ST_WS_BOSSteam
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Which bank characteristics influence the stresstest<br />
results in each of the analyzed scenarios?<br />
Credit scenario<br />
Under the credit scenario, banks with lending as<br />
their core business are the most affected.<br />
Banks<br />
Credit to total exposure<br />
amount ratio<br />
Decline in CAR<br />
RURALBANK 99.9 7.0<br />
MINIBANK 99.7 5.9<br />
SECONDBANK 97.0 6.4<br />
FOREIGNBANK 96.0 6.6<br />
MICROBANK 95.0 6.0<br />
INVE<strong>ST</strong>BANK 91.8 4.6<br />
PEOPLESBANK 91.1 5.5<br />
BIGBANK 90.0 6.2<br />
MARKETBANK 86.0 3.7<br />
ELITEBANK 85.8 4.3<br />
SAFEBANK 73.6 3.1<br />
Macro-crisis scenario<br />
Under the macro-crisis scenario, banks with a<br />
larger share of NPLs are the most affected.<br />
Banks NPL to credit ratio Decline in CAR<br />
INVE<strong>ST</strong>BANK 19.3 25.2<br />
MARKETBANK 15.6 15.1<br />
FOREIGNBANK 12.2 9.6<br />
MINIBANK 10.7 10.3<br />
SECONDBANK 9.4 5.9<br />
MICROBANK 8.6 5.3<br />
PEOPLESBANK 6.6 6.8<br />
SAFEBANK 5.2 2.2<br />
BIGBANK 5.0 6.0<br />
ELITEBANK 3.7 3.6<br />
RURALBANK 3.3 3.0
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