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Truist-Perspectives-AUGUST_2021

Truist Perspectives magazine makes the complex clear by offering tools and tips for investing, financial planning, and more.

Truist Perspectives magazine makes the complex clear by offering tools and tips for investing, financial planning, and more.

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Disclosures: <strong>Truist</strong> Bank, Member FDIC. © <strong>2021</strong> <strong>Truist</strong> Financial Corporation. <strong>Truist</strong>, the <strong>Truist</strong> logo,<br />

and <strong>Truist</strong> Purple are service marks of <strong>Truist</strong> Financial Corporation.<br />

Equal Housing Lender<br />

Investment and Insurance Products:<br />

• Are Not FDIC or any other Government Agency Insured • Are Not Bank Guaranteed • May Lose Value<br />

All <strong>Truist</strong> mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry<br />

(NMLS), which promotes uniformity and transparency throughout the residential real estate industry.<br />

Search the NMLS Registry.<br />

The information and material presented are for general information only and do not specifically address<br />

individual investment objectives, financial situations or the particular needs of any specific person.<br />

Nothing in this material constitutes individual investment, legal or tax advice. Investments involve risk<br />

and an investor may incur profits or losses. Claims made may not be representative of the experience of<br />

other clients and are not indicative of future performance or success.<br />

<strong>Truist</strong> Wealth, <strong>Truist</strong> Wealth Center for Family Legacy, <strong>Truist</strong> Wealth Business Transition Advisory Group,<br />

<strong>Truist</strong> Wealth International, <strong>Truist</strong> Wealth Legal, <strong>Truist</strong> Wealth Medical, and <strong>Truist</strong> Wealth Sports and<br />

Entertainment are marketing names used by <strong>Truist</strong> Financial Corporation and affiliates. Services offered<br />

by the following affiliates of <strong>Truist</strong> Financial Corporation: Banking products and services, including loans<br />

and deposit accounts, are provided by SunTrust Bank and Branch Banking and Trust Company, both now<br />

<strong>Truist</strong> Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank<br />

and Branch Banking and Trust Company, both now <strong>Truist</strong> Bank, and <strong>Truist</strong> Delaware Trust Company.<br />

Securities, brokerage accounts and /or insurance (including annuities) are offered by <strong>Truist</strong> Investment<br />

Services, Inc., and P.J. Robb Variable Corp., which are each SEC registered broker-dealers, members<br />

FINRA, SIPC, and a licensed insurance agency where applicable. Life insurance products are offered<br />

through <strong>Truist</strong> Life Insurance Services, a division of Crump Life Insurance Services, Inc., AR license<br />

#100103477, a wholly owned subsidiary of <strong>Truist</strong> Insurance Holdings, Inc. Investment advisory services<br />

are offered by <strong>Truist</strong> Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management,<br />

LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds<br />

are advised by Sterling Capital Management, LLC.<br />

Comments regarding tax implications are informational only. <strong>Truist</strong> and its representatives do not<br />

provide tax or legal advice. You should consult your individual tax or legal professional before taking any<br />

action that may have tax or legal consequences.<br />

<strong>Truist</strong> Securities is the trade name for the corporate and investment banking services of <strong>Truist</strong> Financial<br />

Corporation and its subsidiaries, including <strong>Truist</strong> Securities, Inc., member FINRA and SIPC.<br />

New York City residents: Translation or other language access services may be available. When calling<br />

our office regarding collection activity, if you speak a language other than English and need verbal<br />

translation services, be sure to inform the representative. A description and translation of commonly<br />

used debt collection terms is available in multiple languages at www.nyc.gov/dca.

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