a slipped disc for instance. Through the NHS you may need to wait for a GP referral, with a potential further delay before a consultant is assigned and treatment can start. This could lead to months before the situation is resolved. Early intervention is key when it comes to our health with experts stating that early diagnosis plays a key factor in survival rates. The sooner the problem is identified, the earlier you get help, the better the prognosis and outcome. This can be demonstrated using bowel cancer as an example. When diagnosed at its earliest stage, more than 9 in 10 people with bowel cancer will survive their disease for five years or more, compared with less than 1 in 10 people when diagnosed at the latest stage. Getting help, treatment and support as early as possible is absolutely key with any medical condition, from a basic injury to a more serious disease. Healthcare If you employ staff, why not consider a healthcare package for your business? The quicker your employee is seen and treated, the quicker they can return to work and back to being a productive member of the team. “I can’t afford employee healthcare,” is a statement we hear a lot. However, it doesn’t have to be at an out-of-reach cost. Private medical schemes might not be as expensive as you think and a choice of private medical insurance schemes means cover can be tailored to your budget. There are a variety of options available, from Left: Vicki Leslie, Client Relationship Manager, ECIS. comprehensive cover which includes direct access to specialists without GP referral meaning staff do not need to take time off to see their GP, to plans that focus on treatment for conditions that frequently have a long NHS waiting time. There are also options that allow your staff to receive cash back against the cost of everyday health expenses from as little as £1 per week, which enables them to see a physiotherapist, for example, sooner than they would have done otherwise. “Any time lost to ill health can have a serious impact on the bottom line” Rapid access For sole traders there are also a variety of healthcare options and private medical schemes that will allow you to access consultants and treatment more rapidly than via the NHS. For a small business, any time lost to ill health can have a serious impact on the bottom line. By putting healthcare measures in place, it can help to minimise the effect of sickness absence, reduced capacity and ultimately your profits. “As a sole trader, the risk becomes even more real as your earnings could disappear completely during times of ill health” Contact ECIS 0330 221 0241 www.ecins.co.uk 22 TC OCTOBER <strong>2019</strong>
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Page 1 and 2: OCTOBER 2019 An Inspector Calls Per
Page 3 and 4: I V Editor’s Comment MATT DOWNS E
Page 5 and 6: REGULARS 18 NFRC TECH TALK In the s
Page 7 and 8: Insulation Your technology is getti
Page 9 and 10: Aluminium Roof Lantern FROM THE AWA
Page 11 and 12: Handrails:- EasyGuard free-standing
Page 13 and 14: Job done. Virtually dust-free! EJOT
Page 15 and 16: BUY 5 ROLLS OF TORCH ON FELT AND GE
Page 17 and 18: “A very informative day. Well wor
Page 19 and 20: WHEN I’M FACING MY DAILY BATTLES,
Page 21: checking the accuracy of the regist
Page 25 and 26: third to half the price. This is pa
Page 27 and 28: it is today, and it has taught them
Page 29 and 30: Global experience requires local kn
Page 31 and 32: New name, serious roofing heritage
Page 33 and 34: FIBR RE CEM MENT SLATES The charm o
Page 35 and 36: Focus... on results When you need a
Page 37 and 38: Grade 2 Listed Property - Northampt
Page 39 and 40: LOW CARBON GRP DAYLIGHT SOLUTIONS Z
Page 41 and 42: Complete Building Envelope Solution
Page 43 and 44: GUARANTEE High quality micro concre
Page 45 and 46: 100,000 miles of blood vessels and
Page 48 and 49: BMI Centenary Focus FURTHER GROWTH
Page 50 and 51: Advice: Green Roofs A GUIDE TO GREE
Page 52 and 53: Advice: Green Roofs Above: Semi-int
Page 54 and 55: Advice: Green Roofs WATERPROOFING G
Page 56 and 57: Height Safety NEW HEIGHTS FOR DESIG
Page 58 and 59: Height Safety support future works.
Page 60 and 61: Product Planning TAKE THE TIME TO P
Page 62 and 63: 5 Reasons Why.. EPDM IS AN ECO-FRIE
Page 64 and 65: The Right Perception SHAKING OFF TH
Page 66 and 67: Roofing Updates For further info on
Page 68 and 69: Roofing Updates For further info on
Page 70 and 71: Fixings: Viewpoint LET’S TALK ABO
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Fixings: Viewpoint system design an
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Health & Wellbeing CONTINUING TO MA
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Page 78:
Cladding Updates For further info o
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LEADING INDEPENDENTNT WATERPROOFING
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October 2019

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