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Page 8A THE BEACON January 2020<br />

By Linda Hutchinson<br />

Fresh Starts<br />

A while back, we were on a<br />

long road trip with our three<br />

youngest kids. We threw out<br />

some fun open-ended questions<br />

knowing that they had<br />

LOTS of time in the car to<br />

think about their responses. We<br />

asked questions like, “What do<br />

you want your life to look like<br />

in five years?” “What do you<br />

want to be doing in 10 years?”<br />

“What kind of things are you<br />

doing NOW to get you where<br />

you say you want to go?”<br />

Hearing them verbalize their<br />

dreams and goals out loud was<br />

fun. I think they even surprised<br />

themselves with some of their<br />

answers. The questions made<br />

them think.<br />

These kinds of questions<br />

are not just classic discussionstarters<br />

with kids but with<br />

adults as well. I remember my<br />

husband asking me these same<br />

kinds of questions early in<br />

our marriage. He still does. It<br />

used to drive me crazy. I didn’t<br />

know what I wanted to do<br />

next week, let alone next year.<br />

But as I reflect on those early<br />

years, I am now so thankful<br />

that my husband is a dreamer.<br />

He is always looking ahead<br />

and pushing me to set new<br />

goals. I didn’t like it at first,<br />

but I now see that he is helping<br />

me step out of my comfort<br />

zone.<br />

I wish I had written down<br />

some of those early goals we<br />

dreamed about together and<br />

could compare them with our<br />

reality today. Thanks to my<br />

husband’s constant encouragement<br />

and nudging over<br />

the past thirty-five years, I<br />

can honestly say that I am<br />

living my best life ever with<br />

no regrets. That’s not to say<br />

I haven’t made my share of<br />

stupid mistakes; I’ve made<br />

plenty of those. What I think<br />

my husband gave me, though,<br />

was the courage to try new<br />

things in spite of my fears. He<br />

encouraged me to step out of<br />

my comfort zone and set big<br />

goals, even if it meant I made<br />

a mistake or didn’t succeed.<br />

What about you? Is what<br />

you’re doing NOW going to<br />

get you where you want to be<br />

LATER? If you’re on track to<br />

accomplish your dreams and<br />

reach your goals, awesome!<br />

If you’ve already achieved<br />

them, congratulations! You’re<br />

part of the 2% club. Yep,<br />

that’s right. Research shows<br />

that ninety-eight percent of<br />

people die without fulfilling<br />

their dreams. Okay, so maybe<br />

you haven’t seen your wildest<br />

dreams come true. What about<br />

some short term goals? How<br />

do people fair with those? The<br />

results are not much better.<br />

Research shows that, on average,<br />

only eight percent of folks<br />

follow through with their New<br />

Year’s resolutions.<br />

My goal in writing this<br />

is not to depress you but to<br />

Fresh Starts<br />

help refocus your energy and<br />

priorities on where you want<br />

to be. Are you ready for a fresh<br />

start? Are you prepared to put<br />

some verbs in your sentences<br />

and get to work on a real plan<br />

for your future? Do you have<br />

goals or dreams you have not<br />

been able to reach? At Rock<br />

Solid Families, we work all<br />

the time with individuals and<br />

couples who are struggling or<br />

feel stuck. Sometimes, they<br />

come in knowing what their<br />

problem is, but they often have<br />

no idea where to start. They<br />

feel like they are floundering<br />

in a world of indecision.<br />

One way we help our clients<br />

is to ask them to rate the satisfaction<br />

level of different areas<br />

of their lives. We have them<br />

focus on eight different areas:<br />

financial, relational, emotional,<br />

physical, professional, spiritual,<br />

intellectual, and recreational.<br />

After they score the<br />

different areas of their lives,<br />

they focus on one or two areas<br />

with the lowest satisfaction<br />

scores. Together, we work on<br />

setting some SMART goals.<br />

One of the dangers of setting<br />

personal goals is making them<br />

too difficult or unattainable.<br />

Here are some ideas on how<br />

to set some SMART goals and<br />

see your dreams come true.<br />

S- Be SPECIFIC. Don’t<br />

just say, “I’m going to lose<br />

weight next year.” Write down<br />

a specific goal like “I’m going<br />

to lose five pounds in the next<br />

Peace On Earth.<br />

Goodwill To All!<br />

four weeks, and then go back<br />

and assess after a month.”<br />

M- Make it MEASURABLE<br />

You want to set a goal that can<br />

be measured at some point. If<br />

one of your financial goals is<br />

to put more money into your<br />

savings, put a dollar figure to<br />

that goal. For instance, I want<br />

to save an extra $100 each<br />

week and put it in my savings.<br />

That’s an easy goal to measure.<br />

A- ACHIEVABLE Dreaming<br />

big is great, but if you give<br />

up in a month, what good was<br />

the goal? Make your goals<br />

achievable. Making New Year<br />

resolutions year after year and<br />

never make it past February<br />

is depressing. Don’t try to<br />

do everything at once. When<br />

we “bite off more than we<br />

can chew,” we get frustrated<br />

and give up before we have a<br />

chance to see the fruits of our<br />

efforts. Be realistic in what<br />

you can accomplish. If you<br />

want to save $100 more a<br />

week, but after you pay your<br />

car payment and gas, you only<br />

have $20 left at the end of the<br />

week, then your goal is unrealistic<br />

and unachievable.<br />

R- RELEVANT Put the big<br />

rocks in first. Set goals that<br />

will have an immediate and<br />

positive impact on your life.<br />

Focus on your lowest satisfaction<br />

scores and set goals that<br />

are relevant to those areas<br />

of your life. I recently had<br />

a client who was struggling<br />

relationally and professionally.<br />

She had lost many of her closest<br />

relationships after leaving<br />

her longtime career. Focusing<br />

on those two areas first was<br />

important. Losing weight or<br />

building up her savings account<br />

should not be her top<br />

priority. A relevant goal for her<br />

was to find a job that would<br />

stimulate her both professionally<br />

and relationally.<br />

T- TIME-BASED Putting a<br />

deadline on yourself is crucial.<br />

Setting goals for 2020 is too<br />

broad. Be more specific with<br />

your deadlines. I recommend<br />

no longer than six to eight<br />

weeks at a time, and I highly<br />

recommend sharing your timeline<br />

with a friend or family<br />

member. If you want to reconnect<br />

with your faith, set a goal<br />

to attend church five out of the<br />

next six weeks and ask your<br />

spouse to go along with you.<br />

Remember that these are your<br />

goals, not theirs. Even if they<br />

decline, you should still go.<br />

Instead of saying that you’re<br />

going to start praying “more,”<br />

set a time-based goal that you<br />

can measure. Your goal may<br />

be to set aside fifteen minutes<br />

every day for prayer.<br />

If you’re reading this and<br />

already having doubts that<br />

you can hit the reset button<br />

and make a fresh start, solicit<br />

the help of a friend, coach, or<br />

counselor. Don’t try to go it<br />

alone. We all need the support<br />

and encouragement of others.<br />

As I mentioned earlier, my<br />

husband has always been a<br />

HUGE encouragement to me<br />

to get out of my comfort zone<br />

and dream big. Rock Solid<br />

Families, was one of those big<br />

dreams that we began envisioning<br />

over eight years ago.<br />

We both felt that God was preparing<br />

us for something new<br />

by working with couples and<br />

families full time but didn’t<br />

quite know the “how” or the<br />

“when” or even the “where.”<br />

I am so thankful that Merrill<br />

kept nudging me to dream big.<br />

What about you? What’s<br />

your passion? As the new year<br />

approaches, now is a great time<br />

to pause and reflect on a few<br />

questions. Be honest and transparent<br />

with yourself. Where<br />

am I now? Where do I want<br />

to be next year? In five years?<br />

Is what I’m doing right now<br />

going to get me there? If it’s<br />

not, maybe the time has come<br />

to push the reset button. Make<br />

some changes. Solicit help.<br />

Don’t settle for anything less.<br />

Linda Hutchinson is the<br />

Executive Director of Rock<br />

Solid Families, a faith-based<br />

life coaching organization in<br />

St. Leon, IN.<br />

Wagon Shed<br />

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4717 Tall Oak Drive<br />

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Merry Christmas & Happy New Year<br />

From Roger Ford &<br />

Conservative Financial Solutions<br />

Conservative Financial Solutions | Roger L. Ford<br />

10403 Harrison Avenue | Harrison, OH 45030 | 513.367.1113<br />

ConservativeFinancialSolutions.com<br />

Roger Ford offers securities through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC.<br />

Investment advisory services offered through AE Wealth Management, LLC (AEWM), a Registered<br />

Investment Advisor. MAS and Conservative Financial Solutions are not affiliated companies.<br />

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