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Senior Living - Fall 2019

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<strong>Senior</strong><br />

<strong>Living</strong><br />

A Special Supplement to<br />

&<br />

<strong>Fall</strong> <strong>2019</strong><br />

© ADOBE S


Page 2 • <strong>Senior</strong> <strong>Living</strong><br />

SENIOR LIVING | DOING GOOD<br />

Giving back to the community<br />

WITHOUT a regular<br />

job to go to, many<br />

retirees find<br />

themselves with lots of time to<br />

volunteer in their community.<br />

Many community organizations<br />

need volunteers who are<br />

available during working hours<br />

or who have the flexibility to<br />

Volunteer as a tour guide or<br />

docent at a museum, landmark,<br />

botanical garden or historical<br />

site. There may also be behindthe<br />

scenes work for people with<br />

a passion but who don’t want<br />

that much time with people.<br />

Meals on Wheels is frequently<br />

looking for volun-<br />

This This a proof is a proof of the ofpickup, the pickup, no teers changes to no deliver changes meals to local have have relief been zones been and made! other parts mad of<br />

homebound residents. This is the country as part of the RV<br />

Please Please approve approve or submit or submit your a good<br />

your changes opportunity<br />

changes<br />

for particu-<br />

through through<br />

Care-A-Vanners, ATOL. ATOL.<br />

a group of<br />

travel for days or weeks at a<br />

time. How Stuff Works had a<br />

number of suggestions for best<br />

ways for seniors to give back.<br />

Being a foster grandparent<br />

or working with young people<br />

in some other way is a lowimpact,<br />

self-guided opportunity<br />

that is available in almost every<br />

community in the U.S. The<br />

<strong>Senior</strong> Corps Foster Grandparent<br />

program connects people 55<br />

and older with children in Head<br />

Start programs, area schools<br />

Trust Trust & Asset & Asset Management Division<br />

Central Central Bank provides Bank provides more than more good thaninvestment good investment yields and yields and<br />

Central competent Bank financial provides planning; competitive we investment provide people yields with and<br />

competent financial planning; we provide people personal with personal<br />

competent attention. attention. With financial a With professional planning<br />

a professional<br />

with team personal such teamas attention.<br />

such ours, asyours, Gain have you<br />

peace all have our all our<br />

of resources, mind resources, with from our professional research from research down team todown focused bookkeeping, to bookkeeping, on your onfinancial youron side. your needs. side.<br />

TYPES TYPES OF TRUST OF TRUST SERVICES SERVICES<br />

• <strong>Living</strong> Trusts • <strong>Living</strong> Trusts<br />

• Irrevocable • Irrevocable Trusts Trusts<br />

• Charitable • Charitable Trusts Trusts<br />

• Executorships • Executorships<br />

• Investment • Investment Services Services<br />

• Land Trusts • Land Trusts<br />

and other youth groups. You can<br />

also try Big Brothers Big Sisters,<br />

children’s hospitals, the school<br />

district and more. This also<br />

provides a sense of community<br />

for senior residents who live far<br />

away from their own families.<br />

Love your local museum?<br />

• IRAs – Traditional, • IRAs – Traditional, Roth, Simple Roth, Simple<br />

and Education…either and Education…either a self directed a self directed<br />

or managed or managed<br />

• Custodial • Custodial Accounts Accounts<br />

• Health Savings • HealthAccounts<br />

Savings Accounts<br />

• Help with • Help Succession with Succession Planning Planning<br />

for your Business for your Business Operation Operation<br />

Call us Call forus a FREE for a FREE Consultation Consultation<br />

larly social people; many of the<br />

elderly people who are recipients<br />

of meals don’t get as many visitors<br />

as they would like, and, in<br />

addition to dropping off meals,<br />

drivers have the chance to visit<br />

with residents. Meals on Wheels<br />

is available in all 50 states and<br />

has more than 1.5 million volunteers,<br />

many of them retirees,<br />

delivering meals to more than 1<br />

million seniors each day.<br />

Want something a little<br />

out of the box? Habitat for<br />

Humanity offers opportunities<br />

to help build houses. These<br />

opportunities can be in your<br />

neighborhood, but Habitat also<br />

has retired and semi-retired<br />

volunteers who go to disaster<br />

about 6,000 volunteers who, as<br />

their name suggests, drive RVs<br />

to participate in different homebuilding<br />

projects.<br />

Retirees are frequently a good<br />

fit for a variety of disaster relief<br />

efforts, particularly those with<br />

special skills, such as doctors,<br />

nurses, EMTs, pharmacists, language<br />

interpreters, lawyers and<br />

even chaplains and fundraisers.<br />

Our Central Our Central focus focus is YOU is Y<br />

309-944-5601<br />

SM-ST1700838<br />

Mike Kelly Mike Kelly Bob Brummet Bob Brummet<br />

<strong>Senior</strong> Trust <strong>Senior</strong> OfficerTrust Officer Trust OfficerTrust Officer<br />

Accredited Farm Accredited Manager Farm Manager 309-944-1617 309-944-1617<br />

309-944-1670 309-944-1670<br />

SM-ST1700838<br />

Scott Coutts<br />

Trust Officer<br />

309-242-1148<br />

Not FDIC Insured Not FDIC • No Insured Bank• Guarantee No Bank Guarantee • May Lose• Value May Lose Value<br />

50+F<strong>2019</strong><br />

Andover Andover | Ashton | Ashton | Fulton | Fult<br />

Geneseo Geneseo | Oregon | Oregon | Peru | Pe<br />

Princeton Princeton | Rochelle | Rochelle<br />

central-bank.com<br />

central-bank.com


<strong>Senior</strong> <strong>Living</strong> • Page 3<br />

SENIOR LIVING | DOMESTIC MATTERS<br />

Upkeep or downsize?<br />

RETIREMENT opens up a range of options for housing.<br />

Some people choose to stay in the homes in which<br />

they raised their families, keeping space for visiting family, enjoying<br />

a big backyard and staying close to their pre-retirement<br />

lifestyle. Others sell their house and move somewhere smaller,<br />

possibly even a condo or townhouse, reducing the need for<br />

yardwork, or they choose to relocate somewhere else — closer<br />

to family or to a more temperate climate. At some point, people<br />

may opt for a senior living community. The decision is different<br />

for each retiring person or couple depending on their wants,<br />

needs and financial situations.<br />

Forbes suggested making the decision with two factors in<br />

mind: quality of life and financial reasons. Although more than<br />

80 percent of Americans say that would prefer to stay in their<br />

homes through retirement, it may not be the best choice longterm.<br />

Financial questions<br />

Can you afford to keep your home? That includes a mortgage<br />

payment, insurance and upkeep. Even if you can make those<br />

payments, leveraging the equity in your home for a less expensive<br />

housing option may allow you more financial freedom<br />

in retirement. According to a 2015 Merrill Lynch study, most<br />

Americans of retirement age have more than $200,000 in equity<br />

in their homes but less than half of that in retirement savings.<br />

Can you afford to move? A smaller home doesn’t always<br />

lower your expenses — you may want to live somewhere with a<br />

higher cost of living, or you look at a smaller but nicer home or<br />

an area with more amenities. Consider the differences you’ll see<br />

in finances. Additionally, moving itself is expensive.<br />

Quality of life considerations<br />

Many people want to travel when they retire or otherwise<br />

have more freedom. If this is you, selling your house and renting<br />

a home or apartment may allow for that lifestyle. Even if<br />

you don’t plan to roam, you may want less responsibility for<br />

maintenance and upkeep, which can be achieved either through<br />

renting or buying a property in a neighborhood with an involved<br />

homeowners association.<br />

Also consider whether you want to stay. Perhaps your friends<br />

and family are all in this community, you’ve joined organizations<br />

and have roots that you want to keep. Or you may find<br />

yourself in a school district with high property taxes that made<br />

sense when kids were in school but no longer do now that<br />

you’re empty nesters.


Page 4 • <strong>Senior</strong> <strong>Living</strong><br />

SENIOR LIVING | YOUR HEALTH<br />

Studies show that more<br />

than 90 percent of<br />

physical ailments are<br />

caused or exacerbated<br />

by stress<br />

Mental and emotional health<br />

MENTAL and emotional issues also can bleed into<br />

the body, with depression and isolation contributing<br />

to physical pain and a lowered immune<br />

system.<br />

According to Dartmouth-Hitchcock, people 65 and older<br />

need to be extra careful to stay sharp and take care of themselves<br />

as they move into retirement.<br />

Keeping your brain in good shape<br />

One in eight people 65 years and older has Alzheimer’s<br />

disease, and that number gets bigger with other forms of<br />

dementia. We’ve all heard about the need to do crossword<br />

puzzles to keep your mental faculties intact, and studies<br />

have shown that, while some cognitive decline is normal as<br />

you age, working in cognitive stimulation like word or logic<br />

puzzles, trivia games, reading books and other activities that<br />

stretch your brain can help with mental acuity.<br />

Want something a little more active? Take a dance class<br />

that requires you to learn new steps, learn a new language (or<br />

remind yourself of one you used to know), go to lectures or<br />

the local museum, learn an instrument or join a choir.<br />

Working on your relationships<br />

Retirement can be isolating. Many adults spend most of<br />

their working lives going to the office and building relationships<br />

with coworkers. Not seeing friends as frequently and<br />

even not having the routine of getting up and ready and going<br />

to the office can be isolating. The death of a spouse or retired<br />

friends relocating somewhere warmer or closer to family can<br />

also cause isolation. Losing these relationships can contribute<br />

to depression.<br />

Combating isolation often means a concerted effort to<br />

cultivate relationships. About a quarter of retired adults live<br />

alone, which requires even more effort. Set up a regular call<br />

with children, grandchildren, siblings and friends who live<br />

out of town. Meet for lunch, dinner or coffee; find other<br />

retired friends who want to travel and take trips together;<br />

invite people over for dinner; and join groups for people with<br />

similar hobbies.<br />

Managing stress<br />

According to Dartmouth-Hitchcock, stress may become<br />

more of a health factor as we age. Long-term stress can damage<br />

your brain and lead to depression, memory loss, fatigue<br />

and a lowered immune system. Learn what your stressors are<br />

and do what you can to avoid or mitigate the effects of stress,<br />

then find healthy ways to handle it — yoga, exercise, therapy,<br />

journaling or meditation.


<strong>Senior</strong> <strong>Living</strong> • Page 5<br />

SENIOR LIVING | YOUR HEALTH<br />

Staying<br />

healthy<br />

Healthy choices are<br />

just as important<br />

during<br />

retirement as<br />

they are in<br />

your younger<br />

years.<br />

THAT doesn’t make it easy all the time, though. Exercise,<br />

sleep, healthy eating and regular visits to the doctor can<br />

often be more complicated as your body ages. Dartmouth-<br />

Hitchcock offered tips to stay healthy so you can fully enjoy retirement.<br />

Eat healthy foods<br />

Talk to your doctor about how many calories are good for you<br />

and make sure you’re sticking within a good range. But developing<br />

healthy eating habits is about more than calories. Pay attention to<br />

sodium, cholesterol and other ingredients on the label. Studies show<br />

most Americans eat twice as much sodium as the recommended daily<br />

amount, which can lead to hypertension and heart disease. Eat whole<br />

foods like fruits, vegetables, whole grains like wheat bread and pasta,<br />

brown rice, while minimizing fast food and highly processed foods.<br />

Get plenty of sleep<br />

Your body may not be growing like a teenager’s, but older adults<br />

still need seven to nine hours of sleep a night (perhaps with a nap<br />

thrown in since afternoons are free). Not getting enough sleep can<br />

lead to depression, irritability and memory problems and just make<br />

your day-to-day functioning more difficult. Get into good sleep habits<br />

such as going to bed and getting up at roughly the same time each<br />

day, and keep your bedroom screen-free — no taking your laptop to<br />

bed! Avoid caffeine late in the day.<br />

Preventative care<br />

Keep your vaccines up to date, including the annual flu vaccine;<br />

flu tends to be much more dangerous for older patients. Be aware<br />

of fall risks around your home and take precautions to reduce those<br />

risks. See an eye doctor regularly and keep glasses and contacts up to<br />

date, which will make getting around your house and neighborhood<br />

more safely. Talk to your doctor about vitamins or supplements like<br />

calcium or vitamin D.<br />

Exercise<br />

Find what works for you and do it regularly. You don’t have to<br />

be the 90-year-old running a marathon; a brisk walk around your<br />

neighborhood or a low-impact class at the gym work just as well.<br />

Weight lifting, cycling, yoga and hiking all are good ways to stay<br />

fit. If you’re not sure, talk to your doctor or a trainer about a good<br />

exercise routine.<br />

Stop in for coffee...<br />

(Lunch served at 11:30 a.m.)<br />

Center is open Mon. - Fri.<br />

from 7 a.m. to 3 p.m.<br />

Stay for so much more!<br />

WE HAVE<br />

INFORMATION<br />

about signing up<br />

for Social Security,<br />

Medicare, senior<br />

discounts and more!<br />

• Lunch daily at 11:30 a.m.<br />

• Monthly birthday parties<br />

• Movies<br />

• Friendship Quilters<br />

• Computer lessons<br />

• Pool, Bingo and Euchre<br />

• Blood pressure checks,<br />

foot care & hearing tests<br />

Call us for a ride: 815-562-5050<br />

Hub City <strong>Senior</strong> Center<br />

401 Cherry Ave., Rochelle<br />

www.hubcityseniorcenter.com<br />

50+fall <strong>2019</strong>


Page 6 • <strong>Senior</strong> <strong>Living</strong><br />

SENIOR LIVING | RELAX<br />

Taking time to travel<br />

RETIREMENT means<br />

unlimited vacation<br />

days — time to take<br />

all those trips you couldn’t fit<br />

into your few weeks of annual<br />

vacation during your working<br />

life, energy for day and weekend<br />

trips to explore your own region<br />

that always seemed like too much<br />

after working 40 hours.<br />

While there are plenty of trips<br />

that are fun for any traveler, senior<br />

citizens have additional options to<br />

see the world.<br />

Find a senior<br />

Julie Huddleston<br />

815-562-3838<br />

Rochelle<br />

longer excursions to Central and<br />

South America, Europe, Africa<br />

and more. These programs allow<br />

you to sign up for the trips you<br />

want to take, browsing through<br />

different adventure options like<br />

train travel, hiking, sea trips and<br />

more, and they do the planning<br />

for you.<br />

Traveling by yourself? There<br />

are tour groups that cater to<br />

single senior citizens as well.<br />

Look into<br />

discounts<br />

www.holcomb.bank AARP and other organizations<br />

for senior citizens offer<br />

travel group<br />

ElderTreks and Road Scholar travel discounts on flights,<br />

offer adventures of all kinds for hotels, rental cars, cruises and<br />

senior citizens, including short “TRAVELING– tours. Check it leaves out what you options<br />

and inexpensive trips to places speechless, are available. then turns you Often into insurance a<br />

throughout the United States and companies storyteller.” and big box stores<br />

-IBN Bututta<br />

Marilyn<br />

Doug<br />

815-874-6156 815-384-3838<br />

New Milford<br />

www.holcomb.bank<br />

Creston<br />

Julie W.<br />

815-234-3131<br />

Byron<br />

offer discounts as well, so find<br />

the best deal you can. When you<br />

go to museums and other sights,<br />

ask about a senior discount.<br />

You also can get deal on some<br />

train tickets throughout Europe,<br />

according to Rick Steves; ask at<br />

the train station what discounts<br />

are available.<br />

Even without special deals, retirees<br />

have the advantage of more<br />

open schedule. Rick Steves suggests<br />

traveling during shoulder<br />

season (April-May, September-<br />

October), when prices are lower<br />

because it’s not peak season, but<br />

the weather is still fairly good.<br />

Get a national<br />

parks pass<br />

<strong>Senior</strong>s can get a lifetime<br />

National Parks pass for $80,<br />

allowing entry into all the national<br />

parks and monuments<br />

throughout the country.<br />

For the outdoorsy types, this<br />

is an inexpensive way to spend<br />

a day or a weekend hiking or<br />

camping. Even the less outdoorsy<br />

types can find easy hikes<br />

or beautiful drives through some<br />

of the country’s most pristine,<br />

gorgeous landscapes, including<br />

the red rocks of Zion National<br />

Park, the geysers of Yellowstone<br />

or the green, rolling hills of<br />

Shenandoah National Park.<br />

One third of your day is spent sleeping...<br />

Sleep better with Meyers Sleep Experts!<br />

www.holcomb.bank<br />

Thurs. Dec. 5<br />

Tues. Dec. 10<br />

Julie Rochelle Huddleston New Marilyn Milford 2020<br />

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Jan. 23-Feb. 2 Panama Canal/Princess Cruises<br />

Rochelle New Milford<br />

DATE<br />

Thurs. April 23<br />

Thurs. Dec. 5<br />

June 9-13<br />

Tues. Dec. 10<br />

June 21-July 1<br />

DATE<br />

Jan. 23-Feb. 2<br />

Thurs. March Dec. 8-16 5<br />

Thurs. April 23<br />

Tues. Dec. 10<br />

June 9-13<br />

DATE<br />

Julie Huddleston<br />

815-562-3838<br />

March 8-16<br />

June 21-July 1<br />

Jan. 23-Feb. 2<br />

March 8-16<br />

Thurs. April 23<br />

“TRAVELING– it leaves you<br />

Holcomb Travel Exchange “TRAVELING– Event Schedule it leaves you<br />

speechless, then turns you into a<br />

speechless, then turns you into a<br />

storyteller.”<br />

Holcomb Mystery Tour Travel Exchange Event Schedule<br />

Alaska Cruise Tour w/Princess 2020 Cruises<br />

EVENT<br />

Panama Canal/Princess Cruises<br />

Chicago Antebellum Shopping/Christkindlmarket South/American Queen Steamboat at Daley Plaza<br />

Jumers Casino<br />

Christmas Potluck<br />

Panama Canal/Princess Cruises<br />

-IBN Bututta<br />

2020<br />

815-384-3838<br />

Creston<br />

Holcomb Antebellum Travel South/American Exchange Queen Event Steamboat Schedule<br />

Chicago Shopping/Christkindlmarket at Daley Plaza<br />

Christmas Potluck<br />

Mystery Tour<br />

Marilyn<br />

815-874-6156<br />

EVENT<br />

Alaska Cruise Tour w/Princess Cruises<br />

EVENT storyteller.”<br />

Chicago Shopping/Christkindlmarket at Daley Plaza<br />

Christmas Potluck<br />

Jumers Casino<br />

Doug<br />

815-384-3838<br />

Creston Doug<br />

Antebellum South/American Queen Steamboat<br />

Member FDIC<br />

Julie W.<br />

815-234-3131<br />

Julie Byron W.<br />

815-234-3131<br />

Byron<br />

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2. You’re not sleeping well.<br />

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5. You sleep better on other beds<br />

6. You keep buying pillow tops & new pillows<br />

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meyersfurniture.com<br />

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Hours: M&F 9-6 •T, W &Th 9-5<br />

Sat 10-5 • Sun Closed<br />

L50+


<strong>Senior</strong> <strong>Living</strong> • Page 7<br />

SENIOR LIVING | CAREER<br />

Retirement is a great opportunity<br />

to travel, learn, read, rest and<br />

spend time with your family. The<br />

last thing you want to think about<br />

is going back to work.<br />

However, many retirees find<br />

themselves heading back into the<br />

workforce out of a desire for more<br />

career challenges, a way to fill time<br />

or a need for money or health insurance<br />

in retirement.<br />

Going back to work<br />

AS you’re thinking about returning to the workforce<br />

for full- or part-time work, consider several<br />

questions. Health insurance may be a big factor,<br />

according to New Retirement. People who retire before age<br />

65, when Medicare kicks in for all Americans, may find<br />

insurance and other out-of-pocket costs eating into their<br />

retirement savings, so getting a job that provides health insurance<br />

can be the most financially sound option. There are<br />

some part-time jobs that offer health insurance, so consider<br />

those options as you’re looking at a return to the workforce.<br />

Other people find they have not saved enough money for<br />

retirement and need the salary. Determine how much additional<br />

money you need each month to determine if you need<br />

full- or part-time work. It’s also a good idea to talk to your<br />

financial planner to see if you’ll face any tax implications.<br />

In addition to your planner, talk to the Social Security<br />

Administration in your area. According to New Retirement,<br />

Social Security income could be reduced if you go back to<br />

work, depending on what age you were when you retired.<br />

Full retirement age is 67 for people born 1960 or later, and<br />

if you retire before 67, you will receive less money from<br />

Social Security each month. If you retire and go to back<br />

to work before you reach 67 (or the full retirement age,<br />

which may be younger for those born before 1960), Social<br />

Security deducts a dollar in benefits for every $2 you earn<br />

above the annual limit, though this is not a permanent<br />

change.<br />

Finally, if you have a pension, it could be affected if<br />

you go back to work for the same company or organization<br />

that you worked during your career. Often, companies will<br />

suspend benefits when you get back on their payroll, so<br />

check with the company so you don’t get an unpleasant surprise<br />

your first month. Your pension shouldn’t be unaffected<br />

if you work somewhere new.


Page 8 • <strong>Senior</strong> <strong>Living</strong><br />

SENIOR LIVING | MEDICAL DEVICES<br />

According to the National Institute<br />

on Deafness and Other Communication<br />

Disorders, about one<br />

in three people between the ages<br />

of 65 and 74 have hearing loss and<br />

nearly half of those older than 75<br />

have difficulty hearing.<br />

Hearing better for a happier life<br />

IF you are experiencing a decline in how you hear, it may be<br />

time to invest in a hearing aid. There are several considerations<br />

you should make before committing to a certain model. Make<br />

sure to get your doctor’s opinion on the option that is most efficient<br />

in your situation.<br />

Here are some factors to consider before you begin shopping.<br />

Key features<br />

Hearing devices typically consist of four basic components:<br />

a microphone, a processor, a receiver and a power source. The<br />

microphone recognizes the sounds you hear and transfers them to<br />

the processor.<br />

Those sounds are enhanced by the processor, which then amplifies<br />

them to your ear canal via the receiver, or speaker. The system<br />

is powered by a power source, or battery.<br />

While most operate the same, you can find units with other hightech<br />

features. Here are some to look for.<br />

• Automatic gain control picks up on soft sounds while maintaining<br />

loud noises at comfortable levels.<br />

• A feedback manager is helpful to minimize annoying whistling,<br />

while boosting amplification.<br />

* Quality Gunsmithing *<br />

All Name Brand<br />

New and Used Guns<br />

• Ammo<br />

• Mounts<br />

• Complete Accessories Line<br />

• Black Powder Supplies<br />

Carter’s<br />

Gun Shop, Inc.<br />

HOURS: Mon. 8am-12 noon & 1-5pm, Closed Tues.<br />

Wed.-Sat. 8am-12 Noon & 1-5pm, Closed Sun.<br />

• Cleaning Kits<br />

• Reloading Supplies<br />

• Hunting/Fishing Licenses<br />

202 W.<br />

Commanche,<br />

Shabbona<br />

(815) 824-2354<br />

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• Noise reduction is great for reducing background noise so you<br />

can concentrate on speech intelligibility.<br />

Set reasonable expectations<br />

A hearing aid won’t completely restore your hearing, so it’s<br />

important to understand what you should expect.<br />

Most users experience a better quality of life by picking up on<br />

sounds they couldn’t hear in the past and enjoying conversations<br />

without asking someone to repeat themselves.<br />

You also should allow yourself time to adjust to the new type<br />

of hearing experience. There may be a short period before you feel<br />

comfortable with your new earpiece and its capabilities.<br />

Assistive lisetening device<br />

In addition to a hearing aid, take advantage of assistive listening<br />

devices that can make an aid more effective. Installing wireless<br />

systems or neck loops in rooms in which you have difficulty hearing<br />

can make the sounds more prevalent to someone with a hearing aid.<br />

Before making a purchase, check with your insurance policy<br />

to see if they help cover the cost. Some high-end models can be<br />

expensive.<br />

15049 Lyndon Rd • Morrison, IL<br />

815-772-2232 • 800-829-2130<br />

www.wiersemacharter.com<br />

WIERSEMA CHARTER SERVICE, INC.<br />

<strong>2019</strong> DAY TRIPS<br />

OCT 11 ...........<strong>Fall</strong> Colors IA, WI, IL ................................................. Lunch Balltown, IA<br />

OCT 17 ...........“The Color Purple” ..................................................Drury Lane Theatre<br />

NOV 9 .............“A Christmas Story” ........................................Fireside Dinner Theatre<br />

NOV 13 ..........“WWII” Radio Show” ....................... Starved Rock State Park Lodge<br />

NOV 16 ..........Woodfield Shopping Center .....................................Schaumburg, IL<br />

NOV 17 ..........“The Best of the Barn Christmas” ...........The Barn III, Goodfield, IL<br />

DEC 4 ..............Downtown Shopping ............................................................Chicago, IL<br />

DEC 7 ..............Downtown Shopping ............................................................Chicago, IL<br />

DEC 11 ...........“Kenny & Dolly Christmas” ........... Starved Rock State Park Lodge<br />

50+<strong>Fall</strong>19


<strong>Senior</strong> <strong>Living</strong> • Page 9<br />

SENIOR LIVING | STAYING FIT<br />

7 healthy habits for seniors<br />

If your age is catching up to you, there may be some lifestyle changes you<br />

can make to give you a boost in energy and better overall health<br />

TRY to incorporate a few of these healthy habits, recommended<br />

by Parent Giving, to feel better and live longer.<br />

Quit smoking<br />

Smoking tobacco can cause cancer, stroke and heart failure. It<br />

also affects your skin by causing excessive wrinkling weakening<br />

skin elasticity.<br />

If you’re having difficulty quitting cold turkey, try cutting back<br />

with the aid of nicotine gum or patches.<br />

Stay active<br />

You should do something that boosts your strength, flexibility<br />

and balance. Participate in activities that help you stay at a healthy<br />

weight to prevent heart issues, sleep better and reduce stress.<br />

Eat well<br />

The right diet will make it easier to remain active. Schedule<br />

an appointment with a nutritionist to find the eating plan that will<br />

benefit you the most. Dietary changes and exercise can prevent or<br />

control illnesses such as heart disease, obesity, high blood pressure<br />

and diabetes.<br />

Maintain a healthy weight<br />

Carrying around excessive weight is dangerous for your heart<br />

and promotes diseases such as diabetes. Find out what your ideal<br />

weight is for your body type and work to achieve it. You can<br />

maintain it by staying active and eating right.<br />

Prevent falls<br />

Analyze your home for fall risks and eliminate them. Things<br />

such as loose carpets or rugs, cluttered walkways and unlit hall-<br />

ways should all be addressed. According to the National Council<br />

on Aging, falls are the leading cause of fatal and non-fatal injuries<br />

for older Americans. In most cases, they can be easily avoided.<br />

Stay up-to-date on immunizations<br />

and screenings<br />

Staying on top of your health is crucial, especially as you age.<br />

Follow your doctor’s orders and receive the immunizations and<br />

life-saving screening schedule they provide to watch for serious<br />

health problems.<br />

Manage stress<br />

Try to limit the amount of stress you put yourself through. Exercising<br />

and meditation have shown to relieve pent-up frustration.<br />

You also should make time to socialize with friends and peers, as<br />

positive thinking has beneficial effects on our health.


Page 10 • <strong>Senior</strong> <strong>Living</strong><br />

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<strong>Senior</strong> <strong>Living</strong> • Page 11<br />

SENIOR LIVING | HEALTH BASICS<br />

The importance of good sleep<br />

AS we age, our bodies<br />

produce less melatonin,<br />

which can lead<br />

to slight disruptions throughout<br />

the night.<br />

However, if you experience<br />

disturbed<br />

sleep, are tired when you<br />

wake up or experience other<br />

aspects of insomnia, there may<br />

be serious underlying issues.<br />

Learn more information<br />

regarding your sleeping patterns<br />

and if you should visit a<br />

specialist, from the American<br />

Geriatrics Society.<br />

Common sleep<br />

problems for<br />

seniors<br />

Problems with sleep can<br />

lead to numerous issues for<br />

older adults. Here are a few of<br />

the most common types they<br />

experience.<br />

Insomnia: a condition which<br />

causes you not to fall asleep<br />

when you think you should,<br />

causes you to stay asleep or<br />

gives the feeling you have not<br />

slept enough once you wake<br />

up.<br />

Sleep apnea: a condition<br />

that may cause seniors to stop<br />

breathing during sleep. A lack<br />

of oxygen causes some to<br />

A good night’s sleep<br />

affects much more<br />

than how you feel<br />

the next day. With<br />

age, it’s not uncommon<br />

for sleep habits<br />

to change.<br />

Most seniors notice<br />

they are ready to fall<br />

asleep earlier in the<br />

evening and wake<br />

up at later hours.<br />

wake up gasping for air. This<br />

condition may lead to diseases<br />

such as high blood pressure and<br />

heart conditions.<br />

Restless Leg Syndrome: a<br />

condition that causes people<br />

to repetitively kick their legs<br />

during sleep. While it may not<br />

wake you up, it’s likely your<br />

legs will be sore in the morning<br />

and it will affect your comfort<br />

and ability to rest.<br />

What you can do<br />

Your actions throughout the<br />

day can play a huge role in how<br />

well you sleep. Take the advice<br />

from the group Health in Aging<br />

to set yourself up for a full<br />

night’s rest.<br />

• Avoid caffeine, tobacco<br />

and alcohol in the later part of<br />

the day;<br />

• Eat smaller portions before<br />

bed- time;<br />

• Follow a strict sleep schedule<br />

and routine; and<br />

• Exercise regularly, especially<br />

early in the day.<br />

Reach out for<br />

help<br />

If you have tried to make<br />

yourself tired and are still<br />

having difficulty sleeping,<br />

visiting a specialist is the<br />

next step. Through tests and<br />

studies, they can find what is<br />

keeping you awake.<br />

They may choose cognitive-behavior-<br />

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medical management or<br />

sometimes prescription medicine<br />

to help you get a better<br />

night’s sleep.<br />

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Page 12 • <strong>Senior</strong> <strong>Living</strong><br />

SENIOR LIVING | DISEASE PREVENTION<br />

Skin<br />

Cancer<br />

Awareness<br />

THE Skin Cancer Foundation<br />

reports the odds of developing<br />

skin cancer rise as you<br />

age.<br />

In fact, about 50 percent of Americans<br />

who live to age 65 will have<br />

experienced at least one type of skin<br />

disease.<br />

Before enjoying the summer outdoors,<br />

don’t skimp on the sunscreen.<br />

What is skin cancer?<br />

This type of cancer develops in<br />

one of the tissues in the skin. When<br />

caught early, most instances are considered<br />

minor problems and are easily<br />

removed. However, if left unresolved,<br />

they can lead to a fatal disease.<br />

Regular annual checkups are encouraged<br />

by the American Geriatrics<br />

Society. They report that more than 2<br />

million cases of skin cancer are discovered<br />

annually in the United Sates.<br />

There are three common types that<br />

experts look for during examinations.<br />

Basal cell carcinoma: The most<br />

common type in the country, starts in<br />

the outer layer of the skin and slowly<br />

grows in its original location without<br />

spreading;<br />

Squamous cell cancer: Developed<br />

from flat squamous surfaces on the<br />

skin, it is commonly caused by exposure<br />

from the sun. It’s more likely to<br />

spread than basal cell but chances are<br />

still relatively low; and<br />

Melanoma: This is the most dangerous<br />

form of skin cancer, which<br />

often spreads to important parts of the<br />

body. It occurs by affecting specialized<br />

cells in the skin that produce<br />

melanin. If caught early, 97 percent<br />

of melanomas can be cured, but it<br />

becomes more difficult to treat in later<br />

stages.<br />

Protecting yourself<br />

The most important thing to do<br />

to lessen the risk of skin cancer is to<br />

avoid staying out in the sun. When<br />

going out- doors, wear long-sleeved<br />

shirts and pants when temperatures<br />

permit. During sunny days, make sure<br />

to liberally apply sunscreen with a<br />

UPF of 30 or higher on exposed skin.<br />

Don’t forget to reapply sun- screen<br />

after every few hours if you will be<br />

outside for long durations.<br />

Treatments<br />

If you find yourself diagnosed with<br />

skin cancer, a specialist may offer<br />

different treatment methods based on<br />

its severity.<br />

Sometimes surgical extraction can<br />

be performed to easily remove the<br />

growth. For early cases, an incision<br />

usually eradicates the disease.<br />

However, for more advanced stages,<br />

extensive surgery may be required to<br />

eliminate deeper lesions.<br />

Serious cases which have spread<br />

may require chemo- therapy and<br />

radiation to shrink or eliminate the<br />

cancer.


<strong>Senior</strong> <strong>Living</strong> • Page 13<br />

SENIOR LIVING | TRAVEL<br />

Flying in<br />

Comfort<br />

If you are retired or approaching retirement,<br />

you may be planning to do your fair share<br />

of traveling. Sometimes, flying seems like<br />

too much of a chore to entertain, but driving<br />

long distances can be just as difficult. Don’t<br />

let your fear of being uncomfortable in flight<br />

stop you from seeing the world.<br />

HALF the struggle of flying occurs before you even enter<br />

the plane. Navigating huge air- ports while hauling luggage<br />

can take a toll on your body.<br />

Before traveling, consider investing in suitcases with highquality<br />

wheels to make walking more comfortable.<br />

Check out these other helpful tips to enjoy your flight, from the<br />

experts at Parent Giving.<br />

Pre-flight planning<br />

Packing lightly for your flight will lessen the strain you feel<br />

when boarding. Try to show up early so you have plenty of time<br />

to check all your baggage before waiting in line. Only bring along<br />

the necessities you will require while you’re in the air.<br />

You should also wear comfortable clothing and shoes, since<br />

you may expect to be standing in lines for long durations. Don’t<br />

forget to request an aisle seat that provides easy access to the bathroom<br />

and allows you to get up to stretch during a flight.<br />

Bring medication<br />

Remember to bring the medication your body needs to remain<br />

healthy. It’s import- ant to receive a doctor’s note before<br />

your flight as it may raise questions when you are going through<br />

security.<br />

Without a note, you may experience delays or worse, have your<br />

prescriptions confiscated.<br />

It’s also important to pre- pare an in-flight medication schedule,<br />

especially when crossing multiple time zones. You will want to<br />

make sure you stick to your body’s schedule, not what the clock<br />

says.<br />

Travel aids<br />

Sitting still for long periods of time can wreak havoc on our<br />

comfort level. Pack noise-reduction headphones to make the environment<br />

more suitable for a power nap or a peaceful experience to<br />

enjoy a book.<br />

Items to prevent becoming sore include compression stockings,<br />

which can reduce the risk of blood clots if you are on an extremely<br />

long flight.<br />

Bring snacks<br />

Plan for delays or reroutes by bringing a suitable selection of<br />

food. This is especially important if you suffer from a disease like<br />

diabetes or eating is required after taking certain medications.<br />

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Page 14 • <strong>Senior</strong> <strong>Living</strong><br />

SENIOR LIVING | TRAVEL<br />

Vacation with grandchildren<br />

TAKING your grandchildren with you on a vacation is a<br />

wholesome experience for the entire family. Whether it’s<br />

a cruise, camping trip or visiting an amusement park, the<br />

journey will help build the bond you have.<br />

Plan to bring the little ones along for the adventure of your lives.<br />

If you haven’t spent an extended time alone with your grandchildren,<br />

a trial run before you invest in an expensive trip is important.<br />

Talk with their parents about any nighttime issues their children<br />

may have, such as nightmares, trouble sleeping or incontinence.<br />

While remaining close to home, invite them over for an overnight<br />

or weekend visit.<br />

If all goes well, plan your trip but don’t forget to listen for the<br />

kiddos’ input. This vacation is just as much for them. Here are<br />

some other considerations you should make before leaving for<br />

vacation.<br />

Follow mom and dad's rules<br />

While you may not be familiar with asking your children for<br />

permission, it’s respectful to ensure you are following wishes<br />

regarding their kids.<br />

Ask about any special instructions they have about their<br />

behavior and how to resolve it. For instance, if a child talks back<br />

or tries to act out, you should know how to keep punishments consistent.<br />

It’s important to have your grandchildren’s respect so they<br />

don’t test their limits and bring this misbehavior home.<br />

Where will you go?<br />

Consider talking with a local travel agent to find a combination<br />

tour tailored to grandparents and their grandchildren. These specialized<br />

trips will give the entire group a chance to socialize with peers<br />

of the same age from all over the world.<br />

Booking a rental property nearby favorite tourist locations is<br />

another good idea. These condos are usually less expensive than<br />

staying at hotels for a few nights, plus they offer enough room to<br />

give everyone their own space.<br />

Camping is another experience to share with your grandchildren.<br />

You can teach them the value of nature and show them useful skills<br />

such as fire building, outdoor cooking and fishing.<br />

What should you bring?<br />

In addition to luggage and supplies you’ll need for your vacation,<br />

you also should bring a few special documents along. Get notarized<br />

letters from the parents giving their permission for you to travel with<br />

the children and one giving permission for you to make decisions<br />

about medical care. You’ll also want copies of the children’s medical<br />

and dental insurance cards.<br />

Hopefully these forms will stay in your suitcase, but it’s best to<br />

be prepared for issues.


<strong>Senior</strong> <strong>Living</strong> • Page 15<br />

SENIOR LIVING | SELF IMPROVEMENT<br />

Continuing to learn<br />

YOU’RE never too old to learn a new skill, take up<br />

a new hobby or even go back to school. Not having<br />

a full-time job opens up your schedule and your<br />

energy level to try something you’ve always wanted to learn.<br />

It’s also a great way to keep your brain active and engaged.<br />

Sign up for a class at<br />

your local college<br />

If you live near a community college or university, see<br />

what classes are available to take for non-degree-seeking<br />

students. Some colleges have community-oriented classes<br />

with a variety of skills, but retirement is also a great opportunity<br />

to take classes you didn’t have time to in college. Sign<br />

up for world history or anthropology courses or take a voice<br />

or music class.<br />

Or, if you’re ready for a major commitment, go back to<br />

school full-time to earn that second bachelor’s degree or sign<br />

up for a graduate program.<br />

Read all the books you can<br />

Now’s your chance to knock out “War and Peace” or that<br />

series you’ve had on your shelf for years. Retirement provides<br />

a great opportunity to spend time reading. You can<br />

join (or start) a book club and explore different genres and<br />

authors. Check out your library for reading groups or lists.<br />

You can also find a group of students to read to.<br />

Find a new hobby<br />

Go to your local senior center and learn a new dance,<br />

take a cooking class or break out an old camera and go to a<br />

photography class. Cities and towns of all sizes have these<br />

gathering places, and in addition to learning something new,<br />

they provide great opportunities to meet new people and find<br />

people with similar interests to yours.<br />

If you can’t go to a senior center or yours doesn’t offer<br />

the classes you want, check out online options. Many groups,<br />

including major universities throughout the world, offer online<br />

courses; there also are companies that offer classes from<br />

the best of the best, including acting from Oscar winners,<br />

photography from professional photographers, cooking from<br />

the best chefs in the world and more.<br />

Alternatively, volunteer to teach a class at your local senior<br />

center, start a quilting or hiking club.


Page 16 • <strong>Senior</strong> <strong>Living</strong><br />

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